Comparison

HRAgo vs Envelope Tracker

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

HRAgo

Manage your Health Reimbursement Arrangement (HRA), Health Savings Account (HSA), Flexible Spending Account (FSA), and RHSP accounts. View balances, transaction history, submit claims, upload documentation, and update personal and investment information.

Highlights
  • View account balances and activity
  • Submit claims and documentation
  • Update contact information
  • Manage investment allocations
  • View account statements
  • Direct deposit reimbursements
Read full description

HRAgo allows you to view your account balance, as well specific account activity and history on your Funded HRA, HSA, FSA, and RHSP accounts. You can also submit claims, submit benefits card supporting documentation*, update your contact information, make investment allocation changes**, and update your account preferences directly from your iPhone or iPad. Prior to using HRAgo, you’ll need to have an existing portal user account. If you haven’t already registered your HRA/HSA/FSA/RHSP account under your plan’s respective website, please do this first. Once registered, you can use the same portal account credentials to access your account via HRAgo. Key Features: • View current account balance and activity for all of your accounts • View participant account statements** • Submit new HRA, FSA, and RHSP claims • View and search HRA, FSA, and RHSP claims history • Submit benefits card supporting documentation* • View and search benefits card transactions* • Manage your investment allocations** • Update your contact information • Sign up to receive reimbursements via direct deposit • Use Face ID or Touch ID to log in * Benefits card features are only available to participants who are enrolled in a plan that offers this option, and have elected to receive a card. ** Feature specific to invested accounts.

About

Envelope Tracker

Manage your weekly budget with a simple, private system. Set spending limits, categorize purchases, and track your remaining funds. Visualize your spending pace and review past weeks.

Highlights
  • Weekly spending envelopes
  • Customizable spending categories
  • Log purchases with details
  • Vendor memory for quick entries
  • Split purchases across categories
  • Review past spending history
  • CSV export of transactions
  • iCloud sync for Apple devices
Read full description

Envelope Tracker is a simple, private way to stay aware of what you have left this week. Set one weekly spending envelope, add the categories that make sense for you, and log purchases as they happen. Your dashboard shows what is left, what you have spent, and how your pace compares with the week so far. Features: - Log spending with a vendor, amount, category, date, and optional note - Remember vendors to speed up repeated entries - Split one purchase across multiple categories - Review past weeks and filter spending history - Carry money forward at the start of a new week, or start fresh - See your current envelope in small and medium widgets - Export your transaction history as a CSV file - Keep your data in your private iCloud account so it can sync between your own Apple devices Envelope Tracker does not require bank linking, receipt scanning, social sharing, advertising, or third-party behavioral analytics.

Screenshots

HRAgo4 screens
Envelope Tracker3 screens

Verdict

The call

The clearest difference is rating: Envelope Tracker at 5.0 against HRAgo's 3.6. HRAgo's advantage is ratings volume (275 vs 1) and iOS requirement (15.0 vs 18.0). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Envelope Tracker holds the better App Store score, 5.0 against 3.6. That said, the two scores are not equally well evidenced: HRAgo has 275 ratings behind it against 1, so its average is the more settled of the two.

Scorecard3 real differences · 7 level
HRAgo versus Envelope Tracker: the parameters behind the verdict, then further details
ParameterHRAgoEnvelope Tracker
PriceFreeFree
Rating3.6 (275 ratings)5.0 (1 ratings) — better
Positive reviews37.7% of reviews—
Number of ratings275 — better1
Update frequencyEvery 3 months—
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPod — betteriPhone, iPad
Requires iOS15.0 — better18.0
Further details — not scored
Size44 MB4 MB
Age rating4+4+
DeveloperEmpire Innovation Group, LLCRob Lynch

Bugs and requests

HRAgo

Reported bugs

16 issues
  • Unable to log out
  • Cannot add documentation from photo library
  • App won't attach images for claims
  • Cannot find 'Benefits Card' tab
  • Kicked out before finishing upload
Show 11 more
  • App won't submit a claim
  • Website doesn't allow actions mentioned in mail
  • Forgot password/username not available
  • App won't log out without review
  • Cannot use camera or access photo album
  • Cannot submit claim information
  • Save login/username not working
  • Cannot get past login screen
  • Cannot log in
  • Listed individuals not showing in app
  • One-time rebalance not working

Requested features

9 requests
  • Allow adding multiple documents
  • Provide information on covered expenses
  • Improve navigation for monitoring deposits/credits/payments
  • Add a 'forgot password' option
  • Allow saving login credentials
Show 4 more
  • Show used and remaining account balance when filling claims
  • Allow access to all submitted documentation
  • List of what the card can be used for
  • Option to opt-out of the service

Envelope Tracker

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

HRAgo

No in-app purchases

None

Envelope Tracker

No in-app purchases

Questions

Is HRAgo free?
HRAgo is free to download, with no in-app purchases.
Is Envelope Tracker free?
Envelope Tracker is free to download, with no in-app purchases.
Which has better reviews, HRAgo or Envelope Tracker?
Envelope Tracker is rated higher. HRAgo averages 3.6 out of 5 from 275 ratings, while Envelope Tracker averages 5.0 from 1 ratings.
Do HRAgo or Envelope Tracker have ads?
Neither HRAgo nor Envelope Tracker shows ads.

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