Comparison

Xtrade vs BTG Pactual Investimentos

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Xtrade

Access a comprehensive trading platform on your mobile device. Trade popular financial instruments with fast execution and robust security. Manage your account, set orders, and stay informed with financial news and economic event notifications.

Highlights
  • Trade financial instruments
  • Fast execution
  • Manage positions and orders
  • Check account balances and P&L
  • Economic event notifications
  • Financial news and updates
  • 24-hour support
Features
Read full description

Trade anytime, anywhere with Xtrade powerful trading App. Open your free account today and trade on the world’s most popular financial instruments Downloading and installing the Xtrade App is simple, easy and absolutely ad-free. Your security and privacy are our top priority. Xtrade is trusted by users worldwide and is regulated CySEC and ASIC. Enjoy the ultimate mobile trading experience when you access your Xtrade trading account from your phone • Fast Executions • Open, View, and Edit Positions • Check Account Balances and P&L • Set Stop Loss, Take Profit and Limit Orders • Fast Profits Withdrawals • Economic Event Notifications • Financial News and Updates • Fully licensed and regulated broker • 24-Hour multi language Support & Personal Trading Consultations • Award-winning trading platform Xtrade - Trade like a pro! Your capital is at risk.

About

BTG Pactual Investimentos

Invest in a wide range of assets, from fixed income to variable income, including government bonds, stocks, and funds. Access expert advice and 24/7 humanized customer support for your investment needs.

Highlights
  • Fixed income investments (CDBs, Tesouro Direto)
  • Variable income trading (stocks, FIIs)
  • Investment funds (various profiles)
  • Foreign exchange services
  • Private pension plans
  • Expert investment advice
  • 24/7 customer support
Features
Read full description

Com o app BTG Pactual Investimentos, você pode ter todas as vantagens do Maior Banco de Investimentos da América Latina na palma da mão. Da renda fixa à renda variável, pode investir nos ativos que fazem mais sentido para a sua carteira, passando por papéis do Tesouro, CDBs, fundos, ações, FIIs, câmbio, previdência e outros mais. No BTG Pactual, você conta com a assessoria de nossos especialistas para fazer as melhores escolhas de investimentos e, diante de qualquer necessidade, pode acionar o atendimento humanizado disponível 24 horas por dia, 7 dias por semana. Renda fixa Invista nos melhores ativos da renda fixa como CDBs, títulos do Tesouro Direto e outros papéis atrelados a diversos indicadores, como a taxa Selic e a inflação. No BTG Pactual Investimentos, você pode compor uma carteira de investimentos em renda fixa diversificada, com vários prazos, emissores e indexadores diferentes, permitindo que aplique seu patrimônio com eficiência. Oferecemos um catálogo completo, incluindo CDBs, LCIs, LCAs, CRIs, CRAs, debêntures e outros ativos. Pode contar ainda com os nossos especialistas para escolher as melhores opções de papéis e investir on-line diretamente no app BTG Pactual Investimentos. Os investimentos em renda fixa são ideais para compor uma parcela mais segura do seu portfólio, já que os riscos de perda são mínimos em comparação com outras classes de ativos. Renda variável O BTG Pactual Investimentos oferece plataformas de negociação ideais para você fazer suas operações na Bolsa de Valores de forma descomplicada. É possível investir em renda variável por meio das carteiras recomendadas e manter um portfólio diversificado, com o suporte de nossos assessores para escolher empresas com bons fundamentos. Fundos de investimentos Os fundos de investimentos são uma excelente opção para quem não tem conhecimentos suficiente da área para escolher os próprios papéis de forma independente ou prefere a gestão de um profissional para facilitar o processo e garantir escolhas mais certeiras. Há fundos de investimentos para todos os perfis, passando por opções de renda fixa, ações, câmbio e até fundos multimercado, que agregam diversas classes de ativos no mesmo fundo, permitindo que o investidor diversifique sua carteira apenas com as cotas de um único fundo de investimento. Câmbio Realize pagamentos e recebimentos do exterior com agilidade e segurança e conte com o auxílio de um assessor do Maior Banco de Investimentos da América Latina para grandes operações. Quer proteger seu patrimônio com moedas fortes, como o dólar e o euro? O BTG Pactual Investimentos oferece toda a segurança de que você precisa para realizar suas transações tranquilamente. Previdência No BTG Pactual, a previdência privada vai muito além de um complemento para a aposentadoria. Oferecemos uma plataforma multifundos diferenciada que faz com que seu dinheiro trabalhe por você, além do suporte de assessores especializados. Essa modalidade de investimento oferece diversos benefícios e permite que você construa seu patrimônio com maior flexibilidade, pensando no médio e longo prazo. O investimento não sofre come-cotas e ainda é possível abater até 12% da sua renda bruta anual tributável na declaração do Imposto de Renda no caso de aportes em planos PGBL. Flls Os Fundos Imobiliários (FIIs) são fundos de investimento voltados ao mercado imobiliário. Eles são isentos de Imposto de Renda e negociados na Bolsa de Valores, facilitando o acesso aos principais empreendimentos imobiliários do Brasil com um valor de entrada © 2024 BTG Pactual - CNPJ 30.306.294/0002-26 Av. Brigadeiro Faria Lima, 3.477. São Paulo - SP - Brasil

Screenshots

Xtrade4 screens
BTG Pactual Investimentos4 screens

Verdict

The call

The clearest difference is rating: BTG Pactual Investimentos at 4.8 against Xtrade's 3.6. BTG Pactual Investimentos also leads on ads (none vs shown) and monetization model (free vs free with in-app purchases). Xtrade's advantage is iOS requirement (13.4 vs 15.0). On price, update cadence, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

BTG Pactual Investimentos holds the better App Store score, 4.8 against 3.6. That said, the two scores are not equally well evidenced: BTG Pactual Investimentos has 3K ratings behind it against 14, so its average is the more settled of the two. Written reviews point the same way: 31% of Xtrade's written reviews are positive against 42% of BTG Pactual Investimentos's.

UpkeepUpdate frequency

Xtrade ships an update every 3 weeks, BTG Pactual Investimentos fortnightly. The most recent releases landed on September 1, 2026 and September 24, 2026 respectively.

Scorecard6 real differences · 4 level
Xtrade versus BTG Pactual Investimentos: the parameters behind the verdict, then further details
ParameterXtradeBTG Pactual Investimentos
PriceFreeFree
Rating3.6 (14 ratings)4.8 (3K ratings) — better
Positive reviews31.0% of reviews42.2% of reviews — better
Number of ratings143K — better
Update frequencyEvery 3 weeksFortnightly — better
AdsYesNo — better
In-app purchasesNoNo
MonetizationFree with in-app purchasesFree — better
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS13.4 — better15.0
Further details — not scored
Size88 MB747 MB
Age rating17+4+
DeveloperXTRADE EUROPE LTDBTG Pactual

Customer experience

Xtrade

All ratings14 ratings
Positive64.3%
Neutral0.0%
Negative35.7%
Written reviews84 reviews
Positive31.0%
Neutral2.4%
Negative66.7%

BTG Pactual Investimentos

All ratings2,993 ratings
Positive96.2%
Neutral1.4%
Negative2.5%
Written reviews116 reviews
Positive42.2%
Neutral10.3%
Negative47.4%

User reviews

Xtrade

From 14 App Store ratings

What we love

  • 👍 Good advice and knowledge
  • 👍 Strong knowledge from account managers
  • 👍 Good results and withdrawals
  • 👍 Powerful platform
  • 👍 Excellent and committed account managers

Room to improve

  • 😞 Scam allegations
  • 😞 Disappointment expected
  • 😞 Not safe
  • 😞 Rubbish and thieves
  • 😞 Absolute nightmare

BTG Pactual Investimentos

From 3K App Store ratings

What we love

  • 💻 Ease of use
  • 💰 Facilitated investing
  • 🤖 Reliable notifications
  • 🔍 Comprehensive portfolio tracking

Room to improve

  • 🐢 Slow and unresponsive app
  • 🔍 Confusing portfolio and account management
  • 🚫 Lack of customer support
  • 🔒 Security and authentication issues

Bugs and requests

Xtrade

Reported bugs

15 issues
  • App crashes
  • App full of bugs and glitches
  • Ads pop up constantly
  • App logs out when receiving messages
  • App doesn't run in background
Show 10 more
  • Impossible to verify mobile number
  • Doesn't fit screen on modern phones
  • Can't change buy and sell positions
  • Automatically sets sell position
  • Delayed charts
  • Placing orders takes 7-10 sec
  • Price change error
  • App always late
  • Account of fault
  • Crashes after 10 seconds

Requested features

3 requests
  • MetaTrader 4/5 integration
  • Dark mode option
  • Advanced analytics dashboard

BTG Pactual Investimentos

Reported bugs

4 issues
  • Frequent app crashes
  • Incorrect investment performance calculations
  • Delayed order execution and account updates
  • Incompatibility with newer iOS versions

Requested features

4 requests
  • Dark mode option
  • Improved portfolio analytics and reporting
  • Seamless multi-device support
  • Enhanced search and filtering capabilities

In-app purchases

None

Xtrade

No in-app purchases

None

BTG Pactual Investimentos

No in-app purchases

Questions

Is Xtrade free?
Xtrade is free to download, with no in-app purchases.
Is BTG Pactual Investimentos free?
BTG Pactual Investimentos is free to download, with no in-app purchases.
Which has better reviews, Xtrade or BTG Pactual Investimentos?
BTG Pactual Investimentos is rated higher. Xtrade averages 3.6 out of 5 from 14 ratings, while BTG Pactual Investimentos averages 4.8 from 3K ratings.
Do Xtrade or BTG Pactual Investimentos have ads?
Xtrade shows ads; BTG Pactual Investimentos does not.
Which is updated more often, Xtrade or BTG Pactual Investimentos?
Xtrade ships an update every 3 weeks, and BTG Pactual Investimentos fortnightly. Most recently, Xtrade was updated on September 1, 2026 and BTG Pactual Investimentos on September 24, 2026.

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