SimobiPlus vs Sakuku
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
SimobiPlus
Manage your finances, open accounts, and make payments seamlessly. This mobile banking app allows for easy bill payments, top-ups, investments, and local/global money transfers. Experience convenient digital banking with features like QRIS payments and scheduled bill payments.
- Open savings accounts instantly
- Local and international money transfers
- Pay bills and top-up e-wallets
- Scheduled bill payments
- Cashless transactions via QRIS
- Track and top-up investments
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SimobiPlus is a mobile banking app from Bank Sinarmas, which offers a frictionless banking experience for you—account opening, managing finances, paying bills and top-ups, investing, and many more—with a few taps from your mobile phone. Come join the thousands who have already experienced state-of-the-art digital banking. So what’s in it, and how does it work? 1. Open a savings account in minutes Skip that trip to the branch. You can now do it straight from the SimobiPlus app. No physical documents are required! 2. Transfer money locally and globally Enjoy convenient transfers to all banks in Indonesia, with several transfer methods you can choose from. No transfer fee required.* You can also do international transfers using various currencies to anywhere in the world. 3. Pay bills and top up effortlessly Enjoy the convenience of paying all your bills and topping up your e-wallets straight from your mobile phone. You can also set up scheduled payment for your recurring bills— no more hassle with your bills. 4. Hassle-free deposit opening Open your deposit wherever you and your phone go. Fund placement starts at IDR 500.000 with a competitive interest rate. 5. Cashless transactions using QRIS Making purchases from your favorite merchants is now only a QR scan away. 6. Top up and track investment performance Track your investment performance in real-time and top up your investment instantly from the convenience of your mobile phone. What are you waiting for? Download SimobiPlus now! #SenyamanItu Bank Sinarmas is licensed and supervised by the OJK (Otoritas Jasa Keuangan) and is an LPS (Lembaga Penjamin Simpanan) guarantee participant. PT. Bank Sinarmas Tbk. Sinar Mas Land Plaza Tower I Jl. MH Thamrin No. 51 Jakarta Pusat 10350, Indonesia Tel : 1500153 Email : care@banksinarmas.com www.banksinarmas.com Instagram : @banksinarmas X : @BankSinarmas Facebook : Bank Sinarmas LinkedIn : PT Bank Sinarmas Tbk Youtube : Bank Sinarmas
Sakuku
This app offers a convenient mobile wallet for payments, top-ups, and banking transactions. It allows users to send money, pay at merchants, and manage their finances easily from their smartphone.
- Mobile payments
- Top-ups and data packages
- Send and request transfers
- QRIS merchant payments
- Split bills
- Cash withdrawal and top-up at ATMs
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Everything’s Easier with Sakuku Sakuku is BCA’s e-money app that makes everyday transactions simple, fast, and secure. From cashless payments to transfers and ATM transactions, everything is available right from your smartphone. Why Sakuku? - Easy to use - simply download the app and register - Practical - your mobile phone number becomes you Sakuku number - Free - no monthly administration fee What You Can Do with Sakuku Plus Activate Sakuku Plus to unlock all Sakuku features, including: - Add funds from you BCA Account via BCA ATM, KlikBCA Individual, BCA mobile, or myBCA - Add funds from another bank - Pay at QRIS merchants and online merchants - Purchase mobile credit and data packages - Send and receive money with other Sakuku users - Transfer fund to BCA Accounts - Cardless withdrawal and deposit at BCA ATMs - Check your balance and transaction history - Manage your account including you profile photo, cover photo, PIN, and app settings. Register for Sakuku Plus Opening a Sakuku Plus account is quick and easy: - Download the Sakuku app - Verify your identity by taking a selfie and capturing your Indonesian ID (e-KTP) - Create your 6-digit Sakuku PIN New users will automatically activate Sakuku Plus during registration after successful identity verification. Alternatively, you can activate Sakuku Plus by visiting the nearest BCA branch with your valid e-KTP. For more information, contact Halo BCA at 1500888. BCA - Always by Your Side PT Bank Central Asia Tbk
Screenshots
Verdict
The clearest difference is review sentiment: SimobiPlus at 76% against Sakuku's 2%. SimobiPlus also leads on rating (4.1 vs 1.7) and update cadence (every 10 days vs every 2 months). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
SimobiPlus holds the better App Store score, 4.1 against 1.7. That said, the two scores are not equally well evidenced: SimobiPlus has 31 ratings behind it against 6, so its average is the more settled of the two. Written reviews point the same way: 76% of SimobiPlus's written reviews are positive against 2% of Sakuku's.
SimobiPlus ships an update every 10 days, Sakuku every 2 months. Both last shipped on October 24, 2026.
| Parameter | SimobiPlus | Sakuku |
|---|---|---|
| Price | Free | Free |
| Rating | 4.1 (31 ratings) — better | 1.7 (6 ratings) |
| Positive reviews | 76.3% of reviews — better | 1.8% of reviews |
| Number of ratings | 31 — better | 6 |
| Update frequency | Every 10 days — better | Every 2 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 15.5 | 15.0 — better |
| Further details — not scored | ||
| Size | 210 MB | 84 MB |
| Age rating | 4+ | 4+ |
| Developer | Bank Sinarmas | PT. Bank Central Asia Tbk |
Customer experience
SimobiPlus
Sakuku
In-app purchases
SimobiPlus
No in-app purchases
Sakuku
No in-app purchases
