MTB Neo vs Smart Hishab
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
MTB Neo
Manage your bank accounts and perform various financial transactions conveniently from your mobile device. This app allows real-time account viewing, fund transfers, bill payments, and opening of new financial products.
- Real-time account information
- Fund transfers (NPSB/BEFTN/RTGS)
- Mobile Financial Services (MFS) transfers
- Mobile phone recharge
- Credit card management and bill payments
- FDR & DPS account opening
- Checkbook ordering
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Stay connected to your MTB account and services 24/7 with the MTB Neo App, now available for iOS devices. This convenient, free service is offered to all MTB customers registered for the MTB Neo App. With the MTB Neo, you can: * View account information in real-time * Transfer funds to MTB or other banks via NPSB/BEFTN/RTGS * Perform MFS transfers and add beneficiaries * Recharge mobile phones instantly * Access credit card details and pay bills (in local and international currencies) * Opening FDR & DPS products * Order checkbooks and much more How do you activate the MTB Neo App on your device? 1. Click on Register to MTB Neo 2. Input your registered mobile number 3. Verify OTP 4. Select your bank account number or card number 5. Set your user ID and password 6. You are ready to log in to MTB Neo Your Security Is Our Priority MTB ensures a secure mobile-based banking experience with state-of-the-art security features: * Registration Required: You must be registered for MTB Neo to access the iOS app. * Activation Process: App usage requires an activation request from your MTB Neo account. * Advanced Encryption: The service is secured by SSL encryption and additional proprietary encryption technology from MTB. * Device Restriction: Only registered devices can access the MTB Neo iOS App. * Two-Factor Authentication: Every transaction is protected by two-factor authentication for added security. Need Assistance? Our 24/7 MTB Contact Centre is here to help: * Domestic Calls: 16219 or 096040 16219 * International Calls: +880 96040 16219 * Email: customer.service@mutualtrustbank.com With MTB Neo, enjoy seamless, secure, and convenient banking at your fingertips!
Smart Hishab
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Smart Hishab – A simple and smart way to manage your Business and Personal finances in one app. Smart Hishab is an easy-to-use accounting and finance management app designed to help you organize your business transactions and personal finances separately, all from one place. With dedicated Business Hishab and Personal Hishab modules, you can keep your business accounts and personal income and expenses organized and easy to track. BUSINESS HISHAB Manage your day-to-day business accounts with the tools you need to keep track of your business activities and transactions. • Stock Management – Keep track of your products and stock. • Customer Management – Manage customer information and transactions. • Supplier Management – Keep supplier information and transactions organized. • Purchase – Record and track your purchases. • Sales – Manage and track sales transactions. • Cashbox – Track cash in, cash out, and your current cash balance. • Owner Transactions – Keep track of transactions between the business and the owner. • Reports – View reports to better understand your business transactions and financial activity. Whether you run a small shop, retail business, trading business, or another type of business, Business Hishab helps you keep important business records organized in one place. PERSONAL HISHAB Keep track of your personal income and expenses and better understand where your money goes. • Income Tracking – Record and manage your personal income. • Expense Tracking – Record and organize your daily expenses. • Multiple Accounts – Create and manage multiple personal accounts. • Income & Expense History – Track income and expenses separately for each account. • Reports – Review your personal income and expense reports. You can use Personal Hishab to organize salary, household expenses, savings, other income, and everyday personal financial activities. KEY FEATURES • Separate Business and Personal Hishab modules • Business income and transaction tracking • Stock management • Customer and supplier management • Purchase and sales tracking • Cashbox management • Owner transaction tracking • Personal income and expense tracking • Multiple personal accounts • Business and personal reports • Simple and user-friendly interface Keep your business records and personal finances organized without keeping everything in separate places. Whether you are managing a business or simply want to keep track of your personal income and expenses, Smart Hishab gives you a convenient way to organize your everyday financial records. Smart Hishab – Manage your Business and Personal finances in one app.
Screenshots
Verdict
The clearest difference is update cadence: Smart Hishab at every 2 days against MTB Neo's monthly. MTB Neo's advantage is iOS requirement (15.6 vs 17.0). On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
MTB Neo ships an update monthly, Smart Hishab every 2 days. The most recent releases landed on November 11, 2026 and October 29, 2026 respectively.
| Parameter | MTB Neo | Smart Hishab |
|---|---|---|
| Price | Free | Free |
| Rating | 3.4 (242 ratings) — better | — |
| Positive reviews | 40.7% of reviews | — |
| Number of ratings | 242 — better | — |
| Update frequency | Monthly | Every 2 days — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | — |
| Devices | iPhone, iPad, iPod — better | iPhone, iPad |
| Requires iOS | 15.6 — better | 17.0 |
| Further details — not scored | ||
| Size | 154 MB | 54 MB |
| Age rating | 4+ | 4+ |
| Developer | Mutual Trust Bank Limited | Rakibul Islam Khan |
Bugs and requests
MTB Neo
Reported bugs
5 issues- App crashes on launch for new iPhones
- App not working on iPad Air 6
- Credit card details not visible in the app
- QR payment not working
- Registration process bug causing app to close
Requested features
5 requests- Add option to choose OTP delivery method
- Provide deposit scheme closure option in the app
- Bring back transaction screenshot sharing feature
- Add card to Apple Wallet integration
- Improve RTGS feature
Smart Hishab
Not enough reviews yet to summarise bugs or requests.
In-app purchases
MTB Neo
No in-app purchases
Smart Hishab
No in-app purchases
Questions
Is MTB Neo free?
Is Smart Hishab free?
Do MTB Neo or Smart Hishab have ads?
Which is updated more often, MTB Neo or Smart Hishab?
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