Comparison

HSBCnet Mobile vs ExpenseIn

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

HSBCnet Mobile

Manage your global business banking needs from anywhere with this intuitive mobile application. It offers secure access to your accounts, allows for easy payment authorization, and provides tools for cash and liquidity management. Track transactions, view balances, and deposit checks digitally.

Highlights
  • Secure biometric login (Touch ID/Face ID)
  • View global account balances and transactions
  • Authorize domestic and international payments
  • Digital check deposit (US/Canada)
  • Liquidity Management Dashboard
  • Trade Transaction Tracker
Read full description

The HSBCnet Mobile app is a multi-award winning service and has won Best Mobile Technology Solution at the Treasury Management International (TMI) awards both in 2018 & 2019. HSBCnet mobile brings all your global banking into one place. Enjoy faster banking with our intuitive App; enabling you to manage your business from wherever you are, at any time. Simplifying your complex business banking needs with the following: Easy & secure access to your money • Log on securely with Touch ID or Face ID • Use biometrics or generate a PIN to authorise transactions • Use your mobile to log on and access services on HSBCnet.com Simple everyday banking • View global account balances and recent transactions • Track the status of your payments and receive notifications when payments need to be authorised • Deposit checks digitally (US and Canada only) Make and authorise payments on the move • Move money between accounts and pay existing beneficiaries • Make international payments and book foreign exchange rates • Authorise international and domestic payments Greater control over cash and collections • Manage your cash and liquidity positions using the Liquidity Management Dashboard • Authorise trade transactions and track real-time using our Trade Transaction Tracker • View receivables finance account information, exchange messages and draw payments Your access to services depends on your entitlements, which will be set up by your company’s System Administrator. Certain services in HSBCnet mobile are not available in all countries. To find out more please go to: https://www.hsbcnet.com/learningcentre/hsbcnet-mobile

About

ExpenseIn

Streamline expense management for businesses by allowing employees to pay with company cards, capture receipts, and submit expenses on the go. Finance teams gain real-time transaction visibility, automated policy enforcement, and integrated reporting for better spend control.

Highlights
  • Company card payments
  • Instant receipt capture
  • Expense and mileage submission
  • Real-time transaction visibility
  • Automated policy enforcement
  • Integrated reporting
  • Accounting system integration
Features
Read full description

ExpenseIn helps finance teams stay in control of expenses and company cards – without chasing receipts, fixing mistakes, or firefighting at month-end. Employees pay with physical or virtual company cards, capture receipts instantly, and submit expenses or mileage on the go. Managers approve in seconds, while finance teams get real-time visibility into every transaction as it happens. All business spend – company cards, expenses, mileage, and invoices – is managed in one app. Automated policy enforcement and smart spend controls stop errors, overspending, and fraud before they reach finance. Built-in, tax-compliant reporting supports businesses across the UK and Ireland. For employees: • Pay with company cards and snap receipts instantly • Submit expenses and mileage in seconds • Track claims and reimbursements in the app For finance teams: • See every transaction in real time • Set spending limits, approval flows, and custom rules • Enforce policies automatically and reduce compliance risk • Integrate easily with your accounting system • Stay audit-ready with a complete digital paper trail Trusted by businesses in more than 50 countries, ExpenseIn processes over one million expenses every month. With UK-based support rated 96% for satisfaction and a 98% customer retention rate, it’s the partner finance teams rely on. Download ExpenseIn and take control of company spending. Cards issued by Stripe.

Screenshots

HSBCnet Mobile4 screens
ExpenseIn4 screens

Verdict

The call

The clearest difference is rating: HSBCnet Mobile at 4.6 against ExpenseIn's 1.0. HSBCnet Mobile also leads on ratings volume (1.4K vs 2). ExpenseIn's advantage is update cadence (every 11 days vs every 4 weeks) and review sentiment (29% vs 19%). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

HSBCnet Mobile holds the better App Store score, 4.6 against 1.0. That said, the two scores are not equally well evidenced: HSBCnet Mobile has 1.4K ratings behind it against 2, so its average is the more settled of the two. Written reviews complicate that: 19% of HSBCnet Mobile's written reviews are positive against 29% of ExpenseIn's, so the app with the better star average is not the one people write more warmly about.

UpkeepUpdate frequency

HSBCnet Mobile ships an update every 4 weeks, ExpenseIn every 11 days. The most recent releases landed on October 14, 2026 and October 10, 2026 respectively.

Scorecard4 real differences · 6 level
HSBCnet Mobile versus ExpenseIn: the parameters behind the verdict, then further details
ParameterHSBCnet MobileExpenseIn
PriceFreeFree
Rating4.6 (1.4K ratings) — better1.0 (2 ratings)
Positive reviews19.2% of reviews29.2% of reviews — better
Number of ratings1.4K — better2
Update frequencyEvery 4 weeksEvery 11 days — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS15.0 — better15.1
Further details — not scored
Size224 MB62 MB
Age rating4+4+
DeveloperHSBC Bank plcMobile Dynamics Ltd

Customer experience

HSBCnet Mobile

All ratings1,386 ratings
Positive89.6%
Neutral2.6%
Negative7.8%
Written reviews104 reviews
Positive19.2%
Neutral9.6%
Negative71.2%

ExpenseIn

All ratings2 ratings
Positive0.0%
Neutral0.0%
Negative100.0%
Written reviews24 reviews
Positive29.2%
Neutral8.3%
Negative62.5%

Bugs and requests

HSBCnet Mobile

Reported bugs

5 issues
  • Filter glitch - keeps opening to 180 days
  • Facial recognition doesn't work on iOS15
  • Constant issues with mobile check deposits
  • App crashes during mobile authentication
  • Cheque scanner frequently reports invalid size

Requested features

5 requests
  • Update app to support iOS 16 and newer
  • Improve mobile check deposit experience
  • Add more transaction details and history
  • Streamline payment authorization process
  • Enhance app performance and responsiveness

ExpenseIn

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

HSBCnet Mobile

No in-app purchases

None

ExpenseIn

No in-app purchases

Questions

Is HSBCnet Mobile free?
HSBCnet Mobile is free to download, with no in-app purchases.
Is ExpenseIn free?
ExpenseIn is free to download, with no in-app purchases.
Which has better reviews, HSBCnet Mobile or ExpenseIn?
HSBCnet Mobile is rated higher. HSBCnet Mobile averages 4.6 out of 5 from 1.4K ratings, while ExpenseIn averages 1.0 from 2 ratings.
Do HSBCnet Mobile or ExpenseIn have ads?
Neither HSBCnet Mobile nor ExpenseIn shows ads.
Which is updated more often, HSBCnet Mobile or ExpenseIn?
HSBCnet Mobile ships an update every 4 weeks, and ExpenseIn every 11 days. Most recently, HSBCnet Mobile was updated on October 14, 2026 and ExpenseIn on October 10, 2026.

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