HRAgo vs MidAmerica Journey
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
HRAgo
Manage your Health Reimbursement Arrangement (HRA), Health Savings Account (HSA), Flexible Spending Account (FSA), and RHSP accounts. View balances, transaction history, submit claims, upload documentation, and update personal and investment information.
- View account balances and activity
- Submit claims and documentation
- Update contact information
- Manage investment allocations
- View account statements
- Direct deposit reimbursements
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HRAgo allows you to view your account balance, as well specific account activity and history on your Funded HRA, HSA, FSA, and RHSP accounts. You can also submit claims, submit benefits card supporting documentation*, update your contact information, make investment allocation changes**, and update your account preferences directly from your iPhone or iPad. Prior to using HRAgo, you’ll need to have an existing portal user account. If you haven’t already registered your HRA/HSA/FSA/RHSP account under your plan’s respective website, please do this first. Once registered, you can use the same portal account credentials to access your account via HRAgo. Key Features: • View current account balance and activity for all of your accounts • View participant account statements** • Submit new HRA, FSA, and RHSP claims • View and search HRA, FSA, and RHSP claims history • Submit benefits card supporting documentation* • View and search benefits card transactions* • Manage your investment allocations** • Update your contact information • Sign up to receive reimbursements via direct deposit • Use Face ID or Touch ID to log in * Benefits card features are only available to participants who are enrolled in a plan that offers this option, and have elected to receive a card. ** Feature specific to invested accounts.
MidAmerica Journey
Easily manage your HRA and FSA health benefit accounts on the go. Quickly check balances, view account details, and submit claims with attached receipts. The secure app provides real-time access to your important health benefit information.
- Check account balances 24/7
- Access account details
- View account summaries
- Submit medical claims
- Upload receipts via photo
- Report lost/stolen debit cards
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Save time and hassles while making the most of your HRA and FSA health benefit accounts by quickly checking your balances and details. Our secure app makes managing your health benefits easy through real-time access and intuitive navigation to all your important account information on the go! Powerful features of the app include: Easy, Convenient & Secure • Simply login to the intuitive app using your same health benefits website username and password (or follow alternative instructions if provided to you) Connects You with the Details • Quickly check available balances 24/7 • Access account details • View charts summarizing account(s) • Click to call or email Customer Service Provides Additional Time-Saving Options (if supported or applicable to your account(s)) • View claims requiring receipts • Submit medical FSA and HRA claims • Take a picture of a receipt and submit for a new or existing claim • Using Dashboard, enter medical expense information and supporting documentation to store for later use in paying claims via your health benefits website • Report a debit card as lost or stolen
Screenshots
Verdict
The clearest difference is rating: MidAmerica Journey at 4.0 against HRAgo's 3.6. HRAgo's advantage is ratings volume (279 vs 4) and iOS requirement (15.0 vs 17.0). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
MidAmerica Journey holds the better App Store score, 4.0 against 3.6. That said, the two scores are not equally well evidenced: HRAgo has 279 ratings behind it against 4, so its average is the more settled of the two.
HRAgo ships an update every 3 months, MidAmerica Journey every 4 months. The most recent releases landed on November 11, 2026 and November 3, 2026 respectively.
| Parameter | HRAgo | MidAmerica Journey |
|---|---|---|
| Price | Free | Free |
| Rating | 3.6 (279 ratings) | 4.0 (4 ratings) — better |
| Positive reviews | 37.7% of reviews | — |
| Number of ratings | 279 — better | 4 |
| Update frequency | Every 3 months — better | Every 4 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod — better | iPhone, iPad |
| Requires iOS | 15.0 — better | 17.0 |
| Further details — not scored | ||
| Size | 44 MB | 32 MB |
| Age rating | 4+ | 17+ |
| Developer | Empire Innovation Group, LLC | MidAmerica Administrative & Retirement Solutions, LLC |
Customer experience
HRAgo
MidAmerica Journey
Bugs and requests
HRAgo
Reported bugs
16 issues- Unable to log out
- Cannot add documentation from photo library
- App won't attach images for claims
- Cannot find 'Benefits Card' tab
- Kicked out before finishing upload
Show 11 moreShow fewer
- App won't submit a claim
- Website doesn't allow actions mentioned in mail
- Forgot password/username not available
- App won't log out without review
- Cannot use camera or access photo album
- Cannot submit claim information
- Save login/username not working
- Cannot get past login screen
- Cannot log in
- Listed individuals not showing in app
- One-time rebalance not working
Requested features
9 requests- Allow adding multiple documents
- Provide information on covered expenses
- Improve navigation for monitoring deposits/credits/payments
- Add a 'forgot password' option
- Allow saving login credentials
Show 4 moreShow fewer
- Show used and remaining account balance when filling claims
- Allow access to all submitted documentation
- List of what the card can be used for
- Option to opt-out of the service
MidAmerica Journey
Not enough reviews yet to summarise bugs or requests.
In-app purchases
HRAgo
No in-app purchases
MidAmerica Journey
No in-app purchases
Questions
Is HRAgo free?
Is MidAmerica Journey free?
Which has better reviews, HRAgo or MidAmerica Journey?
Do HRAgo or MidAmerica Journey have ads?
Which is updated more often, HRAgo or MidAmerica Journey?
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