Citizens Smart vs MeroShare
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Citizens Smart
Manage your bank accounts, pay bills, and transfer funds conveniently from your mobile device. This secure app offers features like QR code payments and instant online transactions, making banking accessible anytime, anywhere without visiting a branch.
- Banking on the go
- Bill payments
- Fund transfers
- QR code payments
- Instant online payments
- Account information access
- Secure encryption
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Citizens Smart is Citizens Bank's Official Mobile Banking App. Enjoy easy banking from your hand held devices, from anywhere anytime. Manage and use your Bank Account on the move and around the clock with this secure Mobile Banking App from Citizens Bank. This App will be regularly updated with additional new features. Key Features: 1. Banking On the Go 2. Bill Payments Made Easier 3. Top Up Made Easier 4. Fund Transfers Made Easier 5. QR Code: Scan and Pay 6. Instant Online and Retail Payment with Fonepay Network 7. Accessing your Account Informations Made Easier 8. User Friendly, Safe and Secure 9. And Many More Exciting Features Citizens Smart helps protect your information by using 128-bit SSL encryption when you are logged on. To be able to use this App, you first need to have a valid account maintained at Citizens Bank, and you need to subscribe to the Citizens Bank's Mobile Banking Service. Banking has never been this simple and easier before. Enjoy Banking Without visiting your branch. Citizens Smart is a Member of Fonepay Network. Smart Banking for Smart People.
MeroShare
This app provides access to services offered by CDSC for investors in the Nepalese Capital Market. It facilitates various financial transactions and information retrieval within the local market.
- CDSC services access
- Nepalese Capital Market focus
- Investor services
- Financial transactions
- Information retrieval
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Meroshare is an application developed by CDSC for providing the services that are offered by CDSC to the investors in the Nepalese Capital Market.
Screenshots
Verdict
The clearest difference is update cadence: Citizens Smart at every 3 weeks against MeroShare's every 2 months. On price, rating, review sentiment and ratings volume there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
MeroShare holds the better App Store score, 3.8 against 3.6. Both are backed by a comparable volume of ratings — 31 and 31 respectively. Written reviews point the same way: 10% of Citizens Smart's written reviews are positive against 14% of MeroShare's.
Citizens Smart ships an update every 3 weeks, MeroShare every 2 months. The most recent releases landed on October 10, 2026 and October 11, 2026 respectively.
| Parameter | Citizens Smart | MeroShare |
|---|---|---|
| Price | Free | Free |
| Rating | 3.6 (31 ratings) | 3.8 (31 ratings) — better |
| Positive reviews | 10.0% of reviews | 14.3% of reviews — better |
| Number of ratings | 31 | 31 |
| Update frequency | Every 3 weeks — better | Every 2 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 12.4 | 12.3 — better |
| Further details — not scored | ||
| Size | 177 MB | 31 MB |
| Age rating | 17+ | 4+ |
| Developer | Citizens Bank International Ltd. | C.D.S and Clearing |
Customer experience
Citizens Smart
MeroShare
In-app purchases
Citizens Smart
No in-app purchases
MeroShare
No in-app purchases
Questions
Is Citizens Smart free?
Is MeroShare free?
Which has better reviews, Citizens Smart or MeroShare?
Do Citizens Smart or MeroShare have ads?
Which is updated more often, Citizens Smart or MeroShare?
Other comparisons
