Comparison

MTB Neo vs eJanata

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

MTB Neo

Manage your bank accounts and perform various financial transactions on the go. This app allows real-time account viewing, fund transfers, mobile recharges, and bill payments. It also facilitates opening new products and ordering checkbooks, all secured with advanced encryption and two-factor authentication.

Highlights
  • Real-time account information
  • Fund transfers (local & international)
  • Mobile top-up
  • Credit card management
  • Bill payments
  • FDR & DPS account opening
  • Checkbook ordering
Features
Read full description

Stay connected to your MTB account and services 24/7 with the MTB Neo App, now available for iOS devices. This convenient, free service is offered to all MTB customers registered for the MTB Neo App. With the MTB Neo, you can: * View account information in real-time * Transfer funds to MTB or other banks via NPSB/BEFTN/RTGS * Perform MFS transfers and add beneficiaries * Recharge mobile phones instantly * Access credit card details and pay bills (in local and international currencies) * Opening FDR & DPS products * Order checkbooks and much more How do you activate the MTB Neo App on your device? 1. Click on Register to MTB Neo 2. Input your registered mobile number 3. Verify OTP 4. Select your bank account number or card number 5. Set your user ID and password 6. You are ready to log in to MTB Neo Your Security Is Our Priority MTB ensures a secure mobile-based banking experience with state-of-the-art security features: * Registration Required: You must be registered for MTB Neo to access the iOS app. * Activation Process: App usage requires an activation request from your MTB Neo account. * Advanced Encryption: The service is secured by SSL encryption and additional proprietary encryption technology from MTB. * Device Restriction: Only registered devices can access the MTB Neo iOS App. * Two-Factor Authentication: Every transaction is protected by two-factor authentication for added security. Need Assistance? Our 24/7 MTB Contact Centre is here to help: * Domestic Calls: 16219 or 096040 16219 * International Calls: +880 96040 16219 * Email: customer.service@mutualtrustbank.com With MTB Neo, enjoy seamless, secure, and convenient banking at your fingertips!

About

eJanata

Access banking services 24/7 from anywhere with this internet banking application. It offers digital payments, account management, and enhanced customer service, enabling paperless transactions and greater control over finances.

Highlights
  • 24/7 Banking Services
  • Digital Payments
  • Secure Sign-in
  • Account Management
  • Paperless Banking
  • Control over finances
Features
Read full description

Being the second largest state-owned commercial bank in Bangladesh, Janata Bank is now coping with these modern technologies very well. To ease this process and create a milestone, eJanata-Internet Banking Application of Janata Bank can pave a smooth way and create revolutionary change in our banking sector. eJanata will allow consumers to be able to access banking services from anywhere. Businesses and business owners will then be able to save time by making use of eJanata to process their banking activities anytime anywhere. eJanata will provide following services: 1. Banking Services availability for 24/7. 2. Greater and Enhanced Customer Services. 3. Elimination of Geo-location boundaries of traditional banking. 4. Digital Payments. 5. Secure Sign-in. 6. Alerts and Notifications. 7. Increase data security and reliability. 8. Account Management. 9. Paperless Banking or Green Banking. 10. Control over finances.

Screenshots

MTB Neo4 screens
eJanata4 screens

Verdict

The call

The clearest difference is rating: MTB Neo at 3.4 against eJanata's 3.0. MTB Neo also leads on review sentiment (41% vs 22%) and update cadence (every 5 weeks vs every 3 months). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

MTB Neo holds the better App Store score, 3.4 against 3.0. Both are backed by a comparable volume of ratings — 238 and 48 respectively. Written reviews point the same way: 41% of MTB Neo's written reviews are positive against 22% of eJanata's.

UpkeepUpdate frequency

MTB Neo ships an update every 5 weeks, eJanata every 3 months. The most recent releases landed on September 19, 2026 and August 23, 2026 respectively.

Scorecard4 real differences · 6 level
MTB Neo versus eJanata: the parameters behind the verdict, then further details
ParameterMTB NeoeJanata
PriceFreeFree
Rating3.4 (238 ratings) — better3.0 (48 ratings)
Positive reviews41.0% of reviews — better21.6% of reviews
Number of ratings238 — better48
Update frequencyEvery 5 weeks — betterEvery 3 months
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS15.615.6
Further details — not scored
Size140 MB141 MB
Age rating4+17+
DeveloperMutual Trust Bank LimitedJANATA BANK PLC.

Customer experience

MTB Neo

All ratings238 ratings
Positive58.4%
Neutral6.3%
Negative35.3%
Written reviews122 reviews
Positive41.0%
Neutral6.6%
Negative52.5%

eJanata

All ratings23 ratings
Positive52.2%
Neutral4.3%
Negative43.5%
Written reviews37 reviews
Positive21.6%
Neutral5.4%
Negative73.0%

Bugs and requests

MTB Neo

Reported bugs

5 issues
  • App crashes on launch for new iPhones
  • App not working on iPad Air 6
  • Credit card details not visible in the app
  • QR payment not working
  • Registration process bug causing app to close

Requested features

5 requests
  • Add option to choose OTP delivery method
  • Provide deposit scheme closure option in the app
  • Bring back transaction screenshot sharing feature
  • Add card to Apple Wallet integration
  • Improve RTGS feature

eJanata

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

MTB Neo

No in-app purchases

None

eJanata

No in-app purchases

Questions

Is MTB Neo free?
MTB Neo is free to download, with no in-app purchases.
Is eJanata free?
eJanata is free to download, with no in-app purchases.
Which has better reviews, MTB Neo or eJanata?
MTB Neo is rated higher. MTB Neo averages 3.4 out of 5 from 238 ratings, while eJanata averages 3.0 from 48 ratings.
Do MTB Neo or eJanata have ads?
Neither MTB Neo nor eJanata shows ads.
Which is updated more often, MTB Neo or eJanata?
MTB Neo ships an update every 5 weeks, and eJanata every 3 months. Most recently, MTB Neo was updated on September 19, 2026 and eJanata on August 23, 2026.

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