SRCU Mobile Banking vs SECU
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
SRCU Mobile Banking
Manage your credit union accounts conveniently from your mobile device. This free app provides secure and quick access to check balances, pay bills, transfer funds, and locate branches and ATMs.
- Check account balances
- Transfer funds between accounts
- Pay bills
- Locate ATMs and branches
- Secure mobile banking
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SRCU Mobile Banking by Summit Ridge Credit Union allows you to bank on the go. It’s free to download and offers quick access for managing your credit union accounts. Check your balances, pay bills, transfer money, apply for loans, and locate ATMs and our branch location with just a touch. Our native app is fast, secure and free. Use your current login information to start today. Features: •Check Account Balances •Transfer funds between accounts •Pay Bills** •Find our ATMs and our branch location using the GPS system provided by your iPhone.*** *Must be an Online Banking Customer **Online customers must first setup transfer and bill pay accounts prior to using these features. ***This is limited to locating our branch location and ATMs. Please refer to your carrier for any fees that may apply.
SECU
Manage your finances on the go with this mobile banking app. View account balances, pay bills, transfer funds, and deposit checks securely. It also allows you to manage your cards and communicate with the institution through secure messaging.
- View account balances and transactions
- Lock/unlock debit cards
- Schedule and manage bill payments
- Transfer funds between accounts
- Deposit checks via mobile
- Request loan advances
- Secure messaging
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SECU Digital Banking Manage your accounts anytime, anywhere. Designed with our members in mind, our new Member Access experience makes it easier than ever to manage your finances securely and conveniently from your mobile device. With the SECU mobile app, you can: • View account balances and transaction history • Transfer money between accounts • Deposit checks using Mobile Deposit • Pay bills and manage payees • Send and receive secure messages • Set up account alerts and notifications • Manage debit and credit cards • Locate branches and ATMs • Update contact information • Create and manage budgets and savings goals • Access enhanced security features, including biometric login (supported devices) Secure and Convenient Your security is our priority. The app uses advanced encryption and authentication tools to help protect your financial information. Getting Started Enroll or sign in using your current member access credentials. Contact Us Visit www.ncsecu.org for more information. Send feedback and suggestions to appfeedback@ncsecu.org
Screenshots
Verdict
The clearest difference is update cadence: SECU at every 2 months against SRCU Mobile Banking's every 10 months. SECU also leads on review sentiment (64% vs 40%). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
SRCU Mobile Banking ships an update every 10 months, SECU every 2 months. The most recent releases landed on November 1, 2026 and November 3, 2026 respectively.
| Parameter | SRCU Mobile Banking | SECU |
|---|---|---|
| Price | Free | Free |
| Rating | — | 4.9 (276K ratings) — better |
| Positive reviews | 40.0% of reviews | 64.3% of reviews — better |
| Number of ratings | — | 276K — better |
| Update frequency | Every 10 months | Every 2 months — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod — better | iPhone, iPad |
| Requires iOS | 15.0 — better | 16.0 |
| Further details — not scored | ||
| Size | 75 MB | 43 MB |
| Age rating | 4+ | 4+ |
| Developer | Summit Ridge Credit Union | North Carolina State Employees' Credit Union |
Customer experience
SRCU Mobile Banking
SECU
Bugs and requests
SRCU Mobile Banking
Not enough reviews yet to summarise bugs or requests.
SECU
Reported bugs
3 issues- Login screen issues causing lockouts
- Mobile deposit not recognizing check orientation
- Inconsistent app performance after iOS updates
Requested features
4 requests- Add notes/memos to transactions
- Enable recurring transfers between accounts
- Implement true landscape mode for tablets
- Improve email/text alert options
In-app purchases
SRCU Mobile Banking
No in-app purchases
SECU
No in-app purchases
Questions
Is SRCU Mobile Banking free?
Is SECU free?
Do SRCU Mobile Banking or SECU have ads?
Which is updated more often, SRCU Mobile Banking or SECU?
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