Repay vs PayLater

When we travel as a group of friends, rent an apartment together, share expenses at the party, or read the restaurant bill - in all such cases, you have to arrange finances of the participants. On one hand, friends prefer not to spoil relations by mere formalities. On the other hand, nobody likes to overpay, as well as to be in debt. Repay offers an elegant solution for this delicate problem. Use it for building a clear and transparent picture: who pays for what, what is the budget for an event, what are your shares, who owes you money and to whom do you owe. Log in to Repay by any mean which is convenient for you - via web interface following the link http://repayapp.com/ on any computer, or by using the Repay app for Apple iPhone on a mobile phone, tablet, or any other gadget. You can create an event (for instance, “Holidays in the Alps”) at Repay just in two clicks, and add friends so all the participants can track expenses and registers their transactions: “I’ve bought flight tickets for all”, “Peter paid for Elena”, “I gave money to a friend”, “Our advance money is paid back, let’s share”. Repay shows the action sequence to all participants. Repay calculates financing and displays the results helping to find answers to typical questions: • who are the participants? • what is the total share of any participant? • to whom do I owe, and how much? • who owes me money, and how much? • how much money does a specified participant need to pay? • how much money do the other participants need to pay to him or her? • what is the total budget of the event? When you run the mobile app in a free-of-charge mode, all Repay functionality is available, but the monthly quota for number of transactions and their total value is implemented. By purchasing a premium account, you eliminate all that limitations. It is easy to prolong the premium account subscription. Upgrade to One Year Premium Subscription for unlimited usage of Repay just for $2.99/year. Payment will be charged to your iTunes Account at confirmation of purchase. The subscription will automatically renew if not cancelled 24 hours before the end of the current period. The current period itself cannot be cancelled. Subscriptions may be managed and auto-renewal may be turned off in the Account Settings after purchase. Please, read our Privacy Policy at http://repayapp.com/privacy/, as well as our additional Privacy Policy for Children http://repayapp.com/privacy_children. Don't forget to read the App Terms of Service https://www.apple.com/legal/internet-services/itunes/dev/stdeula/. Visit the Repay web site http://repayapp.com/ to find additional information, to register, to start using Repay, and to download the mobile applications. FEATURES • Any user can register at Repay unlimited number of events, and for any of those events - unlimited number of participants and transactions (on premium accounts) • Supported transactions: - purchases in equal (even) and unequal parts (split). In the first case, a sum of money is divided among the participants. In the latter, you enter the size of contribution of every participant. The advanced split transactions are also supported, when you specify individual unequal parts and sum total, and the remainder of the sum is divided evenly. - individual purchases, when one participant pays for another - money is lent, and repaid - income - getting unused money back • Easy, free of charge registration procedure. Your login is you mobile phone number. • Notifications by SMS about financial actions of other participants • You can use Repay on your mobile device running Apple iOS (iPhone, iPad, iPod) or on any desktop computer via any Internet browser • Localization: English and Russian languages are already supported, the number of supported languages grows up • Integration with a phone book of your mobile • You can see in real time the current balance of any participant, the size of debts and shares of the participants

Shop now, pay later, with zero interest and zero fees. Forever. PayLater is Qatar's first Buy Now, Pay Later app licensed by the Qatar Central Bank. Split purchases into up to 4 instalments with PayLater. For eligible orders, FleXed lets you pay over up to 12 months at selected stores. No interest. No fees. No catch. 100% SHARIA-COMPLIANT PayLater is fully Sharia-compliant and certified by Bait Al Mashoura. 0% interest and 0% fees are not an introductory offer. They are how the product is built, and they are forever. SPLIT IN 4 Choose your first payment and spread the balance across the remaining instalments. Get approved in minutes with your Qatari ID and a selfie. FLEXED: UP TO 12 MONTHLY INSTALMENTS Bigger purchase? FleXed gives you up to 12 monthly instalments for eligible orders at selected stores. Every eligible account gets 10 FleXed credits, one for each instalment you add beyond the standard 4, and you can run up to 2 FleXed orders at the same time. Your credits come back as you repay. Still zero interest, zero fees, fully Sharia-compliant. FleXed is offered based on eligibility and may not be available to everyone. Terms and conditions apply. Visit https://paylaterapp.com/ for more information. *The FleXed feature is currently available to users in beta mode. YOUR FIRST PAYMENT, YOUR CALL You decide what you pay up front. Choose a first payment at least equal to each remaining instalment and the balance splits evenly across the instalments you choose. Found something that costs more than your limit? Pay the difference up front and split the rest. Your limit does not have to end the sale. WHERE YOU CAN USE IT Shop online and in store at more than 1,600 brands and 3,500 branches across Qatar, including Lulu, Fnac and many more. EVERYTHING IN ONE APP Track your available limit in real time See every order and upcoming due date in one place Repay early whenever you want, at no cost Manage your cards securely Switch between English and Arabic anytime SAFE, LOCAL, TRANSPARENT Licensed and regulated by the Qatar Central Bank. PCI DSS-compliant payment security. Every transaction is processed locally in Qatar for faster, safer payments. Join 500,000+ shoppers across Qatar already paying a smarter way. Buy now pay later Qatar, BNPL Qatar, split payments, pay in 4, instalments, monthly instalments, interest free shopping, Sharia-compliant finance, online shopping Qatar, Doha.