Comparison

Purchasing Power vs Fingerhut Mobile

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Purchasing Power

Access an employer-provided benefit to purchase name-brand products and services. Pay over 12 months via payroll deduction. Manage your account, track orders, submit documents, and browse the catalog.

Highlights
  • Search product catalog
  • Shop on mobile site
  • View order and shipping status
  • Access account statements
  • Submit documents via camera
  • Browse new arrivals
  • Contact support
Features
Read full description

A better way to buy is better than ever before! Purchasing Power is an exciting benefit offered by your employer or organization that allows you to buy name-brand products and services and pay for them over 12-months through payroll deduction. Exclusively available to Purchasing Power customers, this app gives you all of your Purchasing Power information at your fingertips. Want to check your order balance? Need to submit a document to process your order? Looking for the newest products? This app allows you to: o Search our catalog o Shop on our mobile site o View Order and Shipping Status o View Your Account Statement o Send Documents (Use your camera or use existing images) o Check Out New Arrivals o Contact Us (Send a message) o Call Us Now o Sign In with Touch ID New to Purchasing Power? You must be an employee or member of a participating organization to have access to our industry-leading employee purchase program. Register now (https://www.purchasingpower.com/) to access your employer’s customized storefront and start shopping today!

About

Fingerhut Mobile

Manage your credit accounts and make payments conveniently. View your available credit, current balance, and past payment history. Set up recurring payments for your Fingerhut Fetti and Advantage accounts.

Highlights
  • View available credit
  • Check current balance
  • Make payments
  • Setup recurring payments
  • View past payments
  • Set up Face ID/Touch ID
Features
Read full description

The shopping experience has been removed. You are required to set up new credentials, Face ID and Touch IDs. Here’s a short list of what you can do once you’re signed in: • See your available credit and current balance • Make payments on Fingerhut Fetti and Advantage accounts • Setup and view recurring payment schedules • See past payments

Screenshots

Purchasing Power4 screens
Fingerhut Mobile4 screens

Verdict

The call

Purchasing Power and Fingerhut Mobile both sit at 4.8 stars, but that hides the real split: 48% of Fingerhut Mobile's written reviews are positive against 21% of Purchasing Power's. Fingerhut Mobile also leads on monetization model (free vs free with in-app purchases). On price, rating, ratings volume and update cadence there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.8 for Purchasing Power against 4.8 for Fingerhut Mobile. Both are backed by a comparable volume of ratings — 32K and 94K respectively. Written reviews are what separate them: 21% of Purchasing Power's written reviews are positive against 48% of Fingerhut Mobile's.

UpkeepUpdate frequency

Purchasing Power ships an update every 2 months, Fingerhut Mobile monthly. The most recent releases landed on September 24, 2026 and September 25, 2026 respectively.

Scorecard2 real differences · 8 level
Purchasing Power versus Fingerhut Mobile: the parameters behind the verdict, then further details
ParameterPurchasing PowerFingerhut Mobile
PriceFreeFree
Rating4.8 (32K ratings)4.8 (94K ratings)
Positive reviews21.3% of reviews47.6% of reviews — better
Number of ratings32K94K — better
Update frequencyEvery 2 monthsMonthly — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree with in-app purchasesFree — better
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS15.614.0 — better
Further details — not scored
Size46 MB29 MB
Age rating4+4+
DeveloperPurchasing PowerBluestem Brands

Customer experience

Purchasing Power

All ratings32,317 ratings
Positive97.1%
Neutral1.6%
Negative1.2%
Written reviews141 reviews
Positive21.3%
Neutral8.5%
Negative70.2%

Fingerhut Mobile

All ratings94,333 ratings
Positive96.8%
Neutral1.9%
Negative1.3%
Written reviews229 reviews
Positive47.6%
Neutral8.7%
Negative43.7%

User reviews

Purchasing Power

From 32K App Store ratings

What we love

  • 💳 Purchasing power
  • 🎁 Helps with gifts and essentials
  • 🙌 Convenient payment options
  • ⭐ Positive experiences

Room to improve

  • 💰 Overpriced items
  • 🚚 Shipping issues
  • 🤖 Buggy and unreliable app
  • 🙅‍♀️ Poor customer service
  • 🤔 Inconsistent policies

Fingerhut Mobile

From 94K App Store ratings

What we love

  • 💳 Helps build credit
  • 🛒 Great for shopping
  • ⚡️ Fast and easy to use
  • 👍 User-friendly app
  • 🚚 Fast shipping

Room to improve

  • 🔍 Difficult to navigate app
  • 🛒 Overpriced products
  • 🔒 Issues with login/2FA
  • 🔁 Endless login loop
  • 📦 Problems with orders/deliveries

Bugs and requests

Purchasing Power

Reported bugs

4 issues
  • Frequent app crashes
  • Login issues
  • Order cancellation problems
  • Incorrect order information

Requested features

3 requests
  • More product variety
  • Improved app functionality
  • Better communication with customers

Fingerhut Mobile

Reported bugs

3 issues
  • App freezes and crashes
  • Blank screens and loading issues
  • Incorrect account information

Requested features

4 requests
  • Back button functionality
  • Improved search and filtering
  • Seamless login experience
  • Better order tracking

In-app purchases

None

Purchasing Power

No in-app purchases

None

Fingerhut Mobile

No in-app purchases

Questions

Is Purchasing Power free?
Purchasing Power is free to download, with no in-app purchases.
Is Fingerhut Mobile free?
Fingerhut Mobile is free to download, with no in-app purchases.
Which has better reviews, Purchasing Power or Fingerhut Mobile?
Purchasing Power and Fingerhut Mobile are both rated 4.8 out of 5 on the App Store, from 32K and 94K ratings respectively.
Do Purchasing Power or Fingerhut Mobile have ads?
Neither Purchasing Power nor Fingerhut Mobile shows ads.
Which is updated more often, Purchasing Power or Fingerhut Mobile?
Purchasing Power ships an update every 2 months, and Fingerhut Mobile monthly. Most recently, Purchasing Power was updated on September 24, 2026 and Fingerhut Mobile on September 25, 2026.

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