Comparison

Agribank Plus vs MyVIB

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Agribank Plus

This smart digital banking app offers a modern, user-friendly interface for managing all your personal finances. It simplifies payments, shopping, and entertainment with a wide range of convenient features, accessible anytime, anywhere.

Highlights
  • Fast, free, 24/7 money transfers
  • Online savings accounts
  • Bill payments (utilities, tuition, etc.)
  • QR code payments and scanning
  • Booking travel and entertainment
  • Account management and security features
  • Free transactions for many services
Features
Read full description

Agribank Plus – Ngân hàng số phiên bản mới mang đến cuộc sống dễ dàng - tiện lợi dành cho bạn! Agribank Plus là ứng dụng ngân hàng số thông minh do Ngân hàng Nông nghiệp và Phát triển Nông thôn Việt Nam hợp tác cùng Công ty Cổ phần Giải pháp Thanh toán Việt Nam phát triển. Với giao diện hoàn toàn mới, hiện đại, thân thiện, thêm nhiều tiện ích và nâng cấp trải nghiệm người dùng, Agribank Plus hứa hẹn đáp ứng mọi nhu cầu tài chính cá nhân từ thanh toán, mua sắm đến giải trí… một cách ĐƠN GIẢN – DỄ DÀNG – THUẬN TIỆN – MỌI LÚC – MỌI NƠI. * ĐÁP ỨNG GIAO DỊCH TÀI CHÍNH CƠ BẢN: - Chuyển tiền nội bộ, liên ngân hàng nhanh gọn, miễn phí, 24/7, đặt lịch chuyển tiền, chuyển tiền cho nhiều người. - Gửi tiền trực tuyến linh hoạt, gửi tiền tích lũy. - Trả nợ tiền vay nhanh chóng, bảo mật - Gửi tiền mừng, lì xì cho nhiều người. - Quét mã VNPAY-QR, thanh toán đơn giản, nhanh chóng và nhận ưu đãi tại hơn 400.000 điểm chấp nhận trên toàn quốc. - Thanh toán hóa đơn: điện, nước, cước viễn thông, phí chung cư, học phí…. - Nạp tiền điện thoại. - Nạp data 3G/4G. - Nạp tiền dịch vụ tài chính, nạp tiền giao thông… * MUA SẮM ĐƠN GIẢN - DI CHUYỂN MUÔN NƠI - Đặt vé máy bay, vé tàu hỏa, vé xe khách, vé tàu thủy, phòng khách sạn, gọi taxi nhanh chóng, dễ dàng. - Đặt vé xem phim, đặt hoa, đặt sân golf, giao hàng - Mua sắm trực tuyến VnShop. - Đặt khám y tế. - Đặt vé vui chơi giải trí, vé bóng đá, giải chạy. * CHỦ ĐỘNG QUẢN LÝ TÀI KHOẢN - Nhận tin OTT biến động số dư thuận tiện ngay trên ứng dụng, tránh các rủi ro giả mạo thương hiệu Ngân hàng. - Cài đặt Soft OTP bảo vệ giao dịch. - Cài đặt Face ID đăng nhập, xác thực giao dịch. - Cài đặt hạn mức. - Cài đặt mật khẩu, quản lý danh bạ. - Tra cứu thông tin hóa đơn, lãi suất, tỷ giá ngoại tệ, điểm giao dịch Agribank. - Tìm kiếm địa điểm ăn uống, mua sắm, cửa hàng tiện lợi, nhà thuốc, hiệu sách… * CHÍNH SÁCH MIỄN PHÍ - Miễn phí mở tài khoản trực tuyến/đăng ký dịch vụ; Miễn phí vấn tin quản lý/sao kê giao dịch qua tài khoản. - Miễn phí mở/đóng tài khoản tiền gửi tiết kiệm trực tuyến. - Miễn phí chuyển tiền nội bộ/liên ngân hàng/chuyển tiền qua mã VietQR. - Miễn phí giao dịch thanh toán VNPAY-QR. - Miễn phí giao dịch khi thanh toán hóa đơn (điện, nước, học phí...) đặt phòng khách sạn, mua vé tàu hỏa, mua vé xe khách, đặt vé xem phim, đặt vé tàu thủy, thể thao – giải trí, gọi Taxi, giao hàng, đặt hoa… - Miễn phí giao dịch khi mua mã thẻ, nạp tiền điện thoại, mua mã thẻ 3G/4G của các nhà mạng…. Tên: Ngân hàng Nông nghiệp & Phát triển Nông thôn Việt Nam (Agribank) Địa chỉ: Số 2 Láng Hạ, Phường Thành Công, Quận Ba Đình, Hà Nội.

About

MyVIB

This digital banking app offers a simplified and optimized financial experience. It features a high-interest Super Account, AI-driven personalized financial management, and a comprehensive payment ecosystem with over 100 integrated services. Users can also access an AI financial assistant and exclusive rewards.

Highlights
  • Super Account with high daily interest
  • AI-powered personalized financial management
  • Over 100 integrated financial services
  • AI financial assistant (ViePro GenAI)
  • Exclusive rewards and vouchers
  • Online account opening in 3 minutes
Features
Read full description

MyVIB is the Digital Banking app of the Vietnam International Bank (VIB), developed with the philosophy of "Simplicity in Banking," providing a simple, optimized financial experience that helps you maximize your benefits. Super Account – Maximize Your Benefits Enjoy the exclusive benefits of the Super Account, which offers up to 4.3% annual interest per day. It helps awaken idle funds while ensuring the flexibility to withdraw, transfer, and make payments at any time without affecting accumulated profits. Smart, Personalized Financial Management AI Financial Management technology elevates your personalized experience, enabling smart financial planning, automatic analysis, and accurate suggestions that optimize your financial decisions. Comprehensive Digital Payment Ecosystem – Maximizing Your Experience Explore the ecosystem with over 100 financial services integrated into a single app, offering unmatched convenience: from transfers, deposits, credit card management, bill payments (electricity, water, ADSL) to booking flights, hotels, and buses. Your Exclusive Rewards World – MyVIB Rewards Unlock an exclusive world of offers with attractive promotions and a diverse range of vouchers, personalized to your preferences, helping you spend smarter and save more. Your 24/7 AI Financial Assistant ViePro GenAI, your AI-powered financial assistant, always by your side, providing precise and timely insights to address a wide range of financial information, delivering an unparalleled and transformative experience. Download the app, open your account online in just 3 minutes without visiting a branch. Explore MyVIB today! Head Office: Sailing Tower Building, 111A Pasteur, Ben Nghe, District 1, Ho Chi Minh City.

Screenshots

Agribank Plus4 screens
MyVIB4 screens

Verdict

The call

The clearest difference is rating: MyVIB at 3.5 against Agribank Plus's 3.0. MyVIB also leads on update cadence (every 2 weeks vs every 3 weeks). On price, review sentiment, ratings volume and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

MyVIB holds the better App Store score, 3.5 against 3.0. Both are backed by a comparable volume of ratings — 444 and 191 respectively. Written reviews complicate that: 33% of Agribank Plus's written reviews are positive against 32% of MyVIB's, so the app with the better star average is not the one people write more warmly about.

UpkeepUpdate frequency

Agribank Plus ships an update every 3 weeks, MyVIB every 2 weeks. The most recent releases landed on October 22, 2026 and October 24, 2026 respectively.

Scorecard2 real differences · 8 level
Agribank Plus versus MyVIB: the parameters behind the verdict, then further details
ParameterAgribank PlusMyVIB
PriceFreeFree
Rating3.0 (444 ratings)3.5 (191 ratings) — better
Positive reviews33.1% of reviews — better31.9% of reviews
Number of ratings444 — better191
Update frequencyEvery 3 weeksEvery 2 weeks — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPod
Requires iOS13.013.0
Further details — not scored
Size341 MB435 MB
Age rating4+17+
DeveloperVNPAYVIETNAM INTERNATIONAL COMMERCIAL JOINT STOCK BANK

Customer experience

Agribank Plus

All ratings443 ratings
Positive48.3%
Neutral4.7%
Negative47.0%
Written reviews142 reviews
Positive33.1%
Neutral0.7%
Negative66.2%

MyVIB

All ratings190 ratings
Positive61.6%
Neutral2.6%
Negative35.8%
Written reviews69 reviews
Positive31.9%
Neutral4.3%
Negative63.8%

User reviews

Agribank Plus

From 444 App Store ratings

What we love

  • 🚀 Fast and convenient
  • 🔒 Secure and reliable
  • 👍 User-friendly interface

Room to improve

  • 🐛 Frequent crashes and bugs
  • ⏱️ Slow performance and lags
  • 💰 Excessive fees and charges

MyVIB

From 191 App Store ratings

What we love

  • 👍 User-friendly interface and easy to use
  • 🚀 Fast transaction processing
  • 🎨 Clean and attractive design
  • 💳 Comprehensive banking features
  • 📱 All-in-one banking app

Room to improve

  • 🐛 Frequent app crashes and errors
  • 😤 Intrusive pop-up advertisements
  • ⏱️ Slow performance and lag issues
  • 📞 Poor customer support quality
  • 💰 Unexpected fees and charges

Bugs and requests

Agribank Plus

Reported bugs

3 issues
  • Login issues and account verification problems
  • Inaccurate account balance and transaction details
  • Inability to complete basic banking tasks

Requested features

3 requests
  • Improved transaction history and reporting
  • Seamless integration with other financial apps
  • Biometric login options

MyVIB

Reported bugs

10 issues
  • App crashes and won't open
  • OTP verification fails repeatedly
  • Transferred money not reflecting in account
  • Transaction timestamps incorrect
  • Login failures after app upgrade
Show 5 more
  • Account locked after forced update
  • Payment processing shows success but money not received
  • App freezes during transactions
  • SmartOTP malfunction
  • Unable to access account after version 2.0 upgrade

Requested features

8 requests
  • Search function for transaction history
  • English language support
  • Save recipient account numbers
  • Promo code input field
  • Apple Pay integration
Show 3 more
  • Transaction history in Apple Wallet
  • Rollback to previous app version
  • More QR code payment options

In-app purchases

None

Agribank Plus

No in-app purchases

None

MyVIB

No in-app purchases

Questions

Is Agribank Plus free?
Agribank Plus is free to download, with no in-app purchases.
Is MyVIB free?
MyVIB is free to download, with no in-app purchases.
Which has better reviews, Agribank Plus or MyVIB?
MyVIB is rated higher. Agribank Plus averages 3.0 out of 5 from 444 ratings, while MyVIB averages 3.5 from 191 ratings.
Do Agribank Plus or MyVIB have ads?
Neither Agribank Plus nor MyVIB shows ads.
Which is updated more often, Agribank Plus or MyVIB?
Agribank Plus ships an update every 3 weeks, and MyVIB every 2 weeks. Most recently, Agribank Plus was updated on October 22, 2026 and MyVIB on October 24, 2026.

Other comparisons