owed vs Debt Tracker

Version 2 is here! What is new in this version? In a nutshell, everything! Do you borrow money? Do you lend money to your friends? Maybe your family is on your mobile family plan ( you know that mobile plan that no one actually knows what they owe the plan owner each month). If one or all of these fits you, then you're going to love owed! Here is just a sample of some key features: • FREE to use and no sign-up requirement. Seriously who doesn't like free? This also means you should limit your list of demands on what the app needs to do. Remember, it's FREE. • Keep track of multiple entries for each person. If you're like me, you have that one friend (Carl) that is constantly borrowing something. Now you can keep tabs on Carl and what he owes you. • Use your contacts to create new people. Now it's super easy to add Carl's information to the owed app. (Thanks Apple Contacts) • Set Notifications. I promise this time they work! • Send email or SMS reminders. Email not your thing? No worries. Send that person a text message directly from the owed app! • 3D touch enabled Maybe you have it, maybe you don't. But if you do, good for you, as owed is now using 3D touch! • Update person's information. You know, like if Carl tries to change his legal name to Chuck. Well bad news, Chuck. Owed makes it really easy to update a contact's name. • View the history of your statements. If Chuck tries to argue that he didn't borrow more money on top of what he already owes you for lunch, now you can show him the exact day he borrowed money for that Happy Meal. If you like what you see, please rate the app! Thanks for checking out the app, we hope you enjoy it as much as we do!

Debt Tracker helps you and your friends keep shared money clear — dinners, trips, tickets, loans, and everyday “I got this” moments. See at a glance what you owe and what’s owed to you. Break balances down by person, accept or reject debt requests, record payments, and get notified when something needs your attention. WHY DEBT TRACKER • Simple shared balances between friends • Clear “You owe” and “Owed to you” totals • Per-person breakdowns so you always know who • Debt requests with accept / reject • Payment history with approval flow • Push notifications for requests, payments, and due dates • Secure sign-in with email and password HOW IT WORKS 1. Create an account and find friends by name, email, or username 2. Send a debt request (you owe them, or they owe you) 3. They accept — the debt becomes active 4. Record pay-backs or cash additions for approval 5. Watch remaining balances update until settled FEATURES • Dashboard overview with totals and recent activity • Debts list with filters (active, pending, settled, and more) • Pending inbox for requests and payment approvals • Person-level debt history and remaining balance • Optional due dates and notes • Offline-friendly cached data when you’re briefly offline Debt Tracker is for personal shared expenses between people you know. It is not a bank, lender, or payment processor — it helps you track and remember balances so nothing gets lost. Download Debt Tracker and stay clear on who owes what.