Debit & Credit vs Trimtab
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Debit & Credit
Manage all your finances in one place with this intuitive personal finance app. Track spending, create budgets, and plan for the future with automatic transaction import and detailed reports. Syncs across devices and offers shared account management.
- All accounts in one app
- Apple Card integration
- Fast transaction entry
- Budgets and scheduled transactions
- Financial planning
- Detailed reports
- iCloud sync
- Shared accounts
Read full descriptionHide full description
If you are looking for a personal finance app that is convenient, easy to use and at the same time has enough features, then Debit & Credit is the right app for you. • All Accounts in One App Keeping financial records was always a bit of a hassle. But now you can actually enjoy it. See all your accounts in one place and switch between them with one simple touch. • Integration with Apple Card, Apple Cash, and Apple Savings Get your transactions from Apple Card automatically imported into the app. Debit & Credit will help you to automatically categorize them using import rules. • Super Fast Creating a new transaction now takes a matter of seconds. It has never been easier with gestures and other features that we developed for you. And we will never require you to make dozens of unnecessary taps to accomplish simple tasks. • Locations (Geotagging) Shopping frequently at the same place? Save its location to record expenses even faster. You can also get a list of saved payees sorted by distance. • Budgets & Scheduled Transactions Do you want to budget expenses on a particular category? No problems. Do you plan to make a transaction in the future and want to be reminded about it? Consider it done. • Financial Plans Plan ahead by creating a financial plan for the next year. Compare your performance against it and see your future net wealth. • Reports We believe in clean, crisp reports that are easy to read and understand. See where and what do you spend your money on. Other types of reports are available too. • iCloud Sync We will never ask you to create an account or provide any personal details. All data is stored in iCloud, it is not available to anyone except you. • Shared Accounts Do you want to share some of your accounts with someone else? No problems, you can share selected accounts via iCloud while keeping other accounts private. Great for managing family finances! • Bank reconciliation mode Sometimes we all need extra help to keep our accounts in shape. You can easily reconcile your accounts with bank statements in the app to eliminate any disparities. • Importing data We know how important it is to be able to import transactions from your financial institutions. That's why we support CSV, QIF, QMTF, OFX and QFX files. And you can also choose which particular transactions to import from a file, something that not all financial apps know how to do. • Watch App Create new transactions on the go with the Apple Watch app. You can also check your budgets and pay scheduled transactions with it. • Powerful features Split categories, pending transactions, URL schemes, file attachments, transaction tags, Siri, Touch ID and Face ID support, printing reports and saving them as PDF files - all those and many other features are at your disposal when you need them. • Mac version of the app You can download macOS version of the app on the Mac App Store. It has even more features and syncs fast with the iOS companion via iCloud. Some features are limited to premium version subscribers. Premium version is an annual subscription. Our privacy policy, as well as subscription terms are available at https://debitandcredit.app/privacy-policy-with-terms.html. In case of any questions please don't hesitate to contact support@debitandcreditapp.com.
Trimtab
Read full descriptionHide full description
Trimtab keeps track of money that several people spend together — a sailing week with friends, a shared flat, or a boat or aircraft owned in partnership. Log who paid what. Trimtab works out who owes whom, and the shortest set of payments that settles everyone up. EQUAL — OR BY OWNERSHIP SHARE Split a restaurant bill evenly between the people who were there. Or divide a berth fee, an insurance premium or an annual inspection by ownership: a 50% owner pays half, a 12.5% owner pays an eighth. Shares are renormalised inside each expense, so a cost carried by only two of four co-owners still lands in the right proportion. EXACT TO THE CENT Every division is calculated in whole cents, leftover remainders included. Balances always add up to exactly zero — no drifting rounding errors, no cent that belongs to nobody. HISTORY THAT STAYS TRUE Each expense remembers the people and the shares it was created with. Adding someone to the group next month never rewrites what already happened. SHARED LISTS Send a link to the people you travel or co-own with. They open the same list on their phone, and every expense anyone adds shows up for everyone else. No account needed on either side — the link is the invitation. PRIVATE BY DEFAULT No sign-up, no advertising, no tracking, no analytics. A group stays on your device unless you choose to share it. ALSO • Its own currency for each group — 12 to pick from • Settle up with the fewest transfers possible • Send the final summary to any chat as plain text • English, German, Spanish, French, Croatian, Italian and Russian Free. No subscription, no in-app purchases.
Screenshots
Verdict
The clearest difference is in-app purchases: Trimtab at none against Debit & Credit's 3. Debit & Credit's advantage is device support (4 vs 2) and iOS requirement (15.0 vs 17.0). On price, update cadence and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Debit & Credit sells 3 in-app purchases, starting at $19.99 per year. Trimtab asks for nothing beyond the download.
Debit & Credit ships an update every 3 weeks, Trimtab fortnightly. The most recent releases landed on October 19, 2026 and October 10, 2026 respectively.
| Parameter | Debit & Credit | Trimtab |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (2.4K ratings) — better | — |
| Positive reviews | 89.4% of reviews | — |
| Number of ratings | 2.4K — better | — |
| Update frequency | Every 3 weeks | Fortnightly — better |
| Ads | No | No |
| In-app purchases | Yes | No — better |
| Monetization | Free with in-app purchases | — |
| Devices | iPhone, iPad, iPod, Apple Watch — better | iPhone, iPad |
| Requires iOS | 15.0 — better | 17.0 |
| Further details — not scored | ||
| Size | 30 MB | 2 MB |
| Age rating | 4+ | 4+ |
| Developer | Ivan Pavlov Pty Ltd | Nikita Pushkar |
Bugs and requests
Debit & Credit
Reported bugs
3 issues- Duplication of transactions
- Syncing issues between devices
- Incorrect account balances
Requested features
4 requests- Ability to track cryptocurrency transactions
- Option to view uncleared and cleared balances separately
- More detailed budget and spending visualizations
- Improved shared account management
Trimtab
Not enough reviews yet to summarise bugs or requests.
In-app purchases
Debit & Credit
- Premium Version$19.991 Year
- Premium Version1 Year trial$19.991 Year
- Premium Version7 Days trial$19.991 Year
Trimtab
No in-app purchases









