Comparison

Bill Watch vs Bill Tracker Pro

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Bill Watch

Organize all your income and expense bills in one place. Get timely reminders for upcoming payments to avoid late fees and simplify your financial life. Track payment status, generate reports, and manage your money with ease.

Highlights
  • Track income and expense bills
  • Set custom payment reminders
  • Calendar and list bill views
  • Generate financial reports
  • Create repeating bills
  • Export bills data
  • Passcode and Touch ID protection
Features
Read full description

You need an app to organize your bills, keep them in good order, track their payment status and make sure they are paid on time. Bill Watch is the best choice. Bill Watch keeps your income and expense bills in one place, reminds you paying bills, its mission is to help you become late fee free and you don’t need to always worry about that if you have bills to be paid nearly, helps to simplify and stress release your life. You add your bills which need to be paid or got into this app, Bill Watch will keep your bills by Calendar or List view, remind you paying them on time, and generate reports to show where you money comes and goes. Key Features: ⁃ Track both income and expense bills. ⁃ Track bills amount, status, payment amount, account, category and payer/payee etc. ⁃ Create repeating bills with or without an end date. ⁃ Custom in advance remind days and time. ⁃ Set bills as auto pay or not. ⁃ Add full or partially payments for a bill. ⁃ Calendar or List view to check bills. ⁃ Track bills history for each account. ⁃ Search bills with or without a date range. ⁃ Bills reports including bills trend, bills by category, bills by payee/payer and bills by payment amount. ⁃ Export bills data by email in format of CSV, HTML or PDF. ⁃ Print bills data by AirPrint. ⁃ Supports multiple currencies. ⁃ Passcode protection. ⁃ Supports Touch ID as password. ⁃ Custom Categories. ⁃ Custom month start day. ⁃ Dropbox and iCloud backup and restore. ⁃ Adds 3D Touch function. ⁃ Supports Apple Watch. ⁃ Supports universal version (available on both iPhone and iPad). If you have any question, please email to linklinksapp@tom.com.

About

Bill Tracker Pro

Manage your bills, income, and spending with this comprehensive finance tracker. Connect your bank accounts for automatic transaction syncing, set bill reminders, and create custom budgets to gain control of your cash flow. Visualize your financial health with insightful charts and reports.

Highlights
  • Automatic bank transaction syncing
  • Customizable budget creation
  • Bill payment reminders and notifications
  • Subscription discovery
  • Partner finance sharing
  • Visual spending insights and reports
  • Secure data protection
Features
Currently charting
Read full description

Bill Tracker Pro is the #1 app for tracking bills, income, and spending. Connect your bank, create a budget, track your cash flow, and take control of your finances. New in Bill Tracker Pro: Connect your Apple Card and automatically bring your transactions, balances, and spending activity into the app from Apple Wallet. Bank Sync with Plaid – Connect your accounts to sync transactions automatically. Know What’s Safe to Spend – See your real-time spending power after upcoming bills. Never Miss a Bill – Set reminders, view your upcoming bills at a glance, and stay organized with widgets. Find Hidden Subscriptions – Uncover forgotten recurring charges by linking your bank or card. Budget Your Way – Create flexible budgets that work with your lifestyle. Budget with your partner - Invite your partner to join you and share your finances together. Manual or Auto—You Choose – Log expenses yourself or let the app track them for you. Visual Insights – Analyze your finances with charts, reports, and summaries. Privacy First – Protect your data with Face ID, Touch ID, and encrypted syncing. Whether you want to pay bills on time, build savings, or reduce spending — Bill Tracker Pro makes it simple. Other Features: Create recurring bills with flexible schedules (e.g. every 3 weeks, quarterly, custom days). Get rich push notifications with due date charts and the ability to mark bills as paid. Calendar view with payment statuses and category grouping. Analyze your spending with daily, weekly, monthly, and quarterly charts. Track percentage changes in spending over time. Pie charts that highlight top spending categories. Manage your accounts, view current balances, and forecast future balances. See your full financial picture with cash flow and net balance indicators. Export bills and income transactions to CSV. Log partial or full bill payments, with full payment history. Auto Pay Bill feature that automatically marks recurring bills as paid. Customize notification time, sounds, currency, and authentication preferences. Secure access with passcode, Face ID, or Touch ID. Simple, intuitive design built for clarity and speed. SUBSCRIPTION AND PRICING TERMS Bill Tracker Pro offers auto-renewing subscriptions for premium access. Payment is charged to your iTunes Account at confirmation. Your account will be charged for renewal within 24 hours of the current period ending. Prices may vary by region. You can cancel anytime through your iTunes settings. Cancel at least 24 hours before the renewal to avoid being charged. Terms of Use: https://billtrackerpro.com/terms Privacy Policy: https://billtrackerpro.com/privacy Support: support@billtrackerpro.com

Screenshots

Bill Watch4 screens
Bill Tracker Pro4 screens

Verdict

The call

The clearest difference is monetization model: Bill Watch at free with in-app purchases against Bill Tracker Pro's subscription. Bill Watch also leads on review sentiment (80% vs 43%). Bill Tracker Pro's advantage is ads (none vs shown) and update cadence (every 2 days vs every 5 months). On price, in-app purchases, device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Bill Watch sells 2 in-app purchases, starting at $1.99 per 6 months and Bill Tracker Pro sells 15 in-app purchases, starting at $5.99 per month. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

Bill Tracker Pro holds the better App Store score, 4.6 against 4.2. That said, the two scores are not equally well evidenced: Bill Tracker Pro has 5K ratings behind it against 157, so its average is the more settled of the two. Written reviews complicate that: 80% of Bill Watch's written reviews are positive against 43% of Bill Tracker Pro's, so the app with the better star average is not the one people write more warmly about.

UpkeepUpdate frequency

Bill Watch ships an update every 5 months, Bill Tracker Pro every 2 days. The most recent releases landed on September 19, 2026 and September 25, 2026 respectively.

Scorecard7 real differences · 4 level
Bill Watch versus Bill Tracker Pro: the parameters behind the verdict, then further details
ParameterBill WatchBill Tracker Pro
PriceFreeFree
Rating4.2 (157 ratings)4.6 (5K ratings) — better
Positive reviews80.1% of reviews — better43.3% of reviews
Number of ratings1575K — better
Update frequencyEvery 5 monthsEvery 2 days — better
AdsYesNo — better
In-app purchasesYesYes
MonetizationFree with in-app purchases — betterSubscription
Best chart rank—#76 — better
DevicesiPhone, iPad, Apple Watch — betteriPhone, iPad
Requires iOS16.016.0
Further details — not scored
Size28 MB229 MB
Age rating4+4+
DeveloperLINKLINKS LTDBill Tracker Pro, Inc.

Customer experience

Bill Watch

All ratings157 ratings
Positive76.4%
Neutral10.2%
Negative13.4%
Written reviews186 reviews
Positive80.1%
Neutral6.5%
Negative13.4%

Bill Tracker Pro

All ratings4,989 ratings
Positive89.7%
Neutral2.9%
Negative7.4%
Written reviews383 reviews
Positive43.3%
Neutral13.8%
Negative42.8%

User reviews

Bill Watch

From 157 App Store ratings

What we love

  • 👍 Easy to use
  • 🚀 Helpful for budgeting and bill reminders
  • 👍 Allows unlimited bills and incomes
  • 👍 Provides graphs and charts for expenses
  • 👍 Useful for improving credit score

Room to improve

  • 🐛 Reporting functionality broken after recent update
  • 🐛 Crashes when trying to use certain features
  • 🐛 Unable to restore data when changing devices
  • 🐛 Recurring bills not working correctly

Bill Tracker Pro

From 5K App Store ratings

What we love

  • ⭐ Amazing app
  • 🚀 Helpful and easy to use
  • 👍 Great budgeting and tracking features
  • 🔒 Secure and private
  • 💯 Excellent customer support

Room to improve

  • 🐛 Bugs and glitches
  • ⚠️ Unreliable notifications
  • 💰 Subscription-based model
  • 🔄 Changing bill due dates
  • 🤯 Deleted/lost user data

Bugs and requests

Bill Watch

Reported bugs

3 issues
  • Notifications not working as expected
  • Data loss when transferring to new device
  • Recurring bills not updating correctly

Requested features

4 requests
  • Ability to customize categories and accounts
  • Weekly report view in addition to monthly/quarterly/yearly
  • Sync with bank accounts
  • Ability to share data with others

Bill Tracker Pro

Reported bugs

5 issues
  • App crashes on launch
  • Autopay feature not working
  • Duplicate bills being created
  • Incorrect account balance updates
  • Inability to edit/delete recurring bills

Requested features

5 requests
  • Ability to add variable/unknown bill amounts
  • Custom date ranges for bill tracking
  • Family/shared account support
  • Improved reporting and analytics
  • Backup and restore functionality

In-app purchases

2 purchases

Bill Watch

Subscriptions1
  • Premium - 6 months$1.996 Months
One-time1
  • Pro Version$19.99
15 purchases

Bill Tracker Pro

Subscriptions14
  • Bill Tracker Pro Monthly7 Days trial$5.991 Month
  • Bill Tracker Pro Monthly7 Days trial$6.991 Month
  • Bill Tracker Pro Monthly7 Days trial$9.991 Month
Show 11 more
  • Bill Tracker Pro Monthly7 Days trial$11.991 Month
  • Bill Tracker Pro Annual7 Days trial2 variants$17.991 Year
  • Bill Tracker Pro Annual7 Days trial$19.991 Year
  • Bill Tracker Pro Annual7 Days trial2 variants$24.991 Year
  • Bill Tracker Pro Annual1 Month trial$24.991 Year
  • Bill Tracker Pro Annual7 Days trial2 variants$29.991 Year
  • Bill Tracker Pro Annual1 Month trial$29.991 Year
  • Bill Tracker Pro Annual7 Days trial2 variants$34.991 Year
  • Bill Tracker Pro Annual1 Month trial$34.991 Year
  • Bill Tracker Pro Annual7 Days trial$39.991 Year
  • Bill Tracker Pro Annual7 Days trial$49.991 Year
One-time1
  • Unlimited Bill Alerts$9.99

Questions

Is Bill Watch free?
Bill Watch is free to download, with in-app purchases available.
Is Bill Tracker Pro free?
Bill Tracker Pro is free to download, with in-app purchases available.
Which has better reviews, Bill Watch or Bill Tracker Pro?
Bill Tracker Pro is rated higher. Bill Watch averages 4.2 out of 5 from 157 ratings, while Bill Tracker Pro averages 4.6 from 5K ratings.
Do Bill Watch or Bill Tracker Pro have ads?
Bill Watch shows ads; Bill Tracker Pro does not.
Which is updated more often, Bill Watch or Bill Tracker Pro?
Bill Watch ships an update every 5 months, and Bill Tracker Pro every 2 days. Most recently, Bill Watch was updated on September 19, 2026 and Bill Tracker Pro on September 25, 2026.

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