Difference Card Smart Mobile vs Hosted Services 2.0
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Difference Card Smart Mobile
Manage your healthcare spending and savings on the go. This app offers personalized recommendations, helps you find affordable care options, and simplifies claim submissions with photo uploads. Access account balances, transaction details, and important messages securely.
- Personalized healthcare recommendations
- Explore low-cost healthcare options
- Virtual medicine cabinet
- Quick claim submission with photos
- View account balance and transactions
- Access pending claims and messages
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Introducing the Difference Card Smart Mobile App! This free app from The Difference Card will deliver a unique experience like no other. In addition to providing on-the-go access to your Difference Card account, the mobile app will assist you by: - Guiding you through your healthcare journey with personalized recommendations - Exploring low-cost, high quality healthcare options you may not have known existed - Making smart healthcare spending and saving decisions with the use of a virtual medicine cabinet - Helping you submit a claim quickly and easily with the snap of a picture In addition, you will have access to helpful mobile tools such as viewing your account balance and transaction details on-the-go, viewing pending claims, and accessing important messages from The Difference Card. For security reasons, you will need to register and create an account, even if you have already registered on The Difference Card website. When using the app for the first time, you will be guided to take some important actions, such as specifying chronic conditions, loading your virtual medicine cabinet, and adding your health insurance provider. This will provide a truly personalized mobile app experience! Making a difference in your healthcare decisions with the Mobile Smart App from The Difference Card!
Hosted Services 2.0
Manage your voice, video, and instant messaging services with enhanced control and configuration options. This business application provides a streamlined portal for service management.
- Enhanced management options
- Service configuration
- Voice service utilization
- Video service utilization
- Instant messaging utilization
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Hosted Services has a new app designed with you in mind. The Hosted Services portal app puts control in your hands through enhanced management and service configuration options. Utilize your Hosted Services including voice, video, and instant messaging.
Screenshots
Verdict
The clearest difference is rating: Difference Card Smart Mobile at 3.7 against Hosted Services 2.0's 1.6. Difference Card Smart Mobile also leads on ratings volume (397 vs 16). Hosted Services 2.0's advantage is monetization model (free vs free with in-app purchases). On price, review sentiment, update cadence and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Difference Card Smart Mobile holds the better App Store score, 3.7 against 1.6. That said, the two scores are not equally well evidenced: Difference Card Smart Mobile has 397 ratings behind it against 16, so its average is the more settled of the two. Written reviews point the same way: 21% of Difference Card Smart Mobile's written reviews are positive against 14% of Hosted Services 2.0's.
Difference Card Smart Mobile ships an update monthly, Hosted Services 2.0 every 5 weeks. The most recent releases landed on October 20, 2026 and October 24, 2026 respectively.
| Parameter | Difference Card Smart Mobile | Hosted Services 2.0 |
|---|---|---|
| Price | Free | Free |
| Rating | 3.7 (397 ratings) — better | 1.6 (16 ratings) |
| Positive reviews | 20.9% of reviews — better | 14.3% of reviews |
| Number of ratings | 397 — better | 16 |
| Update frequency | Monthly — better | Every 5 weeks |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free with in-app purchases | Free — better |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 15.6 | 15.6 |
| Further details — not scored | ||
| Size | 50 MB | 59 MB |
| Age rating | 4+ | 4+ |
| Developer | EB Employee Solutions, LLC | Broadview Networks |
Customer experience
Difference Card Smart Mobile
Hosted Services 2.0
Bugs and requests
Difference Card Smart Mobile
Reported bugs
14 issues- Cannot log in after updates
- Login button unresponsive
- Blank screens after successful login
- Permanent notification badge that won't disappear
- App crashes or kicks user out
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- Registration process fails
- Forgot password function not working
- Cannot upload PDFs or scans
- Claim submission process resets if switching apps
- Square image requirement for uploads
- App requires a separate account from the website
- Login credentials invalid for app but valid for website
- Touch ID/Face ID not consistently working
- App is slow and not intuitive
Requested features
8 requests- Easier access to Difference card payment information on homepage
- Ability to upload PDFs for claims
- App should remember login status after Face ID/biometric login
- Include all features from the full website, like adding bank accounts
- Allow uploading of EOBs for claims
Show 3 moreShow fewer
- Improve claim submission process to handle images/screenshots better
- Notification for claim denials/messages
- Make the app more intuitive and less technical
Hosted Services 2.0
Not enough reviews yet to summarise bugs or requests.
In-app purchases
Difference Card Smart Mobile
No in-app purchases
Hosted Services 2.0
No in-app purchases
Questions
Is Difference Card Smart Mobile free?
Is Hosted Services 2.0 free?
Which has better reviews, Difference Card Smart Mobile or Hosted Services 2.0?
Do Difference Card Smart Mobile or Hosted Services 2.0 have ads?
Which is updated more often, Difference Card Smart Mobile or Hosted Services 2.0?
Other comparisons
