Comparison

U1 Mobile vs Treadwell CU

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

U1 Mobile

Manage your finances conveniently from your mobile device. View account balances, transfer funds, pay bills, deposit checks, and find nearby branches or ATMs. Access your U1 accounts anytime, anywhere.

Highlights
  • View account balances and history
  • Transfer funds between accounts
  • Pay bills via Bill Pay
  • Deposit checks with a photo
  • Send payments to contacts
  • Find branches and ATMs
Features
Read full description

Take charge wherever you are. U1 Mobile allows easy access on the go. We like to think of it as a kind of U1 branch genie that appears whenever summoned. A quick tap provides all you need to manage the everyday. Balances – Current and up to 180-day history Transfers – Move between U1 accounts Payments – Send payments via Bill Pay Deposit Checks - Take a picture of check and deposit it directly to your U1 accounts Pay other People- Use Pop Money to send payments to your phone contacts Locations - Find the closest branch or ATM Please enroll in Online Banking (u1cu.org/login) before downloading. Catch you on the go, friend! Universal 1 Credit Union Federally Insured by NCUA

About

Treadwell CU

Access your credit union account on the go. This app offers convenient access to online banking, branch locations, and contact details for members.

Highlights
  • Mobile banking access
  • Branch locator
  • Contact information
  • Website access
Features
Read full description

Treadwell Credit Union Mobile provides members convenient access to our website, mobile banking, branch and contact information.

Screenshots

U1 Mobile1 screens
Treadwell CU4 screens

Verdict

The call

The clearest difference is review sentiment: U1 Mobile at 77% against Treadwell CU's 0%. U1 Mobile also leads on rating (4.8 vs 2.5) and ratings volume (1.9K vs 18). Treadwell CU's advantage is update cadence (every 5 weeks vs every 4 months) and monetization model (ad-supported vs free with in-app purchases). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

U1 Mobile holds the better App Store score, 4.8 against 2.5. That said, the two scores are not equally well evidenced: U1 Mobile has 1.9K ratings behind it against 18, so its average is the more settled of the two. Written reviews point the same way: 77% of U1 Mobile's written reviews are positive against 0% of Treadwell CU's.

UpkeepUpdate frequency

U1 Mobile ships an update every 4 months, Treadwell CU every 5 weeks. The most recent releases landed on October 26, 2026 and October 24, 2026 respectively.

Scorecard5 real differences · 5 level
U1 Mobile versus Treadwell CU: the parameters behind the verdict, then further details
ParameterU1 MobileTreadwell CU
PriceFreeFree
Rating4.8 (1.9K ratings) — better2.5 (18 ratings)
Positive reviews77.4% of reviews — better0.0% of reviews
Number of ratings1.9K — better18
Update frequencyEvery 4 monthsEvery 5 weeks — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree with in-app purchasesAd-supported — better
DevicesiPhone, iPadiPhone, iPad
Requires iOS17.017.0
Further details — not scored
Size113 MB62 MB
Age rating4+4+
DeveloperUniversal 1 CU, IncTreadwell Credit Union, Inc.

Customer experience

U1 Mobile

All ratings1,795 ratings
Positive94.2%
Neutral2.8%
Negative3.0%
Written reviews31 reviews
Positive77.4%
Neutral6.5%
Negative16.1%

Treadwell CU

All ratings16 ratings
Positive37.5%
Neutral6.3%
Negative56.3%
Written reviews5 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

In-app purchases

None

U1 Mobile

No in-app purchases

None

Treadwell CU

No in-app purchases

Questions

Is U1 Mobile free?
U1 Mobile is free to download, with no in-app purchases.
Is Treadwell CU free?
Treadwell CU is free to download, with no in-app purchases.
Which has better reviews, U1 Mobile or Treadwell CU?
U1 Mobile is rated higher. U1 Mobile averages 4.8 out of 5 from 1.9K ratings, while Treadwell CU averages 2.5 from 18 ratings.
Do U1 Mobile or Treadwell CU have ads?
Neither U1 Mobile nor Treadwell CU shows ads.
Which is updated more often, U1 Mobile or Treadwell CU?
U1 Mobile ships an update every 4 months, and Treadwell CU every 5 weeks. Most recently, U1 Mobile was updated on October 26, 2026 and Treadwell CU on October 24, 2026.

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