Comparison

HRAgo vs WSECU

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

HRAgo

Manage your Health Reimbursement Arrangement (HRA), Health Savings Account (HSA), Flexible Spending Account (FSA), and RHSP accounts. View balances, transaction history, submit claims, upload documentation, and update personal and investment information.

Highlights
  • View account balances and activity
  • Submit claims and documentation
  • Update contact information
  • Manage investment allocations
  • View account statements
  • Direct deposit reimbursements
Read full description

HRAgo allows you to view your account balance, as well specific account activity and history on your Funded HRA, HSA, FSA, and RHSP accounts. You can also submit claims, submit benefits card supporting documentation*, update your contact information, make investment allocation changes**, and update your account preferences directly from your iPhone or iPad. Prior to using HRAgo, you’ll need to have an existing portal user account. If you haven’t already registered your HRA/HSA/FSA/RHSP account under your plan’s respective website, please do this first. Once registered, you can use the same portal account credentials to access your account via HRAgo. Key Features: • View current account balance and activity for all of your accounts • View participant account statements** • Submit new HRA, FSA, and RHSP claims • View and search HRA, FSA, and RHSP claims history • Submit benefits card supporting documentation* • View and search benefits card transactions* • Manage your investment allocations** • Update your contact information • Sign up to receive reimbursements via direct deposit • Use Face ID or Touch ID to log in * Benefits card features are only available to participants who are enrolled in a plan that offers this option, and have elected to receive a card. ** Feature specific to invested accounts.

About

WSECU

Manage your finances with a refreshed mobile banking experience. Securely sign in, transfer funds, deposit checks remotely, and make loan payments. Customize your view with dark mode and stay informed with account alerts.

Highlights
  • Secure biometric sign-in
  • Money transfers
  • Remote check deposit
  • Loan payments via debit/credit
  • Card lock/unlock
  • Account alerts
  • Dark mode
Features
Currently charting
Read full description

Discover fresh features and a fresh look with the new WSECU Mobile Banking app. Navigate intuitively, choose dark mode and stay up to date on each step of your financial journey. Features and benefits include: • Sign in securely using biometrics. • Transfer money. • Deposit checks without visiting a branch or ATM. • Make loan payments using debit or credit. • View scheduled payments and transfers. • Temporarily lock and unlock your cards. • Create and manage account alerts. • Activate dark mode to save energy. • Find your nearest branch or ATM.

Screenshots

HRAgo4 screens
WSECU4 screens

Verdict

The call

The clearest difference is rating: WSECU at 4.4 against HRAgo's 3.6. WSECU also leads on update cadence (every 2 weeks vs every 3 months) and chart position (#118 vs unranked). HRAgo's advantage is review sentiment (41% vs 13%) and device support (3 vs 1). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

WSECU holds the better App Store score, 4.4 against 3.6. That said, the two scores are not equally well evidenced: WSECU has 2.2K ratings behind it against 258, so its average is the more settled of the two. Written reviews complicate that: 41% of HRAgo's written reviews are positive against 13% of WSECU's, so the app with the better star average is not the one people write more warmly about.

UpkeepUpdate frequency

HRAgo ships an update every 3 months, WSECU every 2 weeks. The most recent releases landed on September 16, 2026 and September 22, 2026 respectively.

Scorecard7 real differences · 4 level
HRAgo versus WSECU: the parameters behind the verdict, then further details
ParameterHRAgoWSECU
PriceFreeFree
Rating3.6 (258 ratings)4.4 (2.2K ratings) — better
Positive reviews40.8% of reviews — better12.8% of reviews
Number of ratings2582.2K — better
Update frequencyEvery 3 monthsEvery 2 weeks — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
Best chart rank—#118 — better
DevicesiPhone, iPad, iPod — betteriPhone
Requires iOS15.0 — better17.0
Further details — not scored
Size44 MB401 MB
Age rating4+4+
DeveloperEmpire Innovation Group, LLCWashington State Employees Credit Union

Customer experience

HRAgo

All ratings258 ratings
Positive62.0%
Neutral5.8%
Negative32.2%
Written reviews98 reviews
Positive40.8%
Neutral8.2%
Negative51.0%

WSECU

All ratings2,241 ratings
Positive85.0%
Neutral2.5%
Negative12.5%
Written reviews180 reviews
Positive12.8%
Neutral3.9%
Negative83.3%

Bugs and requests

HRAgo

Reported bugs

16 issues
  • Unable to log out
  • Cannot add documentation from photo library
  • App won't attach images for claims
  • Cannot find 'Benefits Card' tab
  • Kicked out before finishing upload
Show 11 more
  • App won't submit a claim
  • Website doesn't allow actions mentioned in mail
  • Forgot password/username not available
  • App won't log out without review
  • Cannot use camera or access photo album
  • Cannot submit claim information
  • Save login/username not working
  • Cannot get past login screen
  • Cannot log in
  • Listed individuals not showing in app
  • One-time rebalance not working

Requested features

9 requests
  • Allow adding multiple documents
  • Provide information on covered expenses
  • Improve navigation for monitoring deposits/credits/payments
  • Add a 'forgot password' option
  • Allow saving login credentials
Show 4 more
  • Show used and remaining account balance when filling claims
  • Allow access to all submitted documentation
  • List of what the card can be used for
  • Option to opt-out of the service

WSECU

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

HRAgo

No in-app purchases

None

WSECU

No in-app purchases

Questions

Is HRAgo free?
HRAgo is free to download, with no in-app purchases.
Is WSECU free?
WSECU is free to download, with no in-app purchases.
Which has better reviews, HRAgo or WSECU?
WSECU is rated higher. HRAgo averages 3.6 out of 5 from 258 ratings, while WSECU averages 4.4 from 2.2K ratings.
Do HRAgo or WSECU have ads?
Neither HRAgo nor WSECU shows ads.
Which is updated more often, HRAgo or WSECU?
HRAgo ships an update every 3 months, and WSECU every 2 weeks. Most recently, HRAgo was updated on September 16, 2026 and WSECU on September 22, 2026.

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