Comparison

Spending Tracker vs Checkbook Wiz

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Spending Tracker

Easily track your expenses and income to gain control over your finances. Set budgets, view spending summaries, and generate reports with interactive charts. Take the first step towards saving money by understanding where your money goes.

Highlights
  • Simple and intuitive interface
  • Flexible time period tracking (Weekly, Monthly, Yearly)
  • Budget mode with carry-over
  • Summary view of spending progress
  • Log expenses and income
  • Editable spending and income categories
  • Interactive charts and reports
Features
Read full description

Spending Tracker is the easiest and most user friendly Personal Finance App in the store. And best of all, it's free! The simple fact is, by tracking your spending you will be able to stick to a budget and therefore SAVE MONEY. So give it a try and have instant control over your spending! *** Features *** ------------------ √ Simple and intuitive user interface - helps you track your spending quickly and easily √ Flexible Time Periods - choose to track Weekly, Monthly or Yearly √ Budget Mode - optionally set a fixed budget amount to help you meet your spending targets - carry over any remaining budget to the next period √ Summary View - overview of your current spending progress - time travel backwards and forwards in time - see your main areas of spending √ Log Expense and Income - easy and quick transaction entry - sort by date, name or amount - repeat transactions daily, weekly or monthly (Pro Upgrade required) - export transactions (Pro Upgrade required) √ Categories - editable spending and income categories - choose a quality icon for each category √ Reports - easy visualisation of where your money goes - beautiful and interactive charts - view spending grouped by category - see the history of your spending

About

Checkbook Wiz

Easily track your financial transactions and account balances. Manage multiple accounts, currencies, and recurring expenses with detailed reports and secure backup options. Ideal for personal daily finance management.

Highlights
  • Track account balances and transactions
  • Supports multiple currencies
  • Recurring transaction management
  • Detailed income and expense reports
  • Transaction splitting and categorization
  • Receipt and check number attachment
  • iCloud and Dropbox backup/restore
Features
Read full description

A simple and easy to use app to track transactions and balance of your accounts like checking saving, credit card and cash etc. Checkbook Wiz is a convenient way to manage your personal daily finance, check or add transactions anywhere with your device, keep an eye on balance of your accounts, see clearly where you money comes and goes. You can set multiple currencies for this app, and it support iCloud auto sync, iCloud & Dropbox backup and restore, makes it easier for you and your other family number to manage accounts together. Key features: ⁃ Track total balance, cleared balance of total accounts and each account. ⁃ Track transactions of each account. ⁃ Supports different currencies for each account. ⁃ Show transactions by daily and monthly. ⁃ Show daily and monthly total income and expense by calendar. ⁃ Supports adding expense, income and transfer transactions. ⁃ Supports splitting a transaction across multiple categories. ⁃ Add receipt for a transaction. ⁃ Add check number for a transaction. ⁃ Mark transaction as cleared or not directly in main screen page. ⁃ Kinds of default categories and you can add your own. ⁃ Supports adding recurring transactions. ⁃ Search transactions by name, category, account, amount, type and note text in a specific date range. ⁃ Comprehensive reports including: a). Total income & expense of all accounts and each account. b). Transactions by category. c). Transactions by payee. d). Monthly income & expense cash flow histogram. e). Monthly account balance chart view. ⁃ Export data inform of PDF, CSV and HTML. ⁃ Supports Air Print. ⁃ Password protection. ⁃ Supports Touch ID as passcode. ⁃ Add unlimited reminders. ⁃ Set Primary Account, primary category and home currency. ⁃ Custom month start day. ⁃ Show or hide reconciled transaction. ⁃ Supports iCloud auto sync. ⁃ Support both iCloud and Dropbox backup and restore. ⁃ Supports Apple Watch. ⁃ Supports universal version (available on both iPhone and iPad). If you have any question, please email to linklinksapp@tom.com.

Screenshots

Spending Tracker4 screens
Checkbook Wiz4 screens

Verdict

The call

The clearest difference is rating: Spending Tracker at 4.8 against Checkbook Wiz's 4.2. Spending Tracker also leads on review sentiment (95% vs 75%) and ratings volume (19K vs 812). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Spending Tracker sells 1 one-off in-app purchase and Checkbook Wiz sells 2 in-app purchases, starting at $1.99 per 6 months. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

Spending Tracker holds the better App Store score, 4.8 against 4.2. That said, the two scores are not equally well evidenced: Spending Tracker has 19K ratings behind it against 812, so its average is the more settled of the two. Written reviews point the same way: 95% of Spending Tracker's written reviews are positive against 75% of Checkbook Wiz's.

UpkeepUpdate frequency

Spending Tracker ships an update every 2 months, Checkbook Wiz every 3 months. The most recent releases landed on September 24, 2026 and September 23, 2026 respectively.

Scorecard4 real differences · 6 level
Spending Tracker versus Checkbook Wiz: the parameters behind the verdict, then further details
ParameterSpending TrackerCheckbook Wiz
PriceFreeFree
Rating4.8 (19K ratings) — better4.2 (812 ratings)
Positive reviews94.6% of reviews — better74.8% of reviews
Number of ratings19K — better812
Update frequencyEvery 2 months — betterEvery 3 months
AdsYesYes
In-app purchasesYesYes
MonetizationFree with in-app purchasesFree with in-app purchases
DevicesiPhone, iPad, iPod, Mac, Apple Watch — betteriPhone, iPad, Apple Watch
Requires iOS15.5 — better16.0
Further details — not scored
Size50 MB55 MB
Age rating4+4+
DeveloperMH Riley LtdLINKLINKS LTD

Customer experience

Spending Tracker

All ratings19,361 ratings
Positive96.7%
Neutral1.9%
Negative1.4%
Written reviews2,902 reviews
Positive94.6%
Neutral2.5%
Negative2.9%

Checkbook Wiz

All ratings812 ratings
Positive79.2%
Neutral5.9%
Negative14.9%
Written reviews214 reviews
Positive74.8%
Neutral10.7%
Negative14.5%

User reviews

Spending Tracker

From 19K App Store ratings

What we love

  • 👍 Easy to use
  • 📊 Helpful reports and charts
  • 💰 One-time fee for premium features
  • 🔁 Recurring transactions
  • 🗂️ Multiple accounts and categories

Room to improve

  • 🐛 Occasional syncing issues
  • 🔢 Lack of fortnightly budget option
  • 🗂️ Difficulty deleting unused categories
  • 💰 Paid upgrade required for some features
  • 📈 Limited budget tracking within categories

Checkbook Wiz

From 812 App Store ratings

What we love

  • 👍 Easy to use
  • 📈 Helps track finances
  • 🗓️ Useful calendar view
  • 💰 Accurate account balances
  • 🔍 Helpful search functionality

Room to improve

  • 🐛 Recurring transactions not working reliably
  • ⏱️ Slow performance and refresh times
  • 💸 Ads interrupting user experience
  • 🔄 Sync issues causing data loss
  • 🤔 Limited customization options

Bugs and requests

Spending Tracker

Reported bugs

2 issues
  • Transactions sometimes entered in wrong order
  • Backup and restore functionality not always reliable

Requested features

5 requests
  • Add ability to split transactions into multiple categories
  • Incorporate currency conversion and exchange rates
  • Allow family/shared account access and updates
  • Implement a 'Debt' category to track loan payments
  • Add option to take photos of receipts and attach to transactions

Checkbook Wiz

Reported bugs

3 issues
  • Transactions disappearing from register
  • Incorrect account balances displayed
  • App crashing when adding accounts

Requested features

5 requests
  • Ability to delete/edit payees
  • Automatic recurring transaction entry
  • Custom reporting and budgeting tools
  • Sync across multiple devices
  • Improved category management

In-app purchases

1 purchases

Spending Tracker

One-time1
  • Pro Upgrade$2.99
2 purchases

Checkbook Wiz

Subscriptions1
  • Premium - 6 months$1.996 Months
One-time1
  • Pro Version$19.99

Questions

Is Spending Tracker free?
Spending Tracker is free to download, with in-app purchases available.
Is Checkbook Wiz free?
Checkbook Wiz is free to download, with in-app purchases available.
Which has better reviews, Spending Tracker or Checkbook Wiz?
Spending Tracker is rated higher. Spending Tracker averages 4.8 out of 5 from 19K ratings, while Checkbook Wiz averages 4.2 from 812 ratings.
Do Spending Tracker or Checkbook Wiz have ads?
Both Spending Tracker and Checkbook Wiz show ads.
Which is updated more often, Spending Tracker or Checkbook Wiz?
Spending Tracker ships an update every 2 months, and Checkbook Wiz every 3 months. Most recently, Spending Tracker was updated on September 24, 2026 and Checkbook Wiz on September 23, 2026.

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