Comparison

MTB Neo vs iharvst

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

MTB Neo

Manage your bank accounts and perform various financial transactions on the go. This app allows real-time account viewing, fund transfers, mobile recharges, and bill payments. It also facilitates opening new products and ordering checkbooks, all secured with advanced encryption and two-factor authentication.

Highlights
  • Real-time account information
  • Fund transfers (local & international)
  • Mobile top-up
  • Credit card management
  • Bill payments
  • FDR & DPS account opening
  • Checkbook ordering
Features
Read full description

Stay connected to your MTB account and services 24/7 with the MTB Neo App, now available for iOS devices. This convenient, free service is offered to all MTB customers registered for the MTB Neo App. With the MTB Neo, you can: * View account information in real-time * Transfer funds to MTB or other banks via NPSB/BEFTN/RTGS * Perform MFS transfers and add beneficiaries * Recharge mobile phones instantly * Access credit card details and pay bills (in local and international currencies) * Opening FDR & DPS products * Order checkbooks and much more How do you activate the MTB Neo App on your device? 1. Click on Register to MTB Neo 2. Input your registered mobile number 3. Verify OTP 4. Select your bank account number or card number 5. Set your user ID and password 6. You are ready to log in to MTB Neo Your Security Is Our Priority MTB ensures a secure mobile-based banking experience with state-of-the-art security features: * Registration Required: You must be registered for MTB Neo to access the iOS app. * Activation Process: App usage requires an activation request from your MTB Neo account. * Advanced Encryption: The service is secured by SSL encryption and additional proprietary encryption technology from MTB. * Device Restriction: Only registered devices can access the MTB Neo iOS App. * Two-Factor Authentication: Every transaction is protected by two-factor authentication for added security. Need Assistance? Our 24/7 MTB Contact Centre is here to help: * Domestic Calls: 16219 or 096040 16219 * International Calls: +880 96040 16219 * Email: customer.service@mutualtrustbank.com With MTB Neo, enjoy seamless, secure, and convenient banking at your fingertips!

About

iharvst

Connects investors with agricultural projects managed by farmers, offering profitable returns and impact. Provides investment opportunities across various farming sectors with de-risking through insurance and full process transparency.

Highlights
  • Invest in agriculture projects
  • Earn profitable returns
  • Create social impact
  • De-risk investments with insurance
  • Full process transparency
  • Access financing from individuals
Features
Read full description

Empower Farmers. Grow Your Wealth. Shop Farm-Fresh. Welcome to iharvst, the ultimate agricultural platform designed to bridge the gap between conscious funders and smallholder farmers. Our app provides a transparent, rewarding, and seamless way to participate in the agricultural value chain. Key Features: Fund the Future of Farming: Browse through verified farming opportunities. Select a farm to fund and help provide the resources necessary for a successful season. Track Your Impact: Stay connected to the soil. Receive comprehensive updates and milestones on farm activities, ensuring you are always in the loop. Guaranteed Transparency: From planting to harvest, we provide the data and progress reports you need to feel confident in your contribution. Grow Your Wealth: Participate in the profit-sharing model. When the harvest is sold, you earn a competitive return on your initial funding. Direct-to-Consumer Marketplace: Use the iharvst shop to buy high-quality, private-label agricultural products. Experience the true meaning of "farm-to-table" delivered to your doorstep. Why Choose iharvst? We believe in a world where everyone shares the earth’s bounty. By using iharvst, you aren't just a funder; you are a partner in the food security and farming community. Download iharvst now and start your journey into the future of farming!

Screenshots

MTB Neo4 screens
iharvst4 screens

Verdict

The call

The clearest difference is rating: iharvst at 4.5 against MTB Neo's 3.4. iharvst also leads on review sentiment (73% vs 41%) and update cadence (fortnightly vs every 5 weeks). MTB Neo's advantage is ratings volume (238 vs 36). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

iharvst holds the better App Store score, 4.5 against 3.4. That said, the two scores are not equally well evidenced: MTB Neo has 238 ratings behind it against 36, so its average is the more settled of the two. Written reviews point the same way: 41% of MTB Neo's written reviews are positive against 73% of iharvst's.

UpkeepUpdate frequency

MTB Neo ships an update every 5 weeks, iharvst fortnightly. The most recent releases landed on September 19, 2026 and September 17, 2026 respectively.

Scorecard5 real differences · 5 level
MTB Neo versus iharvst: the parameters behind the verdict, then further details
ParameterMTB Neoiharvst
PriceFreeFree
Rating3.4 (238 ratings)4.5 (36 ratings) — better
Positive reviews41.0% of reviews72.7% of reviews — better
Number of ratings238 — better36
Update frequencyEvery 5 weeksFortnightly — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS15.613.0 — better
Further details — not scored
Size140 MB55 MB
Age rating4+4+
DeveloperMutual Trust Bank LimitediFarmer Asia

Customer experience

MTB Neo

All ratings238 ratings
Positive58.4%
Neutral6.3%
Negative35.3%
Written reviews122 reviews
Positive41.0%
Neutral6.6%
Negative52.5%

iharvst

All ratings36 ratings
Positive86.1%
Neutral5.6%
Negative8.3%
Written reviews11 reviews
Positive72.7%
Neutral9.1%
Negative18.2%

Bugs and requests

MTB Neo

Reported bugs

5 issues
  • App crashes on launch for new iPhones
  • App not working on iPad Air 6
  • Credit card details not visible in the app
  • QR payment not working
  • Registration process bug causing app to close

Requested features

5 requests
  • Add option to choose OTP delivery method
  • Provide deposit scheme closure option in the app
  • Bring back transaction screenshot sharing feature
  • Add card to Apple Wallet integration
  • Improve RTGS feature

iharvst

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

MTB Neo

No in-app purchases

None

iharvst

No in-app purchases

Questions

Is MTB Neo free?
MTB Neo is free to download, with no in-app purchases.
Is iharvst free?
iharvst is free to download, with no in-app purchases.
Which has better reviews, MTB Neo or iharvst?
iharvst is rated higher. MTB Neo averages 3.4 out of 5 from 238 ratings, while iharvst averages 4.5 from 36 ratings.
Do MTB Neo or iharvst have ads?
Neither MTB Neo nor iharvst shows ads.
Which is updated more often, MTB Neo or iharvst?
MTB Neo ships an update every 5 weeks, and iharvst fortnightly. Most recently, MTB Neo was updated on September 19, 2026 and iharvst on September 17, 2026.

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