Comparison

OR Rate Calculator vs Earnnest

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

OR Rate Calculator

This app provides quick access to Old Republic Title's rates for title agents, real estate attorneys, and lenders. It allows users to retrieve necessary financial information on the go.

Highlights
  • Access Old Republic Title rates
  • Available anytime, anywhere
  • Designed for title agents
  • Supports real estate attorneys
  • Useful for lenders
Features
Read full description

Are you a Title Agent, Real Estate Attorney or Lender? Use the OR Rate Calculator mobile app to access Old Republic Title’s rates anytime and anywhere you need them. Download OR Rate Calculator now!

About

Earnnest

Facilitates secure and convenient digital earnest money payments for real estate transactions. Agents can send payment requests in under a minute, with buyers paying directly from their bank accounts to escrow holders. Eliminates the need for paper checks and wires, providing real-time updates and digital receipts.

Highlights
  • Digital earnest money payments
  • Secure bank account payments
  • Direct deposit to escrow holders
  • Real-time transaction updates
  • Shareable digital receipts
  • Agent, lender, and coordinator collaboration
Features
Read full description

Earnnest is the largest digital earnest money service in the U.S., helping agents keep transactions moving with secure, convenient payments. Send your buyer a payment request in under a minute. They pay directly from their bank account, and funds go straight to the escrow holder. No paper checks. No wires. SKIP THE CHECKBOOK Give buyers a simpler way to pay. No check photos, office drop-offs, or trips to the bank. Payments come directly from their bank account. STAY INFORMED AT EVERY STEP Spend less time tracking down payment updates. Notifications keep you informed from request to deposit, and shareable digital receipts make record keeping easy. MOVE MONEY WITH CONFIDENCE Payments go directly to escrow holders in Earnnest’s closed, verified network. Bank-level encryption protects sensitive information, and Earnnest never stores your buyer’s banking details. KEEP EVERYONE CONNECTED Add the listing agent, lender, or transaction coordinator so everyone gets the updates they need. You can also share Proof of Intent to support an offer before the deposit arrives. SIMPLE PRICING. NO SURPRISES. Earnnest is free for agents and escrow holders. Buyers pay a small flat fee regardless of the deposit amount. Want to cover it for your client? You have that option, too. TRUSTED ACROSS REAL ESTATE Join leading brokerages and escrow holders nationwide that trust Earnnest to move earnest money. Need a hand? Contact support@earnnest.com.

Screenshots

OR Rate Calculator4 screens
Earnnest4 screens

Verdict

The call

The clearest difference is ratings volume: Earnnest at 35 against OR Rate Calculator's 3. On price, rating, update cadence and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

OR Rate Calculator holds the better App Store score, 3.7 against 3.5. That said, the two scores are not equally well evidenced: Earnnest has 35 ratings behind it against 3, so its average is the more settled of the two.

UpkeepUpdate frequency

OR Rate Calculator ships an update every 4 months, Earnnest every 3 months. The most recent releases landed on November 1, 2026 and November 3, 2026 respectively.

Scorecard1 real difference · 9 level
OR Rate Calculator versus Earnnest: the parameters behind the verdict, then further details
ParameterOR Rate CalculatorEarnnest
PriceFreeFree
Rating3.7 (3 ratings) — better3.5 (35 ratings)
Positive reviews—33.3% of reviews
Number of ratings335 — better
Update frequencyEvery 4 monthsEvery 3 months — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS14.0 — better15.1
Further details — not scored
Size11 MB35 MB
Age rating4+4+
DeveloperOld Republic Title Holding Company, IncEarnnest

Customer experience

OR Rate Calculator

All ratings3 ratings
Positive66.7%
Neutral0.0%
Negative33.3%

Earnnest

All ratings35 ratings
Positive60.0%
Neutral5.7%
Negative34.3%
Written reviews12 reviews
Positive33.3%
Neutral16.7%
Negative50.0%

In-app purchases

None

OR Rate Calculator

No in-app purchases

None

Earnnest

No in-app purchases

Questions

Is OR Rate Calculator free?
OR Rate Calculator is free to download, with no in-app purchases.
Is Earnnest free?
Earnnest is free to download, with no in-app purchases.
Which has better reviews, OR Rate Calculator or Earnnest?
OR Rate Calculator is rated higher. OR Rate Calculator averages 3.7 out of 5 from 3 ratings, while Earnnest averages 3.5 from 35 ratings.
Do OR Rate Calculator or Earnnest have ads?
Neither OR Rate Calculator nor Earnnest shows ads.
Which is updated more often, OR Rate Calculator or Earnnest?
OR Rate Calculator ships an update every 4 months, and Earnnest every 3 months. Most recently, OR Rate Calculator was updated on November 1, 2026 and Earnnest on November 3, 2026.

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