DTB 24/7 vs DhowCSD
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
DTB 24/7
This mobile banking app allows account holders to manage their finances on the go. It offers secure transaction authorization, bill payments, fund transfers, and branch/ATM locator features. Personalize your profile and make payments via QR codes.
- View account details
- Secure transaction authorization (PIN/biometric)
- Utility bill presentment
- Mobile money transfers and airtime purchase
- Masterpass QR payments
- Funds transfer to other banks
- Branch and ATM locator
- Chequebook and stop cheque requests
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DTB 24/7 is the revamped mobile banking app from Diamond Trust Bank Kenya Limited (DTB). The app provides an enhanced user experience that enables DTB account holders bank on the go wherever they are securely. So, what can you do with this revamped app? 1. View details of your bank accounts. 2. Securely authorize transaction via a 6 digit pin or biometrically using fingerprints. 3. Utility bill presentment 5 days before bills are due for payment. 4. Access and select beneficiaries of mobile money transfer as well as airtime purchase from your phonebook. 5. Personalize your app by uploading custom profile picture. 6. Scan and pay at participating merchant outlets courtesy of Masterpass QR. 7. Funds transfer to other banks via RTGS or PesaLink. 8. Locate all branch and ATM’s close to your current location. 9. Initiate chequebook requests as well as stop cheque requests. Disclosures: 1. Fingerprint authorization for transactions is available for applicable devices only 2. Customers need to have registered for DTB mobile banking service in-order to access services on DTB 24/7. Mobile banking registrations can be done at any branch. Diamond Trust Bank Kenya Limited is regulated by the Central Bank of Kenya.
DhowCSD
Manage your Central Bank of Kenya investment account directly from your mobile device. Participate in securities auctions, view results, and access portfolio statements. Initiate secondary market and pledge instructions securely and efficiently.
- Open and manage investment accounts
- Participate in securities auctions
- View auction results and payment details
- Access corporate actions
- View portfolio statements
- Initiate secondary market instructions
- Initiate pledge instructions
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Welcome to CBK DhowCSD. You can now open and manage a CSD investment account at the Central Bank of Kenya allowing you to participate in securities auctions, view auction results and payment details, view upcoming corporate actions, access updated portfolio statements and initiate secondary market and pledge instructions via the app in a convenient, simple, efficient and secure manner.
Screenshots
Verdict
DTB 24/7 and DhowCSD both sit at 3.8 stars, but that hides the real split: 50% of DhowCSD's written reviews are positive against 33% of DTB 24/7's. On price, rating, ratings volume and update cadence there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
DTB 24/7 holds the better App Store score, 3.8 against 3.6. Both are backed by a comparable volume of ratings — 13 and 7 respectively. Written reviews complicate that: 33% of DTB 24/7's written reviews are positive against 50% of DhowCSD's, so the app with the better star average is not the one people write more warmly about.
DTB 24/7 ships an update every 2 months, DhowCSD every 3 months. The most recent releases landed on June 1, 2026 and June 11, 2026 respectively.
| Parameter | DTB 24/7 | DhowCSD |
|---|---|---|
| Price | Free | Free |
| Rating | 3.8 (13 ratings) — better | 3.6 (7 ratings) |
| Positive reviews | 33.3% of reviews | 50.0% of reviews — better |
| Number of ratings | 13 — better | 7 |
| Update frequency | Every 2 months — better | Every 3 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 13.0 — better | 14.0 |
| Further details — not scored | ||
| Size | 99 MB | 36 MB |
| Age rating | 4+ | 17+ |
| Developer | Diamond Trust Bank Kenya Limited | Central Bank of Kenya |
Customer experience
DTB 24/7
DhowCSD
In-app purchases
DTB 24/7
No in-app purchases
DhowCSD
No in-app purchases
