Comparison

MECU Mobile vs Family Security Plan (PFP)

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

MECU Mobile

Manage your finances on the go with this mobile banking app. Deposit checks, transfer funds, pay bills, and send money to friends and family. Access account balances quickly and activate purchase rewards.

Highlights
  • Mobile check deposit
  • Fund transfers
  • Purchase rewards activation
  • Quick balance check
  • Send money
  • Online bill pay
Features
Read full description

Welcome to MECU Credit Union’s Mobile Banking App - For our consumer and business members Get the most from MECU’s Mobile Banking App 24/7! You can do more than check your balance and transfer funds: • Deposit checks anywhere, anytime with Mobile Deposit. • Transfer funds quickly and easily between your accounts. • Treat yourself with Purchase Rewards – activate your rewards in app today! • Check your balance in seconds – without logging into the app. • Send money to family and friends! • Don’t waste a stamp – pay bills with Online Bill Pay. Two Easy Steps to Mobile Banking 1. Download the MECU App. 2. Sign up for Mobile Banking or login using your existing Online/Business Banking login credentials. Mobile Banking is FREE and SECURE. Security includes the latest encryption. MECU strongly recommends that you also use a reputable anti-malware program on your phone to further protect your information. Our Online Privacy Practices Keeping financial and personal information secure is one of our most important responsibilities. MECU is committed to protecting the information of members and visitors who use our apps and website. We value your trust and handle all personal information with care. As with information we collect through other means, we use the information you provide online to respond to your needs, service your accounts, and provide you information about other services. Message and data rates may apply. Need assistance? Call 410-752-8313 during regular business hours. Federally Insured by NCUA.

About

Family Security Plan (PFP)

Manage your supplemental insurance policies and make payments easily. View policy details, pay premiums or loans, and set up recurring payments for convenience.

Highlights
  • View policy details
  • Make premium payments
  • Make loan payments
  • Save recurring payment sources
  • Express payments
Features
Read full description

Since 1973, The Family Security Plan® has been connecting credit union families with high quality supplemental insurance plans designed to help protect their financial futures. Now you can view detailed information about your policies, easily make policy premium payments or loan payments, and save your recurring payment sources for express payments, all through the mobile app.

Screenshots

MECU Mobile4 screens
Family Security Plan (PFP)1 screens

Verdict

The call

The clearest difference is review sentiment: Family Security Plan (PFP) at 100% against MECU Mobile's 56%. Family Security Plan (PFP) also leads on update cadence (every 6 weeks vs every 3 months) and iOS requirement (15.0 vs 17.0). MECU Mobile's advantage is rating (4.8 vs 3.0) and ratings volume (7.9K vs 2). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

MECU Mobile holds the better App Store score, 4.8 against 3.0. That said, the two scores are not equally well evidenced: MECU Mobile has 7.9K ratings behind it against 2, so its average is the more settled of the two. Written reviews complicate that: 56% of MECU Mobile's written reviews are positive against 100% of Family Security Plan (PFP)'s, so the app with the better star average is not the one people write more warmly about.

UpkeepUpdate frequency

MECU Mobile ships an update every 3 months, Family Security Plan (PFP) every 6 weeks. The most recent releases landed on October 20, 2026 and October 7, 2026 respectively.

Scorecard5 real differences · 5 level
MECU Mobile versus Family Security Plan (PFP): the parameters behind the verdict, then further details
ParameterMECU MobileFamily Security Plan (PFP)
PriceFreeFree
Rating4.8 (7.9K ratings) — better3.0 (2 ratings)
Positive reviews55.8% of reviews100.0% of reviews — better
Number of ratings7.9K — better2
Update frequencyEvery 3 monthsEvery 6 weeks — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPadiPhone, iPad, iPod — better
Requires iOS17.015.0 — better
Further details — not scored
Size121 MB43 MB
Age rating4+4+
DeveloperMECU of Baltimore, Inc.Security Mutual Life Insurance Company of New York

Customer experience

MECU Mobile

All ratings7,904 ratings
Positive94.5%
Neutral2.7%
Negative2.8%
Written reviews77 reviews
Positive55.8%
Neutral6.5%
Negative37.7%

Family Security Plan (PFP)

All ratings2 ratings
Positive50.0%
Neutral0.0%
Negative50.0%
Written reviews1 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

Bugs and requests

MECU Mobile

Reported bugs

3 issues
  • Accounts unavailable for extended periods
  • Login and transfer issues
  • Mobile deposit not functioning as expected

Requested features

4 requests
  • Integrate with Zelle
  • Provide credit score and credit report information
  • Allow external bank account transfers
  • Improve mobile check deposit process

Family Security Plan (PFP)

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

MECU Mobile

No in-app purchases

None

Family Security Plan (PFP)

No in-app purchases

Questions

Is MECU Mobile free?
MECU Mobile is free to download, with no in-app purchases.
Is Family Security Plan (PFP) free?
Family Security Plan (PFP) is free to download, with no in-app purchases.
Which has better reviews, MECU Mobile or Family Security Plan (PFP)?
MECU Mobile is rated higher. MECU Mobile averages 4.8 out of 5 from 7.9K ratings, while Family Security Plan (PFP) averages 3.0 from 2 ratings.
Do MECU Mobile or Family Security Plan (PFP) have ads?
Neither MECU Mobile nor Family Security Plan (PFP) shows ads.
Which is updated more often, MECU Mobile or Family Security Plan (PFP)?
MECU Mobile ships an update every 3 months, and Family Security Plan (PFP) every 6 weeks. Most recently, MECU Mobile was updated on October 20, 2026 and Family Security Plan (PFP) on October 7, 2026.

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