SimobiPlus vs UOB TMRW Indonesia
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
SimobiPlus
Manage your finances, open accounts, and make payments seamlessly. This mobile banking app allows for easy bill payments, top-ups, investments, and local/global money transfers. Experience convenient digital banking with features like QRIS payments and scheduled bill payments.
- Open savings accounts instantly
- Local and international money transfers
- Pay bills and top-up e-wallets
- Scheduled bill payments
- Cashless transactions via QRIS
- Track and top-up investments
Read full descriptionHide full description
SimobiPlus is a mobile banking app from Bank Sinarmas, which offers a frictionless banking experience for you—account opening, managing finances, paying bills and top-ups, investing, and many more—with a few taps from your mobile phone. Come join the thousands who have already experienced state-of-the-art digital banking. So what’s in it, and how does it work? 1. Open a savings account in minutes Skip that trip to the branch. You can now do it straight from the SimobiPlus app. No physical documents are required! 2. Transfer money locally and globally Enjoy convenient transfers to all banks in Indonesia, with several transfer methods you can choose from. No transfer fee required.* You can also do international transfers using various currencies to anywhere in the world. 3. Pay bills and top up effortlessly Enjoy the convenience of paying all your bills and topping up your e-wallets straight from your mobile phone. You can also set up scheduled payment for your recurring bills— no more hassle with your bills. 4. Hassle-free deposit opening Open your deposit wherever you and your phone go. Fund placement starts at IDR 500.000 with a competitive interest rate. 5. Cashless transactions using QRIS Making purchases from your favorite merchants is now only a QR scan away. 6. Top up and track investment performance Track your investment performance in real-time and top up your investment instantly from the convenience of your mobile phone. What are you waiting for? Download SimobiPlus now! #SenyamanItu Bank Sinarmas is licensed and supervised by the OJK (Otoritas Jasa Keuangan) and is an LPS (Lembaga Penjamin Simpanan) guarantee participant. PT. Bank Sinarmas Tbk. Sinar Mas Land Plaza Tower I Jl. MH Thamrin No. 51 Jakarta Pusat 10350, Indonesia Tel : 1500153 Email : care@banksinarmas.com www.banksinarmas.com Instagram : @banksinarmas X : @BankSinarmas Facebook : Bank Sinarmas LinkedIn : PT Bank Sinarmas Tbk Youtube : Bank Sinarmas
UOB TMRW Indonesia
This app simplifies your banking with personalized insights, alerts, and recommendations. Enjoy a seamless design for quick transactions, QR code payments, and easy management of accounts and cards. Get 24/7 support through live chat.
- Personalized money insights
- Alerts and reminders
- Spending and saving recommendations
- QR code payments
- Manage cards and accounts
- 24/7 live chat support
Read full descriptionHide full description
Meet UOB TMRW, the all-in-one app for all your financial needs. It’s banking made simple, easy and personal for you: - Personalised money insights – Bank smarter with alerts, reminders, and spending and saving recommendations just for you. - Seamless and efficient design – Fast and effortless access to transactions, accounts and services. You can also make QR code payments directly from the login screen. - Easily manage cards and accounts – Change your transaction limits, make scheduled transfers and do more without leaving the app. - 24/7 support and answers – Get help right at your fingertips with our live chat agent whenever you need it
Screenshots
Verdict
The clearest difference is review sentiment: SimobiPlus at 76% against UOB TMRW Indonesia's 35%. SimobiPlus also leads on update cadence (every 10 days vs every 3 months). UOB TMRW Indonesia's advantage is rating (4.4 vs 4.1) and ratings volume (203 vs 31). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
UOB TMRW Indonesia holds the better App Store score, 4.4 against 4.1. That said, the two scores are not equally well evidenced: UOB TMRW Indonesia has 203 ratings behind it against 31, so its average is the more settled of the two. Written reviews complicate that: 76% of SimobiPlus's written reviews are positive against 35% of UOB TMRW Indonesia's, so the app with the better star average is not the one people write more warmly about.
SimobiPlus ships an update every 10 days, UOB TMRW Indonesia every 3 months. The most recent releases landed on November 1, 2026 and November 5, 2026 respectively.
| Parameter | SimobiPlus | UOB TMRW Indonesia |
|---|---|---|
| Price | Free | Free |
| Rating | 4.1 (31 ratings) | 4.4 (203 ratings) — better |
| Positive reviews | 76.3% of reviews — better | 35.1% of reviews |
| Number of ratings | 31 | 203 — better |
| Update frequency | Every 10 days — better | Every 3 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 15.5 | 13.0 — better |
| Further details — not scored | ||
| Size | 210 MB | 351 MB |
| Age rating | 4+ | 4+ |
| Developer | Bank Sinarmas | United Overseas Bank Limited Co. |
Customer experience
SimobiPlus
UOB TMRW Indonesia
In-app purchases
SimobiPlus
No in-app purchases
UOB TMRW Indonesia
No in-app purchases
Questions
Is SimobiPlus free?
Is UOB TMRW Indonesia free?
Which has better reviews, SimobiPlus or UOB TMRW Indonesia?
Do SimobiPlus or UOB TMRW Indonesia have ads?
Which is updated more often, SimobiPlus or UOB TMRW Indonesia?
Other comparisons
