SimobiPlus vs BNI Merchant
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
SimobiPlus
Manage your finances, open accounts, and make payments seamlessly. This mobile banking app allows for easy bill payments, top-ups, investments, and local/global money transfers. Experience convenient digital banking with features like QRIS payments and scheduled bill payments.
- Open savings accounts instantly
- Local and international money transfers
- Pay bills and top-up e-wallets
- Scheduled bill payments
- Cashless transactions via QRIS
- Track and top-up investments
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SimobiPlus is a mobile banking app from Bank Sinarmas, which offers a frictionless banking experience for you—account opening, managing finances, paying bills and top-ups, investing, and many more—with a few taps from your mobile phone. Come join the thousands who have already experienced state-of-the-art digital banking. So what’s in it, and how does it work? 1. Open a savings account in minutes Skip that trip to the branch. You can now do it straight from the SimobiPlus app. No physical documents are required! 2. Transfer money locally and globally Enjoy convenient transfers to all banks in Indonesia, with several transfer methods you can choose from. No transfer fee required.* You can also do international transfers using various currencies to anywhere in the world. 3. Pay bills and top up effortlessly Enjoy the convenience of paying all your bills and topping up your e-wallets straight from your mobile phone. You can also set up scheduled payment for your recurring bills— no more hassle with your bills. 4. Hassle-free deposit opening Open your deposit wherever you and your phone go. Fund placement starts at IDR 500.000 with a competitive interest rate. 5. Cashless transactions using QRIS Making purchases from your favorite merchants is now only a QR scan away. 6. Top up and track investment performance Track your investment performance in real-time and top up your investment instantly from the convenience of your mobile phone. What are you waiting for? Download SimobiPlus now! #SenyamanItu Bank Sinarmas is licensed and supervised by the OJK (Otoritas Jasa Keuangan) and is an LPS (Lembaga Penjamin Simpanan) guarantee participant. PT. Bank Sinarmas Tbk. Sinar Mas Land Plaza Tower I Jl. MH Thamrin No. 51 Jakarta Pusat 10350, Indonesia Tel : 1500153 Email : care@banksinarmas.com www.banksinarmas.com Instagram : @banksinarmas X : @BankSinarmas Facebook : Bank Sinarmas LinkedIn : PT Bank Sinarmas Tbk Youtube : Bank Sinarmas
BNI Merchant
This application provides various conveniences for businesses, allowing merchants to generate QRIS codes, monitor transactions in real-time, and manage their outlets. It also offers program and promotion information and the ability to add cashiers.
- Print QRIS codes
- Real-time transaction reports
- Real-time transaction notifications
- Outlet transaction monitoring
- Downloadable transaction reports
- Program and promotion offers
- Add cashiers
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Aplikasi BNI Merchant Aplikasi BNI Merchant adalah fasilitas yang diberikan oleh PT. Bank Negara Indonesia (Persero) Tbk. untuk memberikan berbagai macam kemudahan bagi bisnis Anda. Fitur-fitur: • Mencetak QRIS • Laporan transaksi secara realtime • Realtime notifikasi transaksi • Monitoring laporan transaksi outlet merchant secara realtime • Download laporan transaksi sesuai kebutuhan • Penawaran program dan promo menarik melalui aplikasi • Menambah Kasir sesuai kebutuhan di Outlet Merchant Tunggu apa lagi? Segera daftar menjadi Merchant BNI dan nikmati berbagai macam kemudahan untuk kebutuhan bisnismu. Info lebih lanjut hubungi Merchant Care 1500146
Screenshots
Verdict
The clearest difference is review sentiment: SimobiPlus at 76% against BNI Merchant's 0%. SimobiPlus also leads on rating (4.1 vs 3.0) and update cadence (every 2 weeks vs every 8 months). BNI Merchant's advantage is iOS requirement (12.0 vs 15.5). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
SimobiPlus holds the better App Store score, 4.1 against 3.0. That said, the two scores are not equally well evidenced: SimobiPlus has 31 ratings behind it against 1, so its average is the more settled of the two. Written reviews point the same way: 76% of SimobiPlus's written reviews are positive against 0% of BNI Merchant's.
SimobiPlus ships an update every 2 weeks, BNI Merchant every 8 months. The most recent releases landed on October 10, 2026 and October 11, 2026 respectively.
| Parameter | SimobiPlus | BNI Merchant |
|---|---|---|
| Price | Free | Free |
| Rating | 4.1 (31 ratings) — better | 3.0 (1 ratings) |
| Positive reviews | 76.3% of reviews — better | 0.0% of reviews |
| Number of ratings | 31 — better | 1 |
| Update frequency | Every 2 weeks — better | Every 8 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 15.5 | 12.0 — better |
| Further details — not scored | ||
| Size | 193 MB | 46 MB |
| Age rating | 4+ | 4+ |
| Developer | Bank Sinarmas | PT. BANK NEGARA INDONESIA (PERSERO) TBK. |
Customer experience
SimobiPlus
BNI Merchant
In-app purchases
SimobiPlus
No in-app purchases
BNI Merchant
No in-app purchases
