EveryDollar vs YNAB

EveryDollar is the personal budget app for any money goal: save money, pay off debt & more. Create quick budgets easily with your personal budget planner. Tracking expenses & transactions is simple: plan budget management & see how your progress impacts your finances. It doesn’t stop there: plan spending & savings, upcoming expenses, set savings goals & manage personal finances. An easy budget gives you permission to spend when you give every dollar a job. Gain financial peace, take control of your finances & stay focused on all your money goals with EveryDollar. Save money & tell it where to go instead of wondering where it went. PERSONAL FINANCE MANAGER & SIMPLE BUDGET TRACKER • Track money & create fast budgets easily • Replace your money journal, spreadsheets, money envelope, cash stuffing & other finance trackers with easy digital budget management • Adjust money tracking with simple budget planning from anywhere • Track spending & money savings accurately • Good for any budgeter or personal finance manager • Personal budget, home budget, family budget, budgeting for students ACCOUNT & MONEY MANAGER • Personal budget tracker, accounting app & more: your personal financial management app to manage spending to save money, pay bills & become a debt payoff pro • Manage money using your checking account & savings account • Track debt reduction & money savings for retirement with the money spending tracker • Easy budgets for both a beginner & skilled personal finance manager or financial planner FINANCIAL ADVISOR & VIRTUAL MONEY COACH • Learn money tips & how to save money • Learn financial management & become a money wiz with expert advice • How to track transactions, savings tips, how to create a budget you’ll actually use & more! • Budgeters learn to save money MONEY SAVING & SPENDING TRACKER • Managing money tracking with our personal finance tracker & money management app is easy • Understand your money savings & spending • Money & budget planning helps empower you to save money & spend money • Manage subscriptions & track expenses • Track spending to avoid going over budget with automated bank connections BILL APP, INCOME & EXPENSE TRACKER • Your all-in-one easy budget maker, bill tracker & income app • Bill organizer helps manage bills & upcoming expenses easily • Compare income & bills to adjust spending & savings goals • Monitor bill tracker & expense manager scenarios • Allowance tracker, travel expense tracker, vacation budget tracker & more MONEY GOAL TRACKER The simple budget tool for every saving goal: create budgets for any budgeting or money savings goal: • Personal budget • Home budget • Family budget • Couples budget • Vacation budget • Wedding budget • Travel budget Free budget app features: • Create a monthly budget • View your free budget planner on any device • Customize a free spending tracker for monthly expenses • Unlimited easy budgeting categories & line items • Save money for big purchases & money goals • Share your household budget & expense tracking • Split transactions & plan budget line items • Set due dates to manage bills & plan budget tracking Upgraded digital budgeting features: • Automatically stream transactions into a quick budget • Connect to financial accounts • Get a custom expense report of spending & income • Export transaction data to Excel & create your own expense report • Get personalized recommendations for tracking expenses • Set a monthly bill reminder to manage bills • View your current/projected net worth • Track spending, when you get paid & due dates with paycheck planning • Meet debt reduction & savings goals timelines with financial roadmap • Become debt free faster with easy expense tracking • Join live Q&A sessions with professional financial coaches Privacy Policy: https://www.ramseysolutions.com/company/policies/privacy-policy Terms of Use: https://www.ramseysolutions.com/company/policies/terms-of-use

Have you ever worried about money? You are not alone. Download YNAB, get good at money, and never worry about money again. “We started YNAB January 1st with $37 saved and ended the year with $42,000. Plus we paid $14,000 cash for a new roof.” -Kyle, YNAB user since 2020 Start your free one-month trial and stop feeling like you’re bad at money. “YNAB has removed the stress of money from my life and in doing so has helped make me a better husband. It's like I got to remove a personal flaw I had never been able to fix." -Kyle, again. We didn’t even pay him to say this, but maybe we should. Why YNAB? -92% of YNAB users report feeling less stressed about money since starting. -The average user saves $600 in the first month, and $6,000 in the first year. “A year of YNAB costs less than a massage and is a heck of a lot better for reducing stress.” -Kat, YNAB user since 2016 Benefits and Features STOP ARGUING ABOUT MONEY …and start planning your life, together -Create and share unlimited plans with up to six people with one subscription -Real time updates between devices make it easy to keep everyone informed -Cheaper than couples counseling STOP DROWNING IN DEBT …and start seeing progress with your paydown -Make a plan to pay down debt by calculating time and interest saved with the Loan Planner -Avoid new credit card debt with YNAB’s clever built-in spending categorization feature -Enjoy the benefits of a debt-paying community and resources STOP FEELING DISORGANIZED …and start feeling totally in control -Securely link financial accounts to automatically import transactions -Easily add transactions manually, if you prefer -Ask Siri to update your plan or provide expense category balances on the go START REACHING MORE GOALS …and stop thinking your future is limited -Keep your priorities and goals in focus -Visualize progress as you go -Watch your net worth climb START SPENDING CONFIDENTLY …and stop feeling guilt, doubt, and regret -Calculate your “Cost to Be Me” -Make a flexible, proactive spending plan -Always know how much you have to spend START FEELING SUPPORTED …and stop feeling like you’re alone in this -Talk to our “freakishly nice” award-winning support team (don’t tell them we called them freakish) -Become part of our community of genuine, amazingly supportive people who get it -Attend one of our live events to learn, share, play, and even get tattooed with like-minded getting-good-at-money people. (Seriously.) The first step of never worrying about money again is starting a free one-month trial. Are you ready to get good at money? (You seem ready! And we already really like you, so please join us.) Free for 30 Days, then Monthly/Annual Subscriptions Available Subscription Details -YNAB is a one-year auto-renewable subscription, billed monthly or annually. -Payment will be charged to iTunes Account at confirmation of purchase. -Subscription automatically renews unless auto-renew is turned off at least 24-hours before the end of the current period. -Account will be charged for renewal within 24-hours prior to the end of the current period. -Subscriptions may be managed by the user and auto-renewal may be turned off by going to the user's Account Settings after purchase. -Any unused portion of a free trial period, if offered, will be forfeited when the user purchases a subscription to that publication, where applicable. You Need A Budget UK Limited is acting as an agent of TrueLayer, who is providing the regulated Account Information Service, and is authorized by the Financial Conduct Authority under the Electronic Money Regulations 2011 (Firm Reference Number: 901096) Terms of Use: https://www.ynab.com/terms/?isolated Privacy Policy: https://www.ynab.com/privacy-policy/?isolated California Privacy Policy: https://www.ynab.com/privacy-policy/california-privacy-disclosure?isolated