owed vs Chara

Version 2 is here! What is new in this version? In a nutshell, everything! Do you borrow money? Do you lend money to your friends? Maybe your family is on your mobile family plan ( you know that mobile plan that no one actually knows what they owe the plan owner each month). If one or all of these fits you, then you're going to love owed! Here is just a sample of some key features: • FREE to use and no sign-up requirement. Seriously who doesn't like free? This also means you should limit your list of demands on what the app needs to do. Remember, it's FREE. • Keep track of multiple entries for each person. If you're like me, you have that one friend (Carl) that is constantly borrowing something. Now you can keep tabs on Carl and what he owes you. • Use your contacts to create new people. Now it's super easy to add Carl's information to the owed app. (Thanks Apple Contacts) • Set Notifications. I promise this time they work! • Send email or SMS reminders. Email not your thing? No worries. Send that person a text message directly from the owed app! • 3D touch enabled Maybe you have it, maybe you don't. But if you do, good for you, as owed is now using 3D touch! • Update person's information. You know, like if Carl tries to change his legal name to Chuck. Well bad news, Chuck. Owed makes it really easy to update a contact's name. • View the history of your statements. If Chuck tries to argue that he didn't borrow more money on top of what he already owes you for lunch, now you can show him the exact day he borrowed money for that Happy Meal. If you like what you see, please rate the app! Thanks for checking out the app, we hope you enjoy it as much as we do!

Split expenses with roommates, partners, and friends without the awkward math. Chara is a private, open-source bill splitter that's free forever. No ads, no subscriptions, no paywalled features. Add an expense, pick who's in, and Chara handles the math. See who owes who at a glance. Settle up when you're ready. WHAT YOU CAN DO • Create groups for roommates, trips, couples, or one-off events • Split equally, unequally, by percentage, or by shares • Snap a receipt and pull out the line items automatically • Track balances per currency, with no sketchy auto-conversion • Settle up with a tap and keep a clean history • Get notified when someone adds an expense or pays you back PRIVATE BY DEFAULT No trackers. No ad SDKs. No third-party analytics. Your group's expenses are visible to your group, and nobody else. SELF-HOST IT Chara is open source. Run it on your own server if you want. The app talks to your server the same way it talks to ours. Keep accounts on multiple servers at once and see everything in one place. FREE, FOREVER The core app is free. No subscription. No paywalled features. Chara is what bill-splitting should have been all along.