Comparison

Debit & Credit vs Checkbook Wiz

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Debit & Credit

Manage all your finances in one place with this intuitive personal finance app. Track spending, create budgets, and plan for the future with automatic transaction import and detailed reports. Syncs across devices and offers shared account management.

Highlights
  • All accounts in one app
  • Apple Card integration
  • Fast transaction entry
  • Budgets and scheduled transactions
  • Financial planning
  • Detailed reports
  • iCloud sync
  • Shared accounts
Features
Read full description

If you are looking for a personal finance app that is convenient, easy to use and at the same time has enough features, then Debit & Credit is the right app for you. • All Accounts in One App Keeping financial records was always a bit of a hassle. But now you can actually enjoy it. See all your accounts in one place and switch between them with one simple touch. • Integration with Apple Card, Apple Cash, and Apple Savings Get your transactions from Apple Card automatically imported into the app. Debit & Credit will help you to automatically categorize them using import rules. • Super Fast Creating a new transaction now takes a matter of seconds. It has never been easier with gestures and other features that we developed for you. And we will never require you to make dozens of unnecessary taps to accomplish simple tasks. • Locations (Geotagging) Shopping frequently at the same place? Save its location to record expenses even faster. You can also get a list of saved payees sorted by distance. • Budgets & Scheduled Transactions Do you want to budget expenses on a particular category? No problems. Do you plan to make a transaction in the future and want to be reminded about it? Consider it done. • Financial Plans Plan ahead by creating a financial plan for the next year. Compare your performance against it and see your future net wealth. • Reports We believe in clean, crisp reports that are easy to read and understand. See where and what do you spend your money on. Other types of reports are available too. • iCloud Sync We will never ask you to create an account or provide any personal details. All data is stored in iCloud, it is not available to anyone except you. • Shared Accounts Do you want to share some of your accounts with someone else? No problems, you can share selected accounts via iCloud while keeping other accounts private. Great for managing family finances! • Bank reconciliation mode Sometimes we all need extra help to keep our accounts in shape. You can easily reconcile your accounts with bank statements in the app to eliminate any disparities. • Importing data We know how important it is to be able to import transactions from your financial institutions. That's why we support CSV, QIF, QMTF, OFX and QFX files. And you can also choose which particular transactions to import from a file, something that not all financial apps know how to do. • Watch App Create new transactions on the go with the Apple Watch app. You can also check your budgets and pay scheduled transactions with it. • Powerful features Split categories, pending transactions, URL schemes, file attachments, transaction tags, Siri, Touch ID and Face ID support, printing reports and saving them as PDF files - all those and many other features are at your disposal when you need them. • Mac version of the app You can download macOS version of the app on the Mac App Store. It has even more features and syncs fast with the iOS companion via iCloud. Some features are limited to premium version subscribers. Premium version is an annual subscription. Our privacy policy, as well as subscription terms are available at https://debitandcredit.app/privacy-policy-with-terms.html. In case of any questions please don't hesitate to contact support@debitandcreditapp.com.

About

Checkbook Wiz

Easily track your financial transactions and account balances. Manage multiple accounts, currencies, and recurring expenses with detailed reports and secure backup options. Ideal for personal daily finance management.

Highlights
  • Track account balances and transactions
  • Supports multiple currencies
  • Recurring transaction management
  • Detailed income and expense reports
  • Transaction splitting and categorization
  • Receipt and check number attachment
  • iCloud and Dropbox backup/restore
Features
Read full description

A simple and easy to use app to track transactions and balance of your accounts like checking saving, credit card and cash etc. Checkbook Wiz is a convenient way to manage your personal daily finance, check or add transactions anywhere with your device, keep an eye on balance of your accounts, see clearly where you money comes and goes. You can set multiple currencies for this app, and it support iCloud auto sync, iCloud & Dropbox backup and restore, makes it easier for you and your other family number to manage accounts together. Key features: ⁃ Track total balance, cleared balance of total accounts and each account. ⁃ Track transactions of each account. ⁃ Supports different currencies for each account. ⁃ Show transactions by daily and monthly. ⁃ Show daily and monthly total income and expense by calendar. ⁃ Supports adding expense, income and transfer transactions. ⁃ Supports splitting a transaction across multiple categories. ⁃ Add receipt for a transaction. ⁃ Add check number for a transaction. ⁃ Mark transaction as cleared or not directly in main screen page. ⁃ Kinds of default categories and you can add your own. ⁃ Supports adding recurring transactions. ⁃ Search transactions by name, category, account, amount, type and note text in a specific date range. ⁃ Comprehensive reports including: a). Total income & expense of all accounts and each account. b). Transactions by category. c). Transactions by payee. d). Monthly income & expense cash flow histogram. e). Monthly account balance chart view. ⁃ Export data inform of PDF, CSV and HTML. ⁃ Supports Air Print. ⁃ Password protection. ⁃ Supports Touch ID as passcode. ⁃ Add unlimited reminders. ⁃ Set Primary Account, primary category and home currency. ⁃ Custom month start day. ⁃ Show or hide reconciled transaction. ⁃ Supports iCloud auto sync. ⁃ Support both iCloud and Dropbox backup and restore. ⁃ Supports Apple Watch. ⁃ Supports universal version (available on both iPhone and iPad). If you have any question, please email to linklinksapp@tom.com.

Screenshots

Debit & Credit4 screens
Checkbook Wiz4 screens

Verdict

The call

The clearest difference is rating: Debit & Credit at 4.8 against Checkbook Wiz's 4.2. Debit & Credit also leads on ads (none vs shown) and update cadence (every 3 weeks vs every 3 months). On price, ratings volume, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Debit & Credit sells 3 in-app purchases, starting at $19.99 per year and Checkbook Wiz sells 2 in-app purchases, starting at $1.99 per 6 months. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

Debit & Credit holds the better App Store score, 4.8 against 4.2. Both are backed by a comparable volume of ratings — 2.3K and 812 respectively. Written reviews point the same way: 89% of Debit & Credit's written reviews are positive against 75% of Checkbook Wiz's.

UpkeepUpdate frequency

Debit & Credit ships an update every 3 weeks, Checkbook Wiz every 3 months. The most recent releases landed on September 22, 2026 and September 23, 2026 respectively.

Scorecard4 real differences · 6 level
Debit & Credit versus Checkbook Wiz: the parameters behind the verdict, then further details
ParameterDebit & CreditCheckbook Wiz
PriceFreeFree
Rating4.8 (2.3K ratings) — better4.2 (812 ratings)
Positive reviews88.8% of reviews — better74.8% of reviews
Number of ratings2.3K — better812
Update frequencyEvery 3 weeks — betterEvery 3 months
AdsNo — betterYes
In-app purchasesYesYes
MonetizationFree with in-app purchasesFree with in-app purchases
DevicesiPhone, iPad, iPod, Apple Watch — betteriPhone, iPad, Apple Watch
Requires iOS15.0 — better16.0
Further details — not scored
Size30 MB55 MB
Age rating4+4+
DeveloperIvan Pavlov Pty LtdLINKLINKS LTD

Customer experience

Debit & Credit

All ratings2,334 ratings
Positive95.2%
Neutral2.7%
Negative2.1%
Written reviews392 reviews
Positive88.8%
Neutral5.9%
Negative5.4%

Checkbook Wiz

All ratings812 ratings
Positive79.2%
Neutral5.9%
Negative14.9%
Written reviews214 reviews
Positive74.8%
Neutral10.7%
Negative14.5%

User reviews

Debit & Credit

From 2.3K App Store ratings

What we love

  • 🚀 Great app
  • 👍 Simple and easy to use
  • 🔒 Secure and private
  • 💻 Seamless sync between devices
  • 📊 Excellent budgeting and reporting features

Room to improve

  • 🐛 Occasional bugs and glitches
  • 💰 Subscription model may be costly for some
  • 🔍 Limited customization options
  • 📅 Lack of advanced scheduling and forecasting

Checkbook Wiz

From 812 App Store ratings

What we love

  • 👍 Easy to use
  • 📈 Helps track finances
  • 🗓️ Useful calendar view
  • 💰 Accurate account balances
  • 🔍 Helpful search functionality

Room to improve

  • 🐛 Recurring transactions not working reliably
  • ⏱️ Slow performance and refresh times
  • 💸 Ads interrupting user experience
  • 🔄 Sync issues causing data loss
  • 🤔 Limited customization options

Bugs and requests

Debit & Credit

Reported bugs

3 issues
  • Duplication of transactions
  • Syncing issues between devices
  • Incorrect account balances

Requested features

4 requests
  • Ability to track cryptocurrency transactions
  • Option to view uncleared and cleared balances separately
  • More detailed budget and spending visualizations
  • Improved shared account management

Checkbook Wiz

Reported bugs

3 issues
  • Transactions disappearing from register
  • Incorrect account balances displayed
  • App crashing when adding accounts

Requested features

5 requests
  • Ability to delete/edit payees
  • Automatic recurring transaction entry
  • Custom reporting and budgeting tools
  • Sync across multiple devices
  • Improved category management

In-app purchases

3 purchases

Debit & Credit

Subscriptions3
  • Premium Version$19.991 Year
  • Premium Version1 Year trial$19.991 Year
  • Premium Version7 Days trial$19.991 Year
2 purchases

Checkbook Wiz

Subscriptions1
  • Premium - 6 months$1.996 Months
One-time1
  • Pro Version$19.99

Questions

Is Debit & Credit free?
Debit & Credit is free to download, with in-app purchases available.
Is Checkbook Wiz free?
Checkbook Wiz is free to download, with in-app purchases available.
Which has better reviews, Debit & Credit or Checkbook Wiz?
Debit & Credit is rated higher. Debit & Credit averages 4.8 out of 5 from 2.3K ratings, while Checkbook Wiz averages 4.2 from 812 ratings.
Do Debit & Credit or Checkbook Wiz have ads?
Checkbook Wiz shows ads; Debit & Credit does not.
Which is updated more often, Debit & Credit or Checkbook Wiz?
Debit & Credit ships an update every 3 weeks, and Checkbook Wiz every 3 months. Most recently, Debit & Credit was updated on September 22, 2026 and Checkbook Wiz on September 23, 2026.

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