SimobiPlus vs SimInvest
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
SimobiPlus
Manage your finances, open accounts, and make payments seamlessly. This mobile banking app allows for easy bill payments, top-ups, investments, and local/global money transfers. Experience convenient digital banking with features like QRIS payments and scheduled bill payments.
- Open savings accounts instantly
- Local and international money transfers
- Pay bills and top-up e-wallets
- Scheduled bill payments
- Cashless transactions via QRIS
- Track and top-up investments
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SimobiPlus is a mobile banking app from Bank Sinarmas, which offers a frictionless banking experience for you—account opening, managing finances, paying bills and top-ups, investing, and many more—with a few taps from your mobile phone. Come join the thousands who have already experienced state-of-the-art digital banking. So what’s in it, and how does it work? 1. Open a savings account in minutes Skip that trip to the branch. You can now do it straight from the SimobiPlus app. No physical documents are required! 2. Transfer money locally and globally Enjoy convenient transfers to all banks in Indonesia, with several transfer methods you can choose from. No transfer fee required.* You can also do international transfers using various currencies to anywhere in the world. 3. Pay bills and top up effortlessly Enjoy the convenience of paying all your bills and topping up your e-wallets straight from your mobile phone. You can also set up scheduled payment for your recurring bills— no more hassle with your bills. 4. Hassle-free deposit opening Open your deposit wherever you and your phone go. Fund placement starts at IDR 500.000 with a competitive interest rate. 5. Cashless transactions using QRIS Making purchases from your favorite merchants is now only a QR scan away. 6. Top up and track investment performance Track your investment performance in real-time and top up your investment instantly from the convenience of your mobile phone. What are you waiting for? Download SimobiPlus now! #SenyamanItu Bank Sinarmas is licensed and supervised by the OJK (Otoritas Jasa Keuangan) and is an LPS (Lembaga Penjamin Simpanan) guarantee participant. PT. Bank Sinarmas Tbk. Sinar Mas Land Plaza Tower I Jl. MH Thamrin No. 51 Jakarta Pusat 10350, Indonesia Tel : 1500153 Email : care@banksinarmas.com www.banksinarmas.com Instagram : @banksinarmas X : @BankSinarmas Facebook : Bank Sinarmas LinkedIn : PT Bank Sinarmas Tbk Youtube : Bank Sinarmas
SimInvest
Invest in stocks and mutual funds with a user-friendly platform offering rewards, competitive rates, and expert market insights. Get started with a welcome bonus and earn points on every transaction.
- Effortless registration
- User-friendly design
- Star Poin rewards
- Competitive transaction fees
- Expert market research
- Webinars and educational content
- Reliable customer support
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Investing in Stocks and Mutual Funds Made Simple, Fast, and Secure 5 Reasons to Love SimInvest: 1. Seamless Experience Effortless registration and a user-friendly app design for stress-free investing. Earn Star Poin for every transaction and redeem them at your favorite merchants. 2. Exciting Rewards Get Rp100,000 credited to your RDN when you start. Plus, enjoy Star Poin rewards for every transaction. 3. Competitive Rates Enjoy a low 0.14% fee for BUY and 0.24% for SELL. Transact Rp10 billion+ monthly to unlock even better rates: 0.12% for BUY and 0.22% for SELL. 4. Quality Insights Invest smarter with research from the Sinarmas Sekuritas Research Team. Join webinars, market outlooks, and Sekolah Pasar Modal to stay informed about macroeconomics and sectors. Follow @Sim_Invest on Instagram for updates. 5. Reliable Support Need help? Our Customer Support team is ready via WhatsApp, email, or phone. Why SimInvest? Brought to you by Sinarmas Sekuritas, your transactions are secured with world-class encryption. Licensed as Penjamin Emisi Efek: No. Kep-82/PM/1992 (29 Feb 1992) Licensed as Perantara Pedagang Efek: No. Kep-83/PM/1992 (29 Feb 1992) Contact Us PT Sinarmas Sekuritas Sinarmas Land Plaza Menara 3, 5th Floor Jl. M.H. Thamrin No. 51, Jakarta 10350, Indonesia Customer Support - WhatsApp: 08875050700 - Email: cs@sinarmassekuritas.co.id - Phone: 150555 Monday – Friday, 08:30 – 17:30 WIB
Screenshots
Verdict
The clearest difference is rating: SimInvest at 4.7 against SimobiPlus's 4.1. SimobiPlus's advantage is review sentiment (76% vs 63%). On price, ratings volume, update cadence and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
SimInvest holds the better App Store score, 4.7 against 4.1. Both are backed by a comparable volume of ratings — 31 and 17 respectively. Written reviews complicate that: 76% of SimobiPlus's written reviews are positive against 63% of SimInvest's, so the app with the better star average is not the one people write more warmly about.
Both ship on a similar rhythm, roughly every 2 weeks. Both last shipped on September 18, 2026.
| Parameter | SimobiPlus | SimInvest |
|---|---|---|
| Price | Free | Free |
| Rating | 4.1 (31 ratings) | 4.7 (17 ratings) — better |
| Positive reviews | 76.3% of reviews — better | 62.5% of reviews |
| Number of ratings | 31 — better | 17 |
| Update frequency | Every 2 weeks | Every 2 weeks |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 15.5 | 15.5 |
| Further details — not scored | ||
| Size | 205 MB | 158 MB |
| Age rating | 4+ | 4+ |
| Developer | Bank Sinarmas | PT. Sinarmas Sekuritas |
Customer experience
SimobiPlus
SimInvest
In-app purchases
SimobiPlus
No in-app purchases
SimInvest
No in-app purchases
