HRAgo vs PlanLink
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
HRAgo
Manage your Health Reimbursement Arrangement (HRA), Health Savings Account (HSA), Flexible Spending Account (FSA), and RHSP accounts. View balances, transaction history, submit claims, upload documentation, and update personal and investment information.
- View account balances and activity
- Submit claims and documentation
- Update contact information
- Manage investment allocations
- View account statements
- Direct deposit reimbursements
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HRAgo allows you to view your account balance, as well specific account activity and history on your Funded HRA, HSA, FSA, and RHSP accounts. You can also submit claims, submit benefits card supporting documentation*, update your contact information, make investment allocation changes**, and update your account preferences directly from your iPhone or iPad. Prior to using HRAgo, you’ll need to have an existing portal user account. If you haven’t already registered your HRA/HSA/FSA/RHSP account under your plan’s respective website, please do this first. Once registered, you can use the same portal account credentials to access your account via HRAgo. Key Features: • View current account balance and activity for all of your accounts • View participant account statements** • Submit new HRA, FSA, and RHSP claims • View and search HRA, FSA, and RHSP claims history • Submit benefits card supporting documentation* • View and search benefits card transactions* • Manage your investment allocations** • Update your contact information • Sign up to receive reimbursements via direct deposit • Use Face ID or Touch ID to log in * Benefits card features are only available to participants who are enrolled in a plan that offers this option, and have elected to receive a card. ** Feature specific to invested accounts.
PlanLink
Quickly enroll in retirement plans and manage your investments. Access loan and withdrawal options, view performance data, and track transaction history securely with biometric authentication.
- Retirement plan enrollment
- Investment portfolio management
- Contribution changes
- Loan and withdrawal requests
- View portfolio returns
- Transaction history search
- Live fund performance data
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• Enroll in your retirement plan in 5 minutes or less • Easily manage your investment portfolio • Change your contributions • Request a loan, rollover, or lump sum cash withdrawal (if available) • View your portfolio rate of returns • Search transaction history on your account • Get live fund performance data and prospectus • Touch/Face ID for fast & secure authentication • Take control of your retirement!
Screenshots
Verdict
The clearest difference is review sentiment: PlanLink at 96% against HRAgo's 41%. PlanLink also leads on rating (4.8 vs 3.6). On price, ratings volume, update cadence and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
PlanLink holds the better App Store score, 4.8 against 3.6. Both are backed by a comparable volume of ratings — 258 and 105 respectively. Written reviews point the same way: 41% of HRAgo's written reviews are positive against 96% of PlanLink's.
HRAgo ships an update every 3 months, PlanLink every 7 months. The most recent releases landed on September 16, 2026 and September 5, 2026 respectively.
| Parameter | HRAgo | PlanLink |
|---|---|---|
| Price | Free | Free |
| Rating | 3.6 (258 ratings) | 4.8 (105 ratings) — better |
| Positive reviews | 40.8% of reviews | 95.8% of reviews — better |
| Number of ratings | 258 — better | 105 |
| Update frequency | Every 3 months — better | Every 7 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 15.0 | 15.0 |
| Further details — not scored | ||
| Size | 44 MB | 36 MB |
| Age rating | 4+ | 4+ |
| Developer | Empire Innovation Group, LLC | Spectrum Pension Consultants, Inc. |
Customer experience
HRAgo
PlanLink
Bugs and requests
HRAgo
Reported bugs
16 issues- Unable to log out
- Cannot add documentation from photo library
- App won't attach images for claims
- Cannot find 'Benefits Card' tab
- Kicked out before finishing upload
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- App won't submit a claim
- Website doesn't allow actions mentioned in mail
- Forgot password/username not available
- App won't log out without review
- Cannot use camera or access photo album
- Cannot submit claim information
- Save login/username not working
- Cannot get past login screen
- Cannot log in
- Listed individuals not showing in app
- One-time rebalance not working
Requested features
9 requests- Allow adding multiple documents
- Provide information on covered expenses
- Improve navigation for monitoring deposits/credits/payments
- Add a 'forgot password' option
- Allow saving login credentials
Show 4 moreShow fewer
- Show used and remaining account balance when filling claims
- Allow access to all submitted documentation
- List of what the card can be used for
- Option to opt-out of the service
PlanLink
Not enough reviews yet to summarise bugs or requests.
In-app purchases
HRAgo
No in-app purchases
PlanLink
No in-app purchases









