Citizens Smart vs Goodwill Finance Smart
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Citizens Smart
Manage your bank accounts, pay bills, and transfer funds conveniently from your mobile device. This secure app offers features like QR code payments and instant online transactions, making banking accessible anytime, anywhere without visiting a branch.
- Banking on the go
- Bill payments
- Fund transfers
- QR code payments
- Instant online payments
- Account information access
- Secure encryption
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Citizens Smart is Citizens Bank's Official Mobile Banking App. Enjoy easy banking from your hand held devices, from anywhere anytime. Manage and use your Bank Account on the move and around the clock with this secure Mobile Banking App from Citizens Bank. This App will be regularly updated with additional new features. Key Features: 1. Banking On the Go 2. Bill Payments Made Easier 3. Top Up Made Easier 4. Fund Transfers Made Easier 5. QR Code: Scan and Pay 6. Instant Online and Retail Payment with Fonepay Network 7. Accessing your Account Informations Made Easier 8. User Friendly, Safe and Secure 9. And Many More Exciting Features Citizens Smart helps protect your information by using 128-bit SSL encryption when you are logged on. To be able to use this App, you first need to have a valid account maintained at Citizens Bank, and you need to subscribe to the Citizens Bank's Mobile Banking Service. Banking has never been this simple and easier before. Enjoy Banking Without visiting your branch. Citizens Smart is a Member of Fonepay Network. Smart Banking for Smart People.
Goodwill Finance Smart
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Goodwill Finance Smart is a Goodwill Finance Official Mobile Banking App. Enjoy easy banking from your hand held devices, from anywhere anytime. Manage and use your Bank Account on the move and around the clock with this secure Mobile Banking App from Goodwill Finance. This App will be regularly updated with additional new features. Key Features: - Banking On the Go - Bill Payments Made Easier - Top Up Made Easier - Fund Transfers Made Easier - QR Code: Scan and Pay - Instant Online and Retail Payment with Fonepay Network - Accessing your Account Informations Made Easier - User Friendly, Safe and Secure And Many More Exciting Features Goodwill Finance Smart helps protect your information by using 128-bit SSL encryption when you are logged on. To be able to use this App, you first need to have a valid account maintained at Goodwill Finance, and you need to subscribe to the Goodwill Finance Mobile Banking Service. Banking has never been this simple and easier before. Enjoy Banking Without visiting your branch. Goodwill Finance Smart is a Member of Fonepay Network. Smart Banking for Smart People.
Screenshots
Verdict
The clearest difference is update cadence: Citizens Smart at fortnightly against Goodwill Finance Smart's every 6 weeks. On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Citizens Smart ships an update fortnightly, Goodwill Finance Smart every 6 weeks. Both last shipped on October 24, 2026.
| Parameter | Citizens Smart | Goodwill Finance Smart |
|---|---|---|
| Price | Free | Free |
| Rating | 3.6 (31 ratings) — better | — |
| Positive reviews | 10.0% of reviews | — |
| Number of ratings | 31 — better | — |
| Update frequency | Fortnightly — better | Every 6 weeks |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | — |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 13.0 | 13.0 |
| Further details — not scored | ||
| Size | 187 MB | 184 MB |
| Age rating | 17+ | 12+ |
| Developer | Citizens Bank International Ltd. | Goodwill Mobile Banking |
In-app purchases
Citizens Smart
No in-app purchases
Goodwill Finance Smart
No in-app purchases
Questions
Is Citizens Smart free?
Is Goodwill Finance Smart free?
Do Citizens Smart or Goodwill Finance Smart have ads?
Which is updated more often, Citizens Smart or Goodwill Finance Smart?
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