Comparison

Citizens Smart vs Digi Prabhu

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Citizens Smart

Manage your bank accounts, pay bills, and transfer funds conveniently from your mobile device. This secure app offers features like QR code payments and instant online transactions, making banking accessible anytime, anywhere without visiting a branch.

Highlights
  • Banking on the go
  • Bill payments
  • Fund transfers
  • QR code payments
  • Instant online payments
  • Account information access
  • Secure encryption
Features
Read full description

Citizens Smart is Citizens Bank's Official Mobile Banking App. Enjoy easy banking from your hand held devices, from anywhere anytime. Manage and use your Bank Account on the move and around the clock with this secure Mobile Banking App from Citizens Bank. This App will be regularly updated with additional new features. Key Features: 1. Banking On the Go 2. Bill Payments Made Easier 3. Top Up Made Easier 4. Fund Transfers Made Easier 5. QR Code: Scan and Pay 6. Instant Online and Retail Payment with Fonepay Network 7. Accessing your Account Informations Made Easier 8. User Friendly, Safe and Secure 9. And Many More Exciting Features Citizens Smart helps protect your information by using 128-bit SSL encryption when you are logged on. To be able to use this App, you first need to have a valid account maintained at Citizens Bank, and you need to subscribe to the Citizens Bank's Mobile Banking Service. Banking has never been this simple and easier before. Enjoy Banking Without visiting your branch. Citizens Smart is a Member of Fonepay Network. Smart Banking for Smart People.

About

Digi Prabhu

Manage your bank account securely from your mobile device. Perform transactions, pay bills, and transfer funds with ease. Enjoy convenient banking services anytime, anywhere without visiting a branch.

Highlights
  • Banking on the go
  • Bill payments
  • Fund transfers
  • QR code payments
  • Account information access
  • Secure transactions
Features
Read full description

Prabhu Mobile Banking is Prabhu Bank's Official Mobile Banking App. Enjoy easy banking from your hand held devices, from anywhere anytime. Manage and use your Bank Account on the move and around the clock with this secure Mobile Banking App from Prabhu Bank. This App will be regularly updated with additional new features. Key Features: 1. Banking On the Go 2. Bill Payments Made Easier 3. Top Up Made Easier 4. Fund Transfers Made Easier 5. QR Code: Scan and Pay 6. Instant Online and Retail Payment with Fonepay Network 7. Accessing your Account Informations Made Easier 8. User Friendly, Safe and Secure 9. And Many More Exciting Features Prabhu Mobile Banking helps protect your information by using 128-bit SSL encryption when you are logged on. To be able to use this App, you first need to have a valid account maintained at Prabhu Bank, and you need to subscribe to the Prabhu Bank's Mobile Banking Service. Banking has never been this simple and easier before. Enjoy Banking Without visiting your branch. Prabhu Mobile Banking is a Member of Fonepay Network. Smart Banking for Smart People.

Screenshots

Citizens Smart4 screens
Digi Prabhu3 screens

Verdict

The call

The clearest difference is rating: Citizens Smart at 3.6 against Digi Prabhu's 2.7. Citizens Smart also leads on update cadence (fortnightly vs every 5 weeks). On price, review sentiment, ratings volume and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Citizens Smart holds the better App Store score, 3.6 against 2.7. Both are backed by a comparable volume of ratings — 31 and 55 respectively. Written reviews complicate that: 10% of Citizens Smart's written reviews are positive against 13% of Digi Prabhu's, so the app with the better star average is not the one people write more warmly about.

UpkeepUpdate frequency

Citizens Smart ships an update fortnightly, Digi Prabhu every 5 weeks. The most recent releases landed on November 1, 2026 and November 6, 2026 respectively.

Scorecard2 real differences · 8 level
Citizens Smart versus Digi Prabhu: the parameters behind the verdict, then further details
ParameterCitizens SmartDigi Prabhu
PriceFreeFree
Rating3.6 (31 ratings) — better2.7 (55 ratings)
Positive reviews10.0% of reviews12.9% of reviews — better
Number of ratings3155 — better
Update frequencyFortnightly — betterEvery 5 weeks
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPod
Requires iOS13.013.0
Further details — not scored
Size187 MB185 MB
Age rating17+12+
DeveloperCitizens Bank International Ltd.Prabhu Bank Limited

Customer experience

Citizens Smart

All ratings31 ratings
Positive61.3%
Neutral9.7%
Negative29.0%
Written reviews10 reviews
Positive10.0%
Neutral30.0%
Negative60.0%

Digi Prabhu

All ratings55 ratings
Positive41.8%
Neutral5.5%
Negative52.7%
Written reviews31 reviews
Positive12.9%
Neutral3.2%
Negative83.9%

In-app purchases

None

Citizens Smart

No in-app purchases

None

Digi Prabhu

No in-app purchases

Questions

Is Citizens Smart free?
Citizens Smart is free to download, with no in-app purchases.
Is Digi Prabhu free?
Digi Prabhu is free to download, with no in-app purchases.
Which has better reviews, Citizens Smart or Digi Prabhu?
Citizens Smart is rated higher. Citizens Smart averages 3.6 out of 5 from 31 ratings, while Digi Prabhu averages 2.7 from 55 ratings.
Do Citizens Smart or Digi Prabhu have ads?
Neither Citizens Smart nor Digi Prabhu shows ads.
Which is updated more often, Citizens Smart or Digi Prabhu?
Citizens Smart ships an update fortnightly, and Digi Prabhu every 5 weeks. Most recently, Citizens Smart was updated on November 1, 2026 and Digi Prabhu on November 6, 2026.

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