Comparison

SimobiPlus vs Mestika Mobile

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

SimobiPlus

Manage your finances, open accounts, and make payments seamlessly. This mobile banking app allows for easy bill payments, top-ups, investments, and local/global money transfers. Experience convenient digital banking with features like QRIS payments and scheduled bill payments.

Highlights
  • Open savings accounts instantly
  • Local and international money transfers
  • Pay bills and top-up e-wallets
  • Scheduled bill payments
  • Cashless transactions via QRIS
  • Track and top-up investments
Features
Read full description

SimobiPlus is a mobile banking app from Bank Sinarmas, which offers a frictionless banking experience for you—account opening, managing finances, paying bills and top-ups, investing, and many more—with a few taps from your mobile phone. Come join the thousands who have already experienced state-of-the-art digital banking. So what’s in it, and how does it work? 1. Open a savings account in minutes Skip that trip to the branch. You can now do it straight from the SimobiPlus app. No physical documents are required! 2. Transfer money locally and globally Enjoy convenient transfers to all banks in Indonesia, with several transfer methods you can choose from. No transfer fee required.* You can also do international transfers using various currencies to anywhere in the world. 3. Pay bills and top up effortlessly Enjoy the convenience of paying all your bills and topping up your e-wallets straight from your mobile phone. You can also set up scheduled payment for your recurring bills— no more hassle with your bills. 4. Hassle-free deposit opening Open your deposit wherever you and your phone go. Fund placement starts at IDR 500.000 with a competitive interest rate. 5. Cashless transactions using QRIS Making purchases from your favorite merchants is now only a QR scan away. 6. Top up and track investment performance Track your investment performance in real-time and top up your investment instantly from the convenience of your mobile phone. What are you waiting for? Download SimobiPlus now! #SenyamanItu Bank Sinarmas is licensed and supervised by the OJK (Otoritas Jasa Keuangan) and is an LPS (Lembaga Penjamin Simpanan) guarantee participant. PT. Bank Sinarmas Tbk. Sinar Mas Land Plaza Tower I Jl. MH Thamrin No. 51 Jakarta Pusat 10350, Indonesia Tel : 1500153 Email : care@banksinarmas.com www.banksinarmas.com Instagram : @banksinarmas X : @BankSinarmas Facebook : Bank Sinarmas LinkedIn : PT Bank Sinarmas Tbk Youtube : Bank Sinarmas

About

Mestika Mobile

Manage your bank accounts and perform various financial transactions conveniently from your smartphone. Pay bills, transfer funds, purchase data plans, and more with secure authentication.

Highlights
  • Bill payments (KAI, TV Kabel, PDAM, PLN, MNC, BPJS, Telkom)
  • Data plan and mobile credit purchases
  • QRIS payment transactions
  • Inter-bank transfers
  • Account balance information
  • Transaction history
Features
Read full description

Sobat Mestika, Yuk segera daftar Internet Banking Individual dan Mestika Mobile versi terbaru untuk menikmati fitur-fitur lengkap dan menarik dari Bank Mestika mulai dari pembayaran tagihan tiket KAI, TV Kabel, PDAM, PLN, MNC, BPJS, Telkom, pembelian paket data, pembelian pulsa dan/atau pembayaran tagihan Telkomsel, Smartfren, Indosat, XL, hingga Tri. Nikmati juga fitur QRIS di Mestika Mobile untuk transaksi pembayaran yang lebih mudah, cepat, dan aman! Jadi, kenapa harus lama kalau bisa #MestiSerbaCepat! Gaspol lah! Mestika Mobile adalah kombinasi Mobile Banking dan token Internet Banking yang digunakan untuk transaksi finansial dan non finansial melalui smartphone Anda. Internet Banking Individual dan Mobile Banking menawarkan kecepatan dan kenyamanan bagi Nasabah dalam melakukan transaksi perbankan. Pelanggan harus memasukan kode hasil Mestika Token Individual pada saat Pelanggan ingin melakukan transaksi finansial dan non finansial. Informasi Saldo dan riwayat transaksi merupakan transaksi non finansial tanpa Mestika Token Individual. Nasabah harus memasukkan PIN setiap kali menggunakan Mestika Token Individual dan melakukan transaksi dari Mobile Banking. Terdapat 10 digit kode input yang dimasukkan sebagai tantangan dan 10 digit respon sebagai kode respon setiap transaksi finansial dan non finansial. Pelanggan dapat menginformasikan kepada Customer Service apabila Mestika Token Individual hilang atau rusak. Ikuti Customer Service kami untuk mendapatkan kembali Mestika Token Individual Anda. Internet Banking Individual memiliki banyak fitur menarik yang memungkinkan Anda melakukan transaksi perbankan dari gadget Anda. Fitur utama: 1. Transfer antar rekening Mestika. 2. Transfer antar Bank dalam layanan real time online (anggota ATM Bersama). 3. Transaksi pembelian (AS/SIMPATI, TRI, Smartfren, Indosat, XL, Paket Data Telkomsel). 4. Pembayaran Tiket KAI, MNC Vision, BPJS, PDAM, PLN. 5. Transaksi Pembayaran Tagihan (HALO, Indosat Ooredo, Smartfren, XL dan InternetTelkom). 6. Informasi Saldo. 7. Riwayat transaksi.

Screenshots

SimobiPlus4 screens
Mestika Mobile4 screens

Verdict

The call

The clearest difference is review sentiment: SimobiPlus at 76% against Mestika Mobile's 42%. SimobiPlus also leads on update cadence (every 2 weeks vs monthly). Mestika Mobile's advantage is iOS requirement (13 vs 15.5). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

SimobiPlus ships an update every 2 weeks, Mestika Mobile monthly. The most recent releases landed on October 10, 2026 and September 29, 2026 respectively.

Scorecard3 real differences · 7 level
SimobiPlus versus Mestika Mobile: the parameters behind the verdict, then further details
ParameterSimobiPlusMestika Mobile
PriceFreeFree
Rating4.1 (31 ratings) — better—
Positive reviews76.3% of reviews — better41.7% of reviews
Number of ratings31 — better—
Update frequencyEvery 2 weeks — betterMonthly
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS15.513 — better
Further details — not scored
Size193 MB28 MB
Age rating4+4+
DeveloperBank SinarmasBank Mestika

Customer experience

SimobiPlus

All ratings31 ratings
Positive77.4%
Neutral3.2%
Negative19.4%
Written reviews59 reviews
Positive76.3%
Neutral3.4%
Negative20.3%

Mestika Mobile

Written reviews12 reviews
Positive41.7%
Neutral0.0%
Negative58.3%

In-app purchases

None

SimobiPlus

No in-app purchases

None

Mestika Mobile

No in-app purchases

Questions

Is SimobiPlus free?
SimobiPlus is free to download, with no in-app purchases.
Is Mestika Mobile free?
Mestika Mobile is free to download, with no in-app purchases.
Do SimobiPlus or Mestika Mobile have ads?
Neither SimobiPlus nor Mestika Mobile shows ads.
Which is updated more often, SimobiPlus or Mestika Mobile?
SimobiPlus ships an update every 2 weeks, and Mestika Mobile monthly. Most recently, SimobiPlus was updated on October 10, 2026 and Mestika Mobile on September 29, 2026.

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