PayServices Network vs My
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
PayServices Network
Connect with local businesses, news, and events. Buy and sell products, pay bills, report issues, and track activities within your community. A comprehensive platform for local engagement and services.
- Access local businesses
- Local news and events
- Buy and sell products/services
- Pay bills
- Report community issues
- Track activities
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Access to local businesses, local news, local events, local communities, buy & sell products and services, pay for bills, report issues, keep track of activities, and so much more!
My
Manage your mobile money transactions with ease. View your balance, send money, pay bills, and buy goods and services quickly. Secure login with biometrics and convenient access to frequent contacts and payment options.
- View M-PESA balance
- Biometric login
- Send money via QR, contacts, or favorites
- Pay bills easily
- Buy goods and services
- Withdraw cash
- Buy airtime
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Your Entire Digital Life in One Place My OneApp brings together everything you need—your M‑PESA balance, airtime, data, SMS, Bonga points, and essential services—right on your home screen. No switching between apps. No hassle. A Fresh New Experience Get instant visibility of what matters most from your M-PESA, bundle and even bonga balance Simpler Navigation Access your quick actions and frequent transactions faster Do More With Your Money Unlock more possibilities with M‑PESA – Invest, Borrow, Insure Connectivity Made Easy Buy airtime, data bundles, and home fibre quickly and conveniently Make Payments Faster Pay quickly and securely with Scan to Pay QR, AI Pay and NFC payments Care, Right at Your Fingertips Handle essential support requests directly from your phone
Screenshots
Verdict
The clearest difference is review sentiment: My at 90% against PayServices Network's 50%. My also leads on ratings volume (1.2K vs 1) and iOS requirement (13.0 vs 15.6). PayServices Network's advantage is ads (none vs shown) and rating (5.0 vs 4.6). On price, update cadence, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
PayServices Network holds the better App Store score, 5.0 against 4.6. That said, the two scores are not equally well evidenced: My has 1.2K ratings behind it against 1, so its average is the more settled of the two. Written reviews complicate that: 50% of PayServices Network's written reviews are positive against 90% of My's, so the app with the better star average is not the one people write more warmly about.
PayServices Network ships an update every 3 weeks, My monthly. The most recent releases landed on October 12, 2026 and October 26, 2026 respectively.
| Parameter | PayServices Network | My |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (1 ratings) — better | 4.6 (1.2K ratings) |
| Positive reviews | 50.0% of reviews | 89.6% of reviews — better |
| Number of ratings | 1 | 1.2K — better |
| Update frequency | Every 3 weeks — better | Monthly |
| Ads | No — better | Yes |
| In-app purchases | No | No |
| Monetization | Free — better | Free with in-app purchases |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 15.6 | 13.0 — better |
| Further details — not scored | ||
| Size | 63 MB | 240 MB |
| Age rating | 4+ | 9+ |
| Developer | PayServices Inc | Safaricom Limited |
Customer experience
PayServices Network
My
Bugs and requests
PayServices Network
Not enough reviews yet to summarise bugs or requests.
My
Reported bugs
3 issues- Incomplete or missing transaction details
- Issues with reversing or recovering sent payments
- Compatibility problems on certain devices or OS versions
Requested features
4 requests- Allow customization of transaction categories
- Improve transaction history and statement viewing
- Provide offline access or data-free usage
- Integrate with other financial apps and services
In-app purchases
PayServices Network
No in-app purchases
My
No in-app purchases
Questions
Is PayServices Network free?
Is My free?
Which has better reviews, PayServices Network or My?
Do PayServices Network or My have ads?
Which is updated more often, PayServices Network or My?
Other comparisons
