Comparison

Macquarie Mobile Banking vs AAMI App

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Macquarie Mobile Banking

Manage your finances on the go with this banking app. Track spending, set budgets, and receive real-time alerts for account activity. Securely authenticate transactions and manage both personal and business accounts.

Highlights
  • Set budgets and track spending
  • Search transactions with natural language
  • Real-time account activity alerts
  • Secure transaction authentication
  • Upload photos of receipts
  • Manage personal and business accounts
Features
Read full description

Experience beautiful banking, designed to give you clarity and control. Our award-winning digital banking experience¹ makes managing your money effortless. Save with no hoops, no catches with the Macquarie Savings Account. - Earn interest without the hassle of meeting monthly spend and save requirements. - To open a Macquarie Savings Account, you’ll first need to open a Macquarie Transaction Account. You can then open a savings account in seconds. Supported by Q, your AI agent. - Designed with you in mind, Q is here to make managing your money easier and more intuitive than ever. - Whether it’s answering a quick question or supporting you with a more detailed financial task, Q is ready to help you, 24/7. Secured with Macquarie Authenticator. - Download Macquarie Authenticator, our two-factor authentication app designed to help maximise your security. - Receive detailed alerts directly to your device so you have all the​ information you need to authorise activity on your account before it happens. Get instant access to your digital card with the Macquarie Transaction Account. - Add your debit card to your mobile wallet and pay on the go from the moment you open your account. A debit card that travels with you. - Travelling overseas? Keep your banking all in one place. Our debit card works around the world.² - Enjoy $0 international account fees on overseas purchases, both in-store and online.² Manage your home loan on the go. - See your loan repayment details, including your current interest rate and monthly repayments. - Open multiple offset accounts per eligible home loan account. Mobile banking for our Business Banking clients. - Add your Business Banking profile to seamlessly switch between personal and business accounts within the Macquarie Mobile Banking app. - View balances, make payments and approve tasks in bulk - on the go. Need help? Visit Macquarie Help Centre to learn more about how to use the Macquarie Mobile Banking app. Disclaimers This information is provided by Macquarie Bank Limited ABN 46 008 583 542 AFSL and Australian Credit Licence 237502 and doesn't take into account your objectives, financial situation or needs - consider if right for you. 1. Our digital banking experience is part of why we were awarded Money Magazine’s Bank of the Year 2023/2024/2025. 2. Wherever Mastercard is accepted. Others may charge overseas transaction fees.

About

AAMI App

Manage your AAMI insurance policies conveniently from your smartphone. Update personal information, pay renewals, view policy documents, and track claims with real-time status updates. Receive important notifications about your policies.

Highlights
  • Manage supported insurance policies
  • Update personal and payment details
  • Pay policy renewals
  • View policy documents
  • Track home and motor claims
  • Receive policy notifications
Features
Read full description

The AAMI App is here! Got an AAMI insurance policy? Then this is for you! The AAMI App makes it easy to check and manage supported policies, right from your pocket. “What can I do with this app?!” you’re probably wondering. Good question! • Update your personal details, like your address and payment details. • Pay your renewal. • Check policy docs. • Track home and motor claims, with status updates as they progress. • Receive notifications about things like finalised claims and upcoming renewals. Sounds good, right? We’ve said it before, and we’ll say it again… Lucky you’re with AAMI!

Screenshots

Macquarie Mobile Banking4 screens
AAMI App4 screens

Verdict

The call

The clearest difference is rating: AAMI App at 4.7 against Macquarie Mobile Banking's 3.3. Macquarie Mobile Banking's advantage is review sentiment (40% vs 17%) and monetization model (free vs ad-supported). On price, ratings volume, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

AAMI App holds the better App Store score, 4.7 against 3.3. Both are backed by a comparable volume of ratings — 17 and 29 respectively. Written reviews complicate that: 40% of Macquarie Mobile Banking's written reviews are positive against 17% of AAMI App's, so the app with the better star average is not the one people write more warmly about.

UpkeepUpdate frequency

Macquarie Mobile Banking ships an update every 2 weeks, AAMI App every 5 weeks. The most recent releases landed on September 22, 2026 and September 25, 2026 respectively.

Scorecard5 real differences · 5 level
Macquarie Mobile Banking versus AAMI App: the parameters behind the verdict, then further details
ParameterMacquarie Mobile BankingAAMI App
PriceFreeFree
Rating3.3 (17 ratings)4.7 (29 ratings) — better
Positive reviews40.5% of reviews — better17.2% of reviews
Number of ratings1729 — better
Update frequencyEvery 2 weeks — betterEvery 5 weeks
AdsNoNo
In-app purchasesNoNo
MonetizationFree — betterAd-supported
DevicesiPhone, iPadiPhone, iPad
Requires iOS16.0 — better18.6
Further details — not scored
Size316 MB249 MB
Age rating4+4+
DeveloperMacquarie Bank LimitedAAI Limited

Customer experience

Macquarie Mobile Banking

All ratings17 ratings
Positive58.8%
Neutral0.0%
Negative41.2%
Written reviews173 reviews
Positive40.5%
Neutral9.2%
Negative50.3%

AAMI App

All ratings29 ratings
Positive93.1%
Neutral3.4%
Negative3.4%
Written reviews99 reviews
Positive17.2%
Neutral8.1%
Negative74.7%

Bugs and requests

Macquarie Mobile Banking

Not enough reviews yet to summarise bugs or requests.

AAMI App

Reported bugs

15 issues
  • App crashes when accessing driver rewards tab
  • Login failures and 'something went wrong' errors
  • Policies not displaying despite being added
  • Chat disconnects and loses conversation history
  • Claim information wiped when receiving calls/texts
Show 10 more
  • App logs out mid-claim without saving progress
  • Home page error preventing policy viewing
  • Contact information update functionality broken
  • Payment processing fails despite correct details
  • Incompatibility with iPhone 15
  • Weather alert notifications lose information after login
  • Trip tracking marks false hard braking/cornering
  • Slow server response times for claim retrieval
  • Photo upload errors on existing claims
  • iOS app requires force-close to access after rejection

Requested features

12 requests
  • Direct payment button for installments
  • Policy documents viewable within app
  • Ability to update address and contact details in app
  • Copy-paste functionality for claim numbers
  • Save progress when filing claims
Show 7 more
  • Consistent payment date change functionality
  • Email contact option for inquiries
  • Display all policies without errors
  • Offline access to policy information
  • Integration of all AAMI services in single app
  • Improved weather alert functionality
  • Better trip tracking accuracy for driver rewards

In-app purchases

None

Macquarie Mobile Banking

No in-app purchases

None

AAMI App

No in-app purchases

Questions

Is Macquarie Mobile Banking free?
Macquarie Mobile Banking is free to download, with no in-app purchases.
Is AAMI App free?
AAMI App is free to download, with no in-app purchases.
Which has better reviews, Macquarie Mobile Banking or AAMI App?
AAMI App is rated higher. Macquarie Mobile Banking averages 3.3 out of 5 from 17 ratings, while AAMI App averages 4.7 from 29 ratings.
Do Macquarie Mobile Banking or AAMI App have ads?
Neither Macquarie Mobile Banking nor AAMI App shows ads.
Which is updated more often, Macquarie Mobile Banking or AAMI App?
Macquarie Mobile Banking ships an update every 2 weeks, and AAMI App every 5 weeks. Most recently, Macquarie Mobile Banking was updated on September 22, 2026 and AAMI App on September 25, 2026.

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