Comparison

HRAgo vs MidAmerica Journey

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

HRAgo

Manage your Health Reimbursement Arrangement (HRA), Health Savings Account (HSA), Flexible Spending Account (FSA), and RHSP accounts. View balances, transaction history, submit claims, upload documentation, and update personal and investment information.

Highlights
  • View account balances and activity
  • Submit claims and documentation
  • Update contact information
  • Manage investment allocations
  • View account statements
  • Direct deposit reimbursements
Read full description

HRAgo allows you to view your account balance, as well specific account activity and history on your Funded HRA, HSA, FSA, and RHSP accounts. You can also submit claims, submit benefits card supporting documentation*, update your contact information, make investment allocation changes**, and update your account preferences directly from your iPhone or iPad. Prior to using HRAgo, you’ll need to have an existing portal user account. If you haven’t already registered your HRA/HSA/FSA/RHSP account under your plan’s respective website, please do this first. Once registered, you can use the same portal account credentials to access your account via HRAgo. Key Features: • View current account balance and activity for all of your accounts • View participant account statements** • Submit new HRA, FSA, and RHSP claims • View and search HRA, FSA, and RHSP claims history • Submit benefits card supporting documentation* • View and search benefits card transactions* • Manage your investment allocations** • Update your contact information • Sign up to receive reimbursements via direct deposit • Use Face ID or Touch ID to log in * Benefits card features are only available to participants who are enrolled in a plan that offers this option, and have elected to receive a card. ** Feature specific to invested accounts.

About

MidAmerica Journey

Easily manage your HRA and FSA health benefit accounts on the go. Quickly check balances, view account details, and submit claims with attached receipts. The secure app provides real-time access to your important health benefit information.

Highlights
  • Check account balances 24/7
  • Access account details
  • View account summaries
  • Submit medical claims
  • Upload receipts via photo
  • Report lost/stolen debit cards
Features
Read full description

Save time and hassles while making the most of your HRA and FSA health benefit accounts by quickly checking your balances and details. Our secure app makes managing your health benefits easy through real-time access and intuitive navigation to all your important account information on the go! Powerful features of the app include: Easy, Convenient & Secure • Simply login to the intuitive app using your same health benefits website username and password (or follow alternative instructions if provided to you) Connects You with the Details • Quickly check available balances 24/7 • Access account details • View charts summarizing account(s) • Click to call or email Customer Service Provides Additional Time-Saving Options (if supported or applicable to your account(s)) • View claims requiring receipts • Submit medical FSA and HRA claims • Take a picture of a receipt and submit for a new or existing claim • Using Dashboard, enter medical expense information and supporting documentation to store for later use in paying claims via your health benefits website • Report a debit card as lost or stolen

Screenshots

HRAgo4 screens
MidAmerica Journey4 screens

Verdict

The call

The clearest difference is rating: MidAmerica Journey at 4.0 against HRAgo's 3.6. HRAgo's advantage is ratings volume (279 vs 4) and iOS requirement (15.0 vs 17.0). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

MidAmerica Journey holds the better App Store score, 4.0 against 3.6. That said, the two scores are not equally well evidenced: HRAgo has 279 ratings behind it against 4, so its average is the more settled of the two.

UpkeepUpdate frequency

HRAgo ships an update every 3 months, MidAmerica Journey every 4 months. The most recent releases landed on November 11, 2026 and November 3, 2026 respectively.

Scorecard3 real differences · 7 level
HRAgo versus MidAmerica Journey: the parameters behind the verdict, then further details
ParameterHRAgoMidAmerica Journey
PriceFreeFree
Rating3.6 (279 ratings)4.0 (4 ratings) — better
Positive reviews37.7% of reviews—
Number of ratings279 — better4
Update frequencyEvery 3 months — betterEvery 4 months
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPod — betteriPhone, iPad
Requires iOS15.0 — better17.0
Further details — not scored
Size44 MB32 MB
Age rating4+17+
DeveloperEmpire Innovation Group, LLCMidAmerica Administrative & Retirement Solutions, LLC

Customer experience

HRAgo

All ratings258 ratings
Positive62.0%
Neutral5.8%
Negative32.2%
Written reviews106 reviews
Positive37.7%
Neutral8.5%
Negative53.8%

MidAmerica Journey

All ratings4 ratings
Positive75.0%
Neutral0.0%
Negative25.0%

Bugs and requests

HRAgo

Reported bugs

16 issues
  • Unable to log out
  • Cannot add documentation from photo library
  • App won't attach images for claims
  • Cannot find 'Benefits Card' tab
  • Kicked out before finishing upload
Show 11 more
  • App won't submit a claim
  • Website doesn't allow actions mentioned in mail
  • Forgot password/username not available
  • App won't log out without review
  • Cannot use camera or access photo album
  • Cannot submit claim information
  • Save login/username not working
  • Cannot get past login screen
  • Cannot log in
  • Listed individuals not showing in app
  • One-time rebalance not working

Requested features

9 requests
  • Allow adding multiple documents
  • Provide information on covered expenses
  • Improve navigation for monitoring deposits/credits/payments
  • Add a 'forgot password' option
  • Allow saving login credentials
Show 4 more
  • Show used and remaining account balance when filling claims
  • Allow access to all submitted documentation
  • List of what the card can be used for
  • Option to opt-out of the service

MidAmerica Journey

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

HRAgo

No in-app purchases

None

MidAmerica Journey

No in-app purchases

Questions

Is HRAgo free?
HRAgo is free to download, with no in-app purchases.
Is MidAmerica Journey free?
MidAmerica Journey is free to download, with no in-app purchases.
Which has better reviews, HRAgo or MidAmerica Journey?
MidAmerica Journey is rated higher. HRAgo averages 3.6 out of 5 from 279 ratings, while MidAmerica Journey averages 4.0 from 4 ratings.
Do HRAgo or MidAmerica Journey have ads?
Neither HRAgo nor MidAmerica Journey shows ads.
Which is updated more often, HRAgo or MidAmerica Journey?
HRAgo ships an update every 3 months, and MidAmerica Journey every 4 months. Most recently, HRAgo was updated on November 11, 2026 and MidAmerica Journey on November 3, 2026.

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