Comparison

SRCU Mobile Banking vs SECU

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

SRCU Mobile Banking

Manage your credit union accounts conveniently from your mobile device. This free app provides secure and quick access to check balances, pay bills, transfer funds, and locate branches and ATMs.

Highlights
  • Check account balances
  • Transfer funds between accounts
  • Pay bills
  • Locate ATMs and branches
  • Secure mobile banking
Features
Read full description

SRCU Mobile Banking by Summit Ridge Credit Union allows you to bank on the go. It’s free to download and offers quick access for managing your credit union accounts. Check your balances, pay bills, transfer money, apply for loans, and locate ATMs and our branch location with just a touch. Our native app is fast, secure and free. Use your current login information to start today. Features: •Check Account Balances •Transfer funds between accounts •Pay Bills** •Find our ATMs and our branch location using the GPS system provided by your iPhone.*** *Must be an Online Banking Customer **Online customers must first setup transfer and bill pay accounts prior to using these features. ***This is limited to locating our branch location and ATMs. Please refer to your carrier for any fees that may apply.

About

SECU

Manage your finances on the go with this mobile banking app. View account balances, pay bills, transfer funds, and deposit checks securely. It also allows you to manage your cards and communicate with the institution through secure messaging.

Highlights
  • View account balances and transactions
  • Lock/unlock debit cards
  • Schedule and manage bill payments
  • Transfer funds between accounts
  • Deposit checks via mobile
  • Request loan advances
  • Secure messaging
Read full description

SECU Digital Banking Manage your accounts anytime, anywhere. Designed with our members in mind, our new Member Access experience makes it easier than ever to manage your finances securely and conveniently from your mobile device. With the SECU mobile app, you can: • View account balances and transaction history • Transfer money between accounts • Deposit checks using Mobile Deposit • Pay bills and manage payees • Send and receive secure messages • Set up account alerts and notifications • Manage debit and credit cards • Locate branches and ATMs • Update contact information • Create and manage budgets and savings goals • Access enhanced security features, including biometric login (supported devices) Secure and Convenient Your security is our priority. The app uses advanced encryption and authentication tools to help protect your financial information. Getting Started Enroll or sign in using your current member access credentials. Contact Us Visit www.ncsecu.org for more information. Send feedback and suggestions to appfeedback@ncsecu.org

Screenshots

SRCU Mobile Banking4 screens
SECU4 screens

Verdict

The call

The clearest difference is update cadence: SECU at every 2 months against SRCU Mobile Banking's every 10 months. SECU also leads on review sentiment (64% vs 40%). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

SRCU Mobile Banking ships an update every 10 months, SECU every 2 months. The most recent releases landed on November 1, 2026 and November 3, 2026 respectively.

Scorecard2 real differences · 8 level
SRCU Mobile Banking versus SECU: the parameters behind the verdict, then further details
ParameterSRCU Mobile BankingSECU
PriceFreeFree
Rating—4.9 (276K ratings) — better
Positive reviews40.0% of reviews64.3% of reviews — better
Number of ratings—276K — better
Update frequencyEvery 10 monthsEvery 2 months — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPod — betteriPhone, iPad
Requires iOS15.0 — better16.0
Further details — not scored
Size75 MB43 MB
Age rating4+4+
DeveloperSummit Ridge Credit UnionNorth Carolina State Employees' Credit Union

Customer experience

SRCU Mobile Banking

Written reviews5 reviews
Positive40.0%
Neutral0.0%
Negative60.0%

SECU

All ratings276,479 ratings
Positive97.9%
Neutral1.0%
Negative1.1%
Written reviews720 reviews
Positive64.3%
Neutral4.7%
Negative31.0%

Bugs and requests

SRCU Mobile Banking

Not enough reviews yet to summarise bugs or requests.

SECU

Reported bugs

3 issues
  • Login screen issues causing lockouts
  • Mobile deposit not recognizing check orientation
  • Inconsistent app performance after iOS updates

Requested features

4 requests
  • Add notes/memos to transactions
  • Enable recurring transfers between accounts
  • Implement true landscape mode for tablets
  • Improve email/text alert options

In-app purchases

None

SRCU Mobile Banking

No in-app purchases

None

SECU

No in-app purchases

Questions

Is SRCU Mobile Banking free?
SRCU Mobile Banking is free to download, with no in-app purchases.
Is SECU free?
SECU is free to download, with no in-app purchases.
Do SRCU Mobile Banking or SECU have ads?
Neither SRCU Mobile Banking nor SECU shows ads.
Which is updated more often, SRCU Mobile Banking or SECU?
SRCU Mobile Banking ships an update every 10 months, and SECU every 2 months. Most recently, SRCU Mobile Banking was updated on November 1, 2026 and SECU on November 3, 2026.

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