Difference Card Smart Mobile vs PSEG Long Island
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Difference Card Smart Mobile
Manage your healthcare spending and savings on the go. This app offers personalized recommendations, helps you find affordable care options, and simplifies claim submissions with photo uploads. Access account balances, transaction details, and important messages securely.
- Personalized healthcare recommendations
- Explore low-cost healthcare options
- Virtual medicine cabinet
- Quick claim submission with photos
- View account balance and transactions
- Access pending claims and messages
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Introducing the Difference Card Smart Mobile App! This free app from The Difference Card will deliver a unique experience like no other. In addition to providing on-the-go access to your Difference Card account, the mobile app will assist you by: - Guiding you through your healthcare journey with personalized recommendations - Exploring low-cost, high quality healthcare options you may not have known existed - Making smart healthcare spending and saving decisions with the use of a virtual medicine cabinet - Helping you submit a claim quickly and easily with the snap of a picture In addition, you will have access to helpful mobile tools such as viewing your account balance and transaction details on-the-go, viewing pending claims, and accessing important messages from The Difference Card. For security reasons, you will need to register and create an account, even if you have already registered on The Difference Card website. When using the app for the first time, you will be guided to take some important actions, such as specifying chronic conditions, loading your virtual medicine cabinet, and adding your health insurance provider. This will provide a truly personalized mobile app experience! Making a difference in your healthcare decisions with the Mobile Smart App from The Difference Card!
PSEG Long Island
Manage your PSEG Long Island account conveniently from your mobile device. Pay bills, track energy usage, report outages, and manage payment options with secure sign-on features.
- Make payments
- Compare and manage energy usage
- Report an outage
- Manage payment options
- Contact customer service
- Easy sign-on with touch/face ID
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Secure and easy tool to manage your PSEG Long Island account on the go - sign in, pay your bill and review your energy use. Already registered for a PSEG LI My Account? Use your user name and password to log in. Not registered? Easily register via the PSEG LI app. Use the app to: - Make payments - Compare and manage energy usage - Report an outage - Manage payment options - Contact PSEG LI customer service Powerful features: - Easy sign on with touch/face ID
Screenshots
Verdict
The clearest difference is rating: PSEG Long Island at 4.1 against Difference Card Smart Mobile's 3.7. PSEG Long Island also leads on monetization model (free vs free with in-app purchases) and ratings volume (8.4K vs 396). On price, review sentiment, update cadence and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
PSEG Long Island holds the better App Store score, 4.1 against 3.7. That said, the two scores are not equally well evidenced: PSEG Long Island has 8.4K ratings behind it against 396, so its average is the more settled of the two. Written reviews complicate that: 21% of Difference Card Smart Mobile's written reviews are positive against 15% of PSEG Long Island's, so the app with the better star average is not the one people write more warmly about.
Difference Card Smart Mobile ships an update monthly, PSEG Long Island every 3 weeks. The most recent releases landed on October 8, 2026 and October 19, 2026 respectively.
| Parameter | Difference Card Smart Mobile | PSEG Long Island |
|---|---|---|
| Price | Free | Free |
| Rating | 3.7 (396 ratings) | 4.1 (8.4K ratings) — better |
| Positive reviews | 20.9% of reviews — better | 15.4% of reviews |
| Number of ratings | 396 | 8.4K — better |
| Update frequency | Monthly | Every 3 weeks — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free with in-app purchases | Free — better |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 15.6 | 15.1 — better |
| Further details — not scored | ||
| Size | 50 MB | 43 MB |
| Age rating | 4+ | 4+ |
| Developer | EB Employee Solutions, LLC | Public Service Enterprise Group Incorporated |
Customer experience
Difference Card Smart Mobile
PSEG Long Island
User reviews
Difference Card Smart Mobile
From 396 App Store ratingsWhat we love
- 👍 User-friendly interface (mentioned once)
- 🚀 Efficient claims submission (mentioned once)
- 💡 Provider search tool (mentioned once)
- ✅ Easy balance checking (mentioned once)
- ✅ Direct deposit signup (mentioned once)
Room to improve
- 🐛 Login issues (frequent)
- 🐛 Registration failures (frequent)
- 🐛 Blank screens after login (frequent)
- 🐛 App crashes/kicks out (frequent)
- 🐛 Difficult to navigate (frequent)
PSEG Long Island
From 8.4K App Store ratingsWhat we love
- 💡 Convenient bill payment
- 🚀 Outage map and restoration updates
- 👍 Easy to navigate and understand
Room to improve
- 🐛 Frequent app crashes and bugs
- 🔒 Login and password issues
- 🚫 Removal of useful features like usage tracking
Bugs and requests
Difference Card Smart Mobile
Reported bugs
14 issues- Cannot log in after updates
- Login button unresponsive
- Blank screens after successful login
- Permanent notification badge that won't disappear
- App crashes or kicks user out
Show 9 moreShow fewer
- Registration process fails
- Forgot password function not working
- Cannot upload PDFs or scans
- Claim submission process resets if switching apps
- Square image requirement for uploads
- App requires a separate account from the website
- Login credentials invalid for app but valid for website
- Touch ID/Face ID not consistently working
- App is slow and not intuitive
Requested features
8 requests- Easier access to Difference card payment information on homepage
- Ability to upload PDFs for claims
- App should remember login status after Face ID/biometric login
- Include all features from the full website, like adding bank accounts
- Allow uploading of EOBs for claims
Show 3 moreShow fewer
- Improve claim submission process to handle images/screenshots better
- Notification for claim denials/messages
- Make the app more intuitive and less technical
PSEG Long Island
Reported bugs
3 issues- App not recognizing accounts or passwords
- Outage reporting functionality not working
- Incorrect or missing usage data
Requested features
3 requests- Ability to download or print bills
- Improved accessibility for visually impaired users
- More detailed energy usage and cost tracking
In-app purchases
Difference Card Smart Mobile
No in-app purchases
PSEG Long Island
No in-app purchases






