SimobiPlus vs wagely

SimobiPlus is a mobile banking app from Bank Sinarmas, which offers a frictionless banking experience for you—account opening, managing finances, paying bills and top-ups, investing, and many more—with a few taps from your mobile phone. Come join the thousands who have already experienced state-of-the-art digital banking. So what’s in it, and how does it work? 1. Open a savings account in minutes Skip that trip to the branch. You can now do it straight from the SimobiPlus app. No physical documents are required! 2. Transfer money locally and globally Enjoy convenient transfers to all banks in Indonesia, with several transfer methods you can choose from. No transfer fee required.* You can also do international transfers using various currencies to anywhere in the world. 3. Pay bills and top up effortlessly Enjoy the convenience of paying all your bills and topping up your e-wallets straight from your mobile phone. You can also set up scheduled payment for your recurring bills— no more hassle with your bills. 4. Hassle-free deposit opening Open your deposit wherever you and your phone go. Fund placement starts at IDR 500.000 with a competitive interest rate. 5. Cashless transactions using QRIS Making purchases from your favorite merchants is now only a QR scan away. 6. Top up and track investment performance Track your investment performance in real-time and top up your investment instantly from the convenience of your mobile phone. What are you waiting for? Download SimobiPlus now! #SenyamanItu Bank Sinarmas is licensed and supervised by the OJK (Otoritas Jasa Keuangan) and is an LPS (Lembaga Penjamin Simpanan) guarantee participant. PT. Bank Sinarmas Tbk. Sinar Mas Land Plaza Tower I Jl. MH Thamrin No. 51 Jakarta Pusat 10350, Indonesia Tel : 1500153 Email : care@banksinarmas.com www.banksinarmas.com Instagram : @banksinarmas X : @BankSinarmas Facebook : Bank Sinarmas LinkedIn : PT Bank Sinarmas Tbk Youtube : Bank Sinarmas

We are proud to provide timely access to your salary along with financial education. Currently the Wagely App is only accessible to employees of partnering employers. If your company is not yet registered and you are interested in using our services, please recommend us to your office’s HR team to join us via email at hello@wagely.app — Wagely is Indonesia’s first innovative salary platform that allows you to have direct access to a part of your already earned wages without having to wait for payday. We fuel by the spirit to realize our social mission to build financial wellness among the workers across Indonesia and Bangladesh. Earned Wage Access You can access and withdraw your salary at any day directly to your bank or e-Money account within seconds in accordance to the shariah-compliant. The accessed salary will automatically be deducted from your next payday. Financial Education Enjoy financial articles for free to make better financial decisions and protect yourself from costly debt traps. wagely Coin Rewards Collect wagely coins to enjoy various rewards. You can refer your colleague to register or use your registered colleague’s referral code to get your wagely coin. Bill Payment & Top Up Paying electricity and water bills or top up mobile phone credit and electricity tokens becomes more practical and easier through the wagely app.