Yono Lite SBI vs Google Pay

Yono Lite SBI is Mobile Banking Smart Phone application for SBI Customers in English, Hindi, Telugu, Tamil, Kannada, Malayalam, Marathi, Gujarati, Punjabi, Bengali, Odia, Assamese, and Kashmiri languages. Yono Lite is SBI’s retail internet banking-based application for your smartphones. A safe, convenient, and easy to use application with a host of features to help users manage your finances on the move. Please complete the one-time registration process to start using the application. New Registration process: - A message will be shown on the screen regarding initiating an SMS to +917208871299 from the mobile device for validating user's mobile number. Users has to send this app generated encrypted SMS manually. Users have an option to retry sending SMS to an alternate number 8422833333. - Click on ‘Proceed’ button and an SMS containing a unique code will be sent from the device to a predefined number. Kindly note that for sending SMS will incur standard SMS charges as per your telecom SMS plan. - On registration screen, please enter Username and Password and click REGISTER button. - Accept the Terms & Conditions for registration by selecting the check box and click ‘Ok’ button. - An activation code will be sent to the registered mobile number. User has to complete the activation by inputting the Activation code in the app. - User can now login to Yono Lite application. Features: My Accounts • Detailed account information (Transaction / Deposit /Loan / PPF / SSA accounts) • Mini Statement (Last 10 transactions) • mPassbook (upto 150 transactions) • View /Download statement • PPF Accounts Fund Transfer • Funds Transfer within Self Accounts • Third Party Transfer within SBI • Inter-Bank Transfer (RTGS / NEFT /IMPS) • Quick Transfer to Unregistered Beneficiaries using QR Code • IMPS Transfer (using IFSC & Account Number or Mobile Number & MMID) • Schedule Transactions • Add / Manage Beneficiary eDeposits • Open Fixed Deposit • Open Recurring Deposit • Open Multi option deposit UPI • Fund Transfer to Unregistered beneficiaries through beneficiary VPA • Fund Transfer to registered beneficiaries using Account No & IFSC code • Dispute Status • Set UPI transaction limit within overall daily limit • Enable/ Disable UPI Manage Cards • Physical Debit Cards • Virtual Debit Cards • Prepaid Cards Bill / Merchant Payments • Pay Bills • SBI Life Premium • Bill Payment History SBI Voice Assist • Voice assisted functionality to know Balance, mini-statement and Quick Transfer using voice instructions Top-up and Recharge • Top-up of State Bank Prepaid Cards • NCMC Debit Plus Card Manage Cards • Debit Cards Control Feature - Manage Debit Card Channel, Usage and Limits, Hotlisting and Set PIN • Manage Virtual Debit Cards • Manage Prepaid Cards Requests • IPO (Equity and Rights) • Apply IPO • FASTag Issuance • Get MMID • Cancel MMID • Cheque book • Positive Pay System • TDS Enquiry Services • Standing Instruction • Online Nomination • Submit 15 GH • Transfer of Savings account • eLocker • My Certificates Facility of QR based Cash withdrawal from ATMs. - User can withdraw cash by scanning the QR displayed on ATM screen through Yono Lite app. Quick Transfer and Donations • Send Money using Account Details • Donations Facility of Yono Cash for Card less cash withdrawal through ATMs Prelogin • WhatsApp Banking • BHIM SBI Pay • Report Fraudulent Txn • FASTag • QMS (Queue Management Solution) • SBI Collect • Donations to Religious Entities • Bharat Billpay • SBI Finder • Complaints • Lock/Unlock User ID • Apply for Loan • FAQs • Ask SIA • Branch/ATM

Make UPI transfers or do mobile recharges, bills and payments to businesses with your bank account with Google Pay, a simple and secure payments app by Google. Join crores of Indians who are using Google Pay for all their payment needs. Refer friends, get the latest offers and earn rewards as you pay. + Multiple layers of security from your bank and Google Your hard-earned money is kept safely in your bank account and you have control over money leaving your bank account*. With a world-class security system that helps detect fraud and hacking, we are committed to keeping your money safe and we work with your bank to protect your payment information, wherever you shop online or offline. Each transaction is secured with your UPI PIN, and you can safeguard your account with a device lock method such as your fingerprint. *Google Pay works with all banks in India that support BHIM UPI. + Conveniently pay water, broadband, electricity, landline, gas bills and more You only need to link your biller accounts once, we remind you thereon to pay your bill with just a few taps. Google Pay works with billers across the country. + Find the latest prepaid recharge plans and easily recharge your mobile plan Recharge any prepaid mobile in fewer steps. Find the best and latest recharge plans as well as repeat recharge in one tap. You can also recharge your DTH connections across all providers. + Check your bank account balance No need to visit the bank or ATM to see your bank balance, quickly view your bank account balance anytime, easily. + Get rewarded Refer friends, get offers and earn cash rewards into your bank account as you pay. + QR code payments Pay by phone through the QR code scanner at your favorite offline neighbourhood shops and merchants. + Shop from specialty brands directly within Google Pay Order coffee, decorate your space, and explore many other brands easily within the app. + Fast & secure payments with your debit and credit cards Add and link your debit and credit cards** on Google Pay and use them for: -Online payments (mobile recharges or at your favorite online merchants apps like Myntra). When you checkout, look for the Google Pay logo or use your Google Pay UPI ID. -Offline payments (at offline shops by tapping your phone on NFC terminals) **Service is rolling out across bank issuers and card network providers. Currently available to Visa cards from Axis Bank (Credit/Debit), HDFC Bank (Credit/Debit), ICICI Bank (Credit), SBI (Credit), and SCB (Credit/Debit) + Book IRCTC train tickets All you need is your IRCTC account and Google Pay can handle the rest with support for Tatkal bookings and instant refunds! + Buy, sell, gift, and earn 24K Gold Trade gold securely with live market rates backed by MMTC-PAMP. Gold is securely deposited in your Gold Locker on Google Pay, or delivered as gold coins to your home. New! You can now also gift gold to friends and earn gold as Google Pay rewards. + Pay online with Google Pay Make payments on websites, apps or within the Google Pay app. When you checkout, look for the Google Pay logo or use your Google Pay UPI ID. + Send and receive money directly from your bank account to any bank account, including those who are not on Google Pay, via UPI transfers There’s no need to worry about reloading wallets and you don't need to do additional KYC. Using NPCI's (National Payments Corporation of India) BHIM Unified Payments Interface (BHIM UPI), money transfers are simple & secure with Google Pay. You must have an Indian bank account with a phone number linked to it to use this version of Google Pay.