Comparison

Purchasing Power vs Suave

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Purchasing Power

Access an employer-provided benefit to purchase name-brand products and services. Pay over 12 months via payroll deduction. Manage your account, track orders, submit documents, and browse the catalog.

Highlights
  • Search product catalog
  • Shop on mobile site
  • View order and shipping status
  • Access account statements
  • Submit documents via camera
  • Browse new arrivals
  • Contact support
Features
Read full description

A better way to buy is better than ever before! Purchasing Power is an exciting benefit offered by your employer or organization that allows you to buy name-brand products and services and pay for them over 12-months through payroll deduction. Exclusively available to Purchasing Power customers, this app gives you all of your Purchasing Power information at your fingertips. Want to check your order balance? Need to submit a document to process your order? Looking for the newest products? This app allows you to: o Search our catalog o Shop on our mobile site o View Order and Shipping Status o View Your Account Statement o Send Documents (Use your camera or use existing images) o Check Out New Arrivals o Contact Us (Send a message) o Call Us Now o Sign In with Touch ID New to Purchasing Power? You must be an employee or member of a participating organization to have access to our industry-leading employee purchase program. Register now (https://www.purchasingpower.com/) to access your employer’s customized storefront and start shopping today!

About

Suave

Shop for items you need and pay them off over time with flexible monthly installments. Get prequalified instantly, then choose your preferred payment plan at your favorite stores. Manage your account and payments easily, with the potential to increase your spending limit by paying on time.

Highlights
  • Pay in 4, 6, or 12 monthly payments
  • Instant prequalification
  • Shop at favorite stores
  • Exclusive deals and offers
  • Automatic payment management
  • Increase spending limit
  • Early payment options
Features
Read full description

When you shop with Suave you have the flexibility to shop the items you need and pay it off in 4,6, or 12 easy monthly payments. How does Suave work? It’s simple: -Get prequalified: Select how much you wanna spend, enter few pieces of information and get real time decisions -Shop at your favorite stores, fill your cart, and choose the payment plan that works best for you and your budget. Why you’ll love using the Suave app. - Buy now & pay later at your favorite stores. - Get access to exclusive deals. - Manage your account and make payments automatically. -Choose a smarter way to pay at your favorite stores. Increase your spending limit. The more you shop and pay later with Suave and pay back on time, the more purchasing power you unlock which allows you to spend more.And, you’ll also gain access to even more exclusive deals and offers. Manage your payments Pay later without surprises. When you shop with Suave, you get a complete overview of all your purchases and finances. And you can even make early payments. Don't miss out on the things you love. Suave is the easiest way to get what you want today and pay over time. No catch. Just suave.Download Suave and pay at your own pace today.

Screenshots

Purchasing Power4 screens
Suave4 screens

Verdict

The call

Purchasing Power and Suave both sit at 4.8 stars, but that hides the real split: 63% of Suave's written reviews are positive against 21% of Purchasing Power's. Suave also leads on update cadence (every 4 days vs every 2 months) and monetization model (free vs free with in-app purchases). Purchasing Power's advantage is ratings volume (32K vs 870). On price, rating, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.8 for Purchasing Power against 4.7 for Suave. That said, the two scores are not equally well evidenced: Purchasing Power has 32K ratings behind it against 870, so its average is the more settled of the two. Written reviews are what separate them: 21% of Purchasing Power's written reviews are positive against 63% of Suave's.

UpkeepUpdate frequency

Purchasing Power ships an update every 2 months, Suave every 4 days. The most recent releases landed on October 31, 2026 and October 30, 2026 respectively.

Scorecard4 real differences · 6 level
Purchasing Power versus Suave: the parameters behind the verdict, then further details
ParameterPurchasing PowerSuave
PriceFreeFree
Rating4.8 (32K ratings) — better4.7 (870 ratings)
Positive reviews21.1% of reviews62.7% of reviews — better
Number of ratings32K — better870
Update frequencyEvery 2 monthsEvery 4 days — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree with in-app purchasesFree — better
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS15.615.0 — better
Further details — not scored
Size47 MB87 MB
Age rating4+4+
DeveloperPurchasing PowerSuave Solutions LLC

Customer experience

Purchasing Power

All ratings32,314 ratings
Positive97.1%
Neutral1.6%
Negative1.3%
Written reviews142 reviews
Positive21.1%
Neutral8.5%
Negative70.4%

Suave

All ratings870 ratings
Positive92.4%
Neutral1.3%
Negative6.3%
Written reviews51 reviews
Positive62.7%
Neutral0.0%
Negative37.3%

User reviews

Purchasing Power

From 32K App Store ratings

What we love

  • 💳 Purchasing power
  • 🎁 Helps with gifts and essentials
  • 🙌 Convenient payment options
  • ⭐ Positive experiences

Room to improve

  • 💰 Overpriced items
  • 🚚 Shipping issues
  • 🤖 Buggy and unreliable app
  • 🙅‍♀️ Poor customer service
  • 🤔 Inconsistent policies

Suave

From 870 App Store ratings

What we love

  • 🚀 Fast and easy approval process
  • 👍 User-friendly interface
  • 💳 Flexible buy-now-pay-later payment options
  • 🎯 Quick monthly installment payments
  • ⚡ Smooth and straightforward shopping experience

Room to improve

  • 😞 Extremely poor customer service responsiveness
  • 🐛 Verification code delivery failures
  • 💰 Very high interest rates (42%+)
  • 🌍 Limited geographic availability
  • ⚠️ Fraudulent transaction issues

Bugs and requests

Purchasing Power

Reported bugs

4 issues
  • Frequent app crashes
  • Login issues
  • Order cancellation problems
  • Incorrect order information

Requested features

3 requests
  • More product variety
  • Improved app functionality
  • Better communication with customers

Suave

Reported bugs

4 issues
  • SMS verification codes not being sent
  • Phone number verification failures
  • Duplicate transaction charges
  • App store availability mismatch with service regions

Requested features

3 requests
  • Expand service to US and Canada
  • In-app credit card deletion option
  • Improved geographic availability

In-app purchases

None

Purchasing Power

No in-app purchases

None

Suave

No in-app purchases

Questions

Is Purchasing Power free?
Purchasing Power is free to download, with no in-app purchases.
Is Suave free?
Suave is free to download, with no in-app purchases.
Which has better reviews, Purchasing Power or Suave?
Purchasing Power is rated higher. Purchasing Power averages 4.8 out of 5 from 32K ratings, while Suave averages 4.7 from 870 ratings.
Do Purchasing Power or Suave have ads?
Neither Purchasing Power nor Suave shows ads.
Which is updated more often, Purchasing Power or Suave?
Purchasing Power ships an update every 2 months, and Suave every 4 days. Most recently, Purchasing Power was updated on October 31, 2026 and Suave on October 30, 2026.

Other comparisons