Citizens Smart vs Progressive Smart
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Citizens Smart
Manage your bank accounts, pay bills, and transfer funds conveniently from your mobile device. This secure app offers features like QR code payments and instant online transactions, making banking accessible anytime, anywhere without visiting a branch.
- Banking on the go
- Bill payments
- Fund transfers
- QR code payments
- Instant online payments
- Account information access
- Secure encryption
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Citizens Smart is Citizens Bank's Official Mobile Banking App. Enjoy easy banking from your hand held devices, from anywhere anytime. Manage and use your Bank Account on the move and around the clock with this secure Mobile Banking App from Citizens Bank. This App will be regularly updated with additional new features. Key Features: 1. Banking On the Go 2. Bill Payments Made Easier 3. Top Up Made Easier 4. Fund Transfers Made Easier 5. QR Code: Scan and Pay 6. Instant Online and Retail Payment with Fonepay Network 7. Accessing your Account Informations Made Easier 8. User Friendly, Safe and Secure 9. And Many More Exciting Features Citizens Smart helps protect your information by using 128-bit SSL encryption when you are logged on. To be able to use this App, you first need to have a valid account maintained at Citizens Bank, and you need to subscribe to the Citizens Bank's Mobile Banking Service. Banking has never been this simple and easier before. Enjoy Banking Without visiting your branch. Citizens Smart is a Member of Fonepay Network. Smart Banking for Smart People.
Progressive Smart
Manage your bank account on the go with this secure mobile banking app. Perform bill payments, top-ups, and fund transfers easily. Enjoy instant payments via QR code and access account information anytime, anywhere.
- Banking on the go
- Bill payments
- Fund transfers
- QR code payments
- Account information access
- Secure encryption
Read full descriptionHide full description
Progressive Smart is Progressive Finance's Official Mobile Banking App. Enjoy easy banking from your hand held devices, from anywhere anytime. Manage and use your Bank Account on the move and around the clock with this secure Mobile Banking App from Progressive Finance. This App will be regularly updated with additional new features. Key Features: - Banking On the Go - Bill Payments Made Easier - Top Up Made Easier - Fund Transfers Made Easier - QR Code: Scan and Pay - Instant Online and Retail Payment with Fonepay Network - Accessing your Account Informations Made Easier - User Friendly, Safe and Secure And Many More Exciting Features Progressive Smart helps protect your information by using 128-bit SSL encryption when you are logged on. To be able to use this App, you first need to have a valid account maintained at Progressive Finance, and you need to subscribe to the Progressive Finance's Mobile Banking Service. Banking has never been this simple and easier before. Enjoy Banking Without visiting your branch. Progressive Smart is a Member of Fonepay Network. Smart Banking for Smart People.
Screenshots
Verdict
The clearest difference is rating: Citizens Smart at 3.6 against Progressive Smart's 3.0. Citizens Smart also leads on update cadence (every 3 weeks vs every 3 months) and ratings volume (31 vs 2). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Citizens Smart holds the better App Store score, 3.6 against 3.0. That said, the two scores are not equally well evidenced: Citizens Smart has 31 ratings behind it against 2, so its average is the more settled of the two. Written reviews point the same way: 10% of Citizens Smart's written reviews are positive against 0% of Progressive Smart's.
Citizens Smart ships an update every 3 weeks, Progressive Smart every 3 months. The most recent releases landed on October 10, 2026 and October 15, 2026 respectively.
| Parameter | Citizens Smart | Progressive Smart |
|---|---|---|
| Price | Free | Free |
| Rating | 3.6 (31 ratings) — better | 3.0 (2 ratings) |
| Positive reviews | 10.0% of reviews — better | 0.0% of reviews |
| Number of ratings | 31 — better | 2 |
| Update frequency | Every 3 weeks — better | Every 3 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 12.4 — better | 13.0 |
| Further details — not scored | ||
| Size | 177 MB | 183 MB |
| Age rating | 17+ | 17+ |
| Developer | Citizens Bank International Ltd. | Progressive Finance Limited |
Customer experience
Citizens Smart
Progressive Smart
In-app purchases
Citizens Smart
No in-app purchases
Progressive Smart
No in-app purchases
Questions
Is Citizens Smart free?
Is Progressive Smart free?
Which has better reviews, Citizens Smart or Progressive Smart?
Do Citizens Smart or Progressive Smart have ads?
Which is updated more often, Citizens Smart or Progressive Smart?
Other comparisons
