Comparison

Numerica Mobile Banking vs HRAgo

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Numerica Mobile Banking

Manage your accounts 24/7 from your phone. Quickly and safely check balances, view transactions, transfer funds, pay bills, and deposit checks. You can also find branches, ATMs, and temporarily freeze cards.

Highlights
  • Check account balances
  • View transaction history
  • Transfer funds
  • Pay bills
  • Deposit checks
  • Find branches and ATMs
  • Temporarily freeze cards
Features
Read full description

As a Numerica member, you have 24 hour access to your accounts through Numerica’s Mobile Banking where you can quickly, easily and safely manage all of your accounts right from your cell phone. Numerica is wherever you are! o Check your balances o View transaction history o Transfer funds o Pay your bills o Deposit checks o Send money to another member o Send money to another bank or credit union o View check images o Temporarily freeze debit and credit cards o View available balances and holds o Make loan payments o Find a branch or ATM Visit numericacu.com for complete details and our Online Banking disclosure.

About

HRAgo

Manage your Health Reimbursement Arrangement (HRA), Health Savings Account (HSA), Flexible Spending Account (FSA), and RHSP accounts. View balances, transaction history, submit claims, upload documentation, and update personal and investment information.

Highlights
  • View account balances and activity
  • Submit claims and documentation
  • Update contact information
  • Manage investment allocations
  • View account statements
  • Direct deposit reimbursements
Read full description

HRAgo allows you to view your account balance, as well specific account activity and history on your Funded HRA, HSA, FSA, and RHSP accounts. You can also submit claims, submit benefits card supporting documentation*, update your contact information, make investment allocation changes**, and update your account preferences directly from your iPhone or iPad. Prior to using HRAgo, you’ll need to have an existing portal user account. If you haven’t already registered your HRA/HSA/FSA/RHSP account under your plan’s respective website, please do this first. Once registered, you can use the same portal account credentials to access your account via HRAgo. Key Features: • View current account balance and activity for all of your accounts • View participant account statements** • Submit new HRA, FSA, and RHSP claims • View and search HRA, FSA, and RHSP claims history • Submit benefits card supporting documentation* • View and search benefits card transactions* • Manage your investment allocations** • Update your contact information • Sign up to receive reimbursements via direct deposit • Use Face ID or Touch ID to log in * Benefits card features are only available to participants who are enrolled in a plan that offers this option, and have elected to receive a card. ** Feature specific to invested accounts.

Screenshots

Numerica Mobile Banking4 screens
HRAgo4 screens

Verdict

The call

The clearest difference is rating: Numerica Mobile Banking at 4.1 against HRAgo's 3.6. Numerica Mobile Banking also leads on update cadence (every 4 weeks vs every 3 months) and review sentiment (46% vs 38%). HRAgo's advantage is iOS requirement (15.0 vs 18.0). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Numerica Mobile Banking holds the better App Store score, 4.1 against 3.6. Both are backed by a comparable volume of ratings — 1.2K and 275 respectively. Written reviews point the same way: 46% of Numerica Mobile Banking's written reviews are positive against 38% of HRAgo's.

UpkeepUpdate frequency

Numerica Mobile Banking ships an update every 4 weeks, HRAgo every 3 months. The most recent releases landed on October 26, 2026 and October 24, 2026 respectively.

Scorecard5 real differences · 5 level
Numerica Mobile Banking versus HRAgo: the parameters behind the verdict, then further details
ParameterNumerica Mobile BankingHRAgo
PriceFreeFree
Rating4.1 (1.2K ratings) — better3.6 (275 ratings)
Positive reviews46.0% of reviews — better37.7% of reviews
Number of ratings1.2K — better275
Update frequencyEvery 4 weeks — betterEvery 3 months
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPadiPhone, iPad, iPod — better
Requires iOS18.015.0 — better
Further details — not scored
Size275 MB44 MB
Age rating4+4+
DeveloperNumerica Credit UnionEmpire Innovation Group, LLC

Customer experience

Numerica Mobile Banking

All ratings1,172 ratings
Positive79.4%
Neutral2.6%
Negative18.1%
Written reviews124 reviews
Positive46.0%
Neutral8.1%
Negative46.0%

HRAgo

All ratings258 ratings
Positive62.0%
Neutral5.8%
Negative32.2%
Written reviews106 reviews
Positive37.7%
Neutral8.5%
Negative53.8%

User reviews

Numerica Mobile Banking

From 1.2K App Store ratings

What we love

  • ❤️ Excellent overall experience
  • 👍 User-friendly app
  • 🚀 Convenient mobile banking
  • 🤝 Friendly and helpful staff
  • 💰 Competitive rates and fees

Room to improve

  • 🐛 Occasional app crashes and glitches
  • 🚫 Lack of drive-up or drive-thru banking options
  • 🤖 Intrusive chat/video features
  • 💳 Issues with mobile check deposit

HRAgo

From 275 App Store ratings

What we love

  • 👍 Easy to use
  • 🚀 Efficient claims submission
  • 🤝 Great customer service
  • 📱 User-friendly app
  • ✅ Makes HRA easy

Room to improve

  • 🐌 Slow processing
  • ❌ Denied claims frequently
  • 😩 Cumbersome process
  • ❓ Lack of explanation for denials
  • 📚 Difficult to upload documents

Bugs and requests

Numerica Mobile Banking

Reported bugs

3 issues
  • App freezes or crashes during use
  • Mobile check deposit frequently fails
  • Login issues and inability to access accounts

Requested features

4 requests
  • Add drive-up or drive-thru banking options
  • Improve mobile check deposit reliability
  • Make chat/video features optional
  • Provide more prominent bill pay functionality

HRAgo

Reported bugs

16 issues
  • Unable to log out
  • Cannot add documentation from photo library
  • App won't attach images for claims
  • Cannot find 'Benefits Card' tab
  • Kicked out before finishing upload
Show 11 more
  • App won't submit a claim
  • Website doesn't allow actions mentioned in mail
  • Forgot password/username not available
  • App won't log out without review
  • Cannot use camera or access photo album
  • Cannot submit claim information
  • Save login/username not working
  • Cannot get past login screen
  • Cannot log in
  • Listed individuals not showing in app
  • One-time rebalance not working

Requested features

9 requests
  • Allow adding multiple documents
  • Provide information on covered expenses
  • Improve navigation for monitoring deposits/credits/payments
  • Add a 'forgot password' option
  • Allow saving login credentials
Show 4 more
  • Show used and remaining account balance when filling claims
  • Allow access to all submitted documentation
  • List of what the card can be used for
  • Option to opt-out of the service

In-app purchases

None

Numerica Mobile Banking

No in-app purchases

None

HRAgo

No in-app purchases

Questions

Is Numerica Mobile Banking free?
Numerica Mobile Banking is free to download, with no in-app purchases.
Is HRAgo free?
HRAgo is free to download, with no in-app purchases.
Which has better reviews, Numerica Mobile Banking or HRAgo?
Numerica Mobile Banking is rated higher. Numerica Mobile Banking averages 4.1 out of 5 from 1.2K ratings, while HRAgo averages 3.6 from 275 ratings.
Do Numerica Mobile Banking or HRAgo have ads?
Neither Numerica Mobile Banking nor HRAgo shows ads.
Which is updated more often, Numerica Mobile Banking or HRAgo?
Numerica Mobile Banking ships an update every 4 weeks, and HRAgo every 3 months. Most recently, Numerica Mobile Banking was updated on October 26, 2026 and HRAgo on October 24, 2026.

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