Comparison

DTB 24/7 vs HFCB

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

DTB 24/7

This mobile banking app allows account holders to manage their finances on the go. It offers secure transaction authorization, bill payments, fund transfers, and branch/ATM locator features. Personalize your profile and make payments via QR codes.

Highlights
  • View account details
  • Secure transaction authorization (PIN/biometric)
  • Utility bill presentment
  • Mobile money transfers and airtime purchase
  • Masterpass QR payments
  • Funds transfer to other banks
  • Branch and ATM locator
  • Chequebook and stop cheque requests
Features
Read full description

DTB 24/7 is the revamped mobile banking app from Diamond Trust Bank Kenya Limited (DTB). The app provides an enhanced user experience that enables DTB account holders bank on the go wherever they are securely. So, what can you do with this revamped app? 1. View details of your bank accounts. 2. Securely authorize transaction via a 6 digit pin or biometrically using fingerprints. 3. Utility bill presentment 5 days before bills are due for payment. 4. Access and select beneficiaries of mobile money transfer as well as airtime purchase from your phonebook. 5. Personalize your app by uploading custom profile picture. 6. Scan and pay at participating merchant outlets courtesy of Masterpass QR. 7. Funds transfer to other banks via RTGS or PesaLink. 8. Locate all branch and ATM’s close to your current location. 9. Initiate chequebook requests as well as stop cheque requests. Disclosures: 1. Fingerprint authorization for transactions is available for applicable devices only 2. Customers need to have registered for DTB mobile banking service in-order to access services on DTB 24/7. Mobile banking registrations can be done at any branch. Diamond Trust Bank Kenya Limited is regulated by the Central Bank of Kenya.

About

HFCB

Manage your finances on the go with this banking app. It allows you to control your account, transfer funds, pay bills, and track expenses from anywhere. Experience a new way to handle your money anytime, anywhere.

Highlights
  • Account management
  • Cash transfers
  • Bill payments
  • Airtime purchases
  • Expense tracking
  • On-the-go access
Features
Read full description

HF Whizz is a new banking experience that gives you control and access over your finances anywhere anytime. Enjoy the freedom to manage your account, transfer cash, pay bills, buy airtime, track your expenses and do so much more on the go. Whizz it any time any place. Powered by HFC

Screenshots

DTB 24/74 screens
HFCB4 screens

Verdict

The call

The clearest difference is rating: DTB 24/7 at 3.8 against HFCB's 2.6. DTB 24/7 also leads on review sentiment (33% vs 0%) and iOS requirement (13.0 vs 15.0). HFCB's advantage is update cadence (every 2 weeks vs every 2 months). On price, ratings volume, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

DTB 24/7 holds the better App Store score, 3.8 against 2.6. Both are backed by a comparable volume of ratings — 13 and 10 respectively. Written reviews point the same way: 33% of DTB 24/7's written reviews are positive against 0% of HFCB's.

UpkeepUpdate frequency

DTB 24/7 ships an update every 2 months, HFCB every 2 weeks. The most recent releases landed on October 3, 2026 and September 26, 2026 respectively.

Scorecard4 real differences · 6 level
DTB 24/7 versus HFCB: the parameters behind the verdict, then further details
ParameterDTB 24/7HFCB
PriceFreeFree
Rating3.8 (13 ratings) — better2.6 (10 ratings)
Positive reviews33.3% of reviews — better0.0% of reviews
Number of ratings13 — better10
Update frequencyEvery 2 monthsEvery 2 weeks — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS13.0 — better15.0
Further details — not scored
Size99 MB127 MB
Age rating4+4+
DeveloperDiamond Trust Bank Kenya LimitedHFC Limited

Customer experience

DTB 24/7

All ratings13 ratings
Positive61.5%
Neutral7.7%
Negative30.8%
Written reviews9 reviews
Positive33.3%
Neutral11.1%
Negative55.6%

HFCB

All ratings10 ratings
Positive40.0%
Neutral0.0%
Negative60.0%
Written reviews5 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

In-app purchases

None

DTB 24/7

No in-app purchases

None

HFCB

No in-app purchases

Questions

Is DTB 24/7 free?
DTB 24/7 is free to download, with no in-app purchases.
Is HFCB free?
HFCB is free to download, with no in-app purchases.
Which has better reviews, DTB 24/7 or HFCB?
DTB 24/7 is rated higher. DTB 24/7 averages 3.8 out of 5 from 13 ratings, while HFCB averages 2.6 from 10 ratings.
Do DTB 24/7 or HFCB have ads?
Neither DTB 24/7 nor HFCB shows ads.
Which is updated more often, DTB 24/7 or HFCB?
DTB 24/7 ships an update every 2 months, and HFCB every 2 weeks. Most recently, DTB 24/7 was updated on October 3, 2026 and HFCB on September 26, 2026.

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