Comparison

PocketGuard・Budget Planner App vs Bill Tracker Pro

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

PocketGuard・Budget Planner App

This app simplifies personal finance by automatically tracking expenses and bills. It helps you understand your disposable income, analyze spending habits, and manage subscriptions to save money. Set financial goals and create debt-payoff plans with smart algorithms.

Highlights
  • Automatic expense tracking
  • Bill and subscription monitoring
  • Disposable income calculation
  • Spending habit analysis
  • Financial goal setting
  • Debt-payoff plan creation
Features
Currently charting
Read full description

PocketGuard is a budgeting app for people who want to be on top of their money. Personal finance is made simple by smart algorithms, which means budgeting with PocketGuard is so easy that you don't have to spend your entire life crunching numbers. We take care of all the routines like expense tracking and bill monitoring so you can clearly focus on money management operations. Always know what's in your pocket! A budget is a difference between income and expenses. If it's positive - you're doing well. In any other case, the budget is unbalanced and needs attention. This is where the "Leftover" feature takes action. How much disposable income do you have after paying your bills, saving for your goals, and setting aside enough money for needs and wants? The PocketGuard budgeting app does those calculations for you! Always know the actual safe-to-spend amount so you can fit your monthly budget. Comprehensive analytics! Budget and expense tracking are just a part of the story. If you wanna do money management the right way you need to learn from the data you track. PocketGuard's budgeting app provides you with various reports to let you see personal finances from different angles. Learn about your spending habits, make necessary adjustments, and optimize your monthly budget. Bill tracker and subscription manager! You can use PocketGuard as a bill organizer. Once you connect bank accounts the app starts working as a finance tracker. All your bills and subscriptions will be identified automatically and included in your monthly budget. The bill organizer will help you never miss the due date again. PocketGuard bill organizer gives you an easy way to negotiate better rates with your provider. So you can optimize your budget by cutting costs on services you use. PocketGuard subscription manager will help you to find subscriptions you might have forgotten about. This is another money management trick - stop paying for services you no longer need. Set and reach your financial goals! Goals are a key concept of budgeting. As was mentioned before, expense tracking is just a part of the story. Personal finance is made of goals. Let's say you want to spend less on shopping or save more for vacation. These are financial goals. The PocketGuard budget app gives you all the necessary tools to set them properly. Set up your debt-payoff plan! Nobody's perfect and almost anyone has debt to pay off. The question is: do you have a plan? Connect all your credit and loan accounts and we'll show you the way to a debt-free future. Our smart algorithm calculates the most profitable debt repayment strategy so you'll save hundreds or even thousands by paying less in interest! BANK-LEVEL SECURITY We use the same 256-bit SSL encryption as all major banks to ensure your sensitive information is safe and sound. The PocketGuard app also uses PIN codes and biometrics, like Touch ID & Face ID, as an additional security layer. PocketGuard connects to U.S. and Canadian financial institutions only. PocketGuard Plus subscription lengths and prices: Monthly - $12.99* / month Annual - $74.99* / year Prices are in U.S. dollars, may vary in countries other than the U.S., and are subject to change without notice. If you choose to purchase PocketGuard Plus, payment will be charged to your iTunes account. Subscription automatically renews unless auto-renewal is turned off at least 24 hours before the end of the current period. Auto-renewal may be turned off at any time by going to your settings in the iTunes Store after purchase. Any unused portion of a free trial period will be forfeited if you purchase a different subscription plan. Privacy Policy: https://pocketguard.com/privacy/ Terms of Use: https://pocketguard.com/terms/

About

Bill Tracker Pro

Manage your bills, income, and spending with this comprehensive finance tracker. Connect your bank accounts for automatic transaction syncing, set bill reminders, and create custom budgets to gain control of your cash flow. Visualize your financial health with insightful charts and reports.

Highlights
  • Automatic bank transaction syncing
  • Customizable budget creation
  • Bill payment reminders and notifications
  • Subscription discovery
  • Partner finance sharing
  • Visual spending insights and reports
  • Secure data protection
Features
Currently charting
Read full description

Bill Tracker Pro is the #1 app for tracking bills, income, and spending. Connect your bank, create a budget, track your cash flow, and take control of your finances. New in Bill Tracker Pro: Connect your Apple Card and automatically bring your transactions, balances, and spending activity into the app from Apple Wallet. Bank Sync with Plaid – Connect your accounts to sync transactions automatically. Know What’s Safe to Spend – See your real-time spending power after upcoming bills. Never Miss a Bill – Set reminders, view your upcoming bills at a glance, and stay organized with widgets. Find Hidden Subscriptions – Uncover forgotten recurring charges by linking your bank or card. Budget Your Way – Create flexible budgets that work with your lifestyle. Budget with your partner - Invite your partner to join you and share your finances together. Manual or Auto—You Choose – Log expenses yourself or let the app track them for you. Visual Insights – Analyze your finances with charts, reports, and summaries. Privacy First – Protect your data with Face ID, Touch ID, and encrypted syncing. Whether you want to pay bills on time, build savings, or reduce spending — Bill Tracker Pro makes it simple. Other Features: Create recurring bills with flexible schedules (e.g. every 3 weeks, quarterly, custom days). Get rich push notifications with due date charts and the ability to mark bills as paid. Calendar view with payment statuses and category grouping. Analyze your spending with daily, weekly, monthly, and quarterly charts. Track percentage changes in spending over time. Pie charts that highlight top spending categories. Manage your accounts, view current balances, and forecast future balances. See your full financial picture with cash flow and net balance indicators. Export bills and income transactions to CSV. Log partial or full bill payments, with full payment history. Auto Pay Bill feature that automatically marks recurring bills as paid. Customize notification time, sounds, currency, and authentication preferences. Secure access with passcode, Face ID, or Touch ID. Simple, intuitive design built for clarity and speed. SUBSCRIPTION AND PRICING TERMS Bill Tracker Pro offers auto-renewing subscriptions for premium access. Payment is charged to your iTunes Account at confirmation. Your account will be charged for renewal within 24 hours of the current period ending. Prices may vary by region. You can cancel anytime through your iTunes settings. Cancel at least 24 hours before the renewal to avoid being charged. Terms of Use: https://billtrackerpro.com/terms Privacy Policy: https://billtrackerpro.com/privacy Support: support@billtrackerpro.com

Screenshots

PocketGuard・Budget Planner App4 screens
Bill Tracker Pro4 screens

Verdict

The call

The clearest difference is monetization model: PocketGuard・Budget Planner App at free with in-app purchases against Bill Tracker Pro's subscription. Bill Tracker Pro's advantage is ads (none vs shown) and update cadence (every 2 days vs every 3 weeks). On price, rating, review sentiment and ratings volume there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. PocketGuard・Budget Planner App sells 11 in-app purchases, starting at $2.99 per 7 days and Bill Tracker Pro sells 15 in-app purchases, starting at $5.99 per month. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.6 for PocketGuard・Budget Planner App against 4.6 for Bill Tracker Pro. Both are backed by a comparable volume of ratings — 7.7K and 5K respectively. Written reviews are what separate them: 39% of PocketGuard・Budget Planner App's written reviews are positive against 43% of Bill Tracker Pro's.

UpkeepUpdate frequency

PocketGuard・Budget Planner App ships an update every 3 weeks, Bill Tracker Pro every 2 days. The most recent releases landed on September 23, 2026 and September 22, 2026 respectively.

Scorecard3 real differences · 8 level
PocketGuard・Budget Planner App versus Bill Tracker Pro: the parameters behind the verdict, then further details
ParameterPocketGuard・Budget Planner AppBill Tracker Pro
PriceFreeFree
Rating4.6 (7.7K ratings)4.6 (5K ratings)
Positive reviews38.7% of reviews43.3% of reviews — better
Number of ratings7.7K — better5K
Update frequencyEvery 3 weeksEvery 2 days — better
AdsYesNo — better
In-app purchasesYesYes
MonetizationFree with in-app purchases — betterSubscription
Best chart rank#95#76 — better
DevicesiPhone, Apple WatchiPhone, iPad
Requires iOS16.016.0
Further details — not scored
Size163 MB229 MB
Age rating4+4+
DeveloperPocketGuard, Inc.Bill Tracker Pro, Inc.

Customer experience

PocketGuard・Budget Planner App

All ratings7,670 ratings
Positive90.5%
Neutral3.6%
Negative5.8%
Written reviews341 reviews
Positive38.7%
Neutral11.7%
Negative49.6%

Bill Tracker Pro

All ratings4,975 ratings
Positive89.7%
Neutral2.9%
Negative7.4%
Written reviews383 reviews
Positive43.3%
Neutral13.8%
Negative42.8%

User reviews

PocketGuard・Budget Planner App

From 7.7K App Store ratings

What we love

  • 🚀 Efficient app that helps track spending
  • 👍 Customizable budgeting categories
  • 🚀 Real-time transaction updates
  • 👍 Intuitive and user-friendly interface
  • 🚀 Helpful for getting finances under control

Room to improve

  • 🐛 Recurring issues with bank account syncing
  • 🔒 Security concerns with 2FA/MFA requirements
  • 🚫 Lack of support for certain banks/credit cards
  • 💰 Expensive subscription model
  • 🐛 Buggy app performance and frequent crashes

Bill Tracker Pro

From 5K App Store ratings

What we love

  • ⭐ Amazing app
  • 🚀 Helpful and easy to use
  • 👍 Great budgeting and tracking features
  • 🔒 Secure and private
  • 💯 Excellent customer support

Room to improve

  • 🐛 Bugs and glitches
  • ⚠️ Unreliable notifications
  • 💰 Subscription-based model
  • 🔄 Changing bill due dates
  • 🤯 Deleted/lost user data

Bugs and requests

PocketGuard・Budget Planner App

Reported bugs

3 issues
  • Inconsistent transaction syncing and labeling
  • Inability to delete or manage connected accounts
  • Budgeting data disappearing or not updating properly

Requested features

5 requests
  • Ability to carry over unspent budget to next month
  • More advanced reporting and analytics
  • Light/dark mode theme options
  • Improved transaction categorization and learning
  • Support for multiple users/family budgeting

Bill Tracker Pro

Reported bugs

5 issues
  • App crashes on launch
  • Autopay feature not working
  • Duplicate bills being created
  • Incorrect account balance updates
  • Inability to edit/delete recurring bills

Requested features

5 requests
  • Ability to add variable/unknown bill amounts
  • Custom date ranges for bill tracking
  • Family/shared account support
  • Improved reporting and analytics
  • Backup and restore functionality

In-app purchases

11 purchases

PocketGuard・Budget Planner App

Subscriptions10
  • Weekly offer with 7 day trial7 Days trial$2.997 Days
  • PocketGuard Plus3 variants$4.991 Month
  • Monthly subscription$4.991 Month
Show 7 more
  • PocketGuard Plus7 Days trial$7.991 Month
  • Monthly subscription$7.991 Month
  • Monthly Subscriptions7 Days trial$12.991 Month
  • Monthly Subscription$12.991 Month
  • PocketGuard Plus7 Days trial$24.991 Year
  • PocketGuard Plus$34.991 Year
  • Yearly Subscription7 Days trial$74.991 Year
One-time1
  • Lifetime Membership$79.99
15 purchases

Bill Tracker Pro

Subscriptions14
  • Bill Tracker Pro Monthly7 Days trial$5.991 Month
  • Bill Tracker Pro Monthly7 Days trial$6.991 Month
  • Bill Tracker Pro Monthly7 Days trial$9.991 Month
Show 11 more
  • Bill Tracker Pro Monthly7 Days trial$11.991 Month
  • Bill Tracker Pro Annual7 Days trial2 variants$17.991 Year
  • Bill Tracker Pro Annual7 Days trial$19.991 Year
  • Bill Tracker Pro Annual7 Days trial2 variants$24.991 Year
  • Bill Tracker Pro Annual1 Month trial$24.991 Year
  • Bill Tracker Pro Annual7 Days trial2 variants$29.991 Year
  • Bill Tracker Pro Annual1 Month trial$29.991 Year
  • Bill Tracker Pro Annual7 Days trial2 variants$34.991 Year
  • Bill Tracker Pro Annual1 Month trial$34.991 Year
  • Bill Tracker Pro Annual7 Days trial$39.991 Year
  • Bill Tracker Pro Annual7 Days trial$49.991 Year
One-time1
  • Unlimited Bill Alerts$9.99

Questions

Is PocketGuard・Budget Planner App free?
PocketGuard・Budget Planner App is free to download, with in-app purchases available.
Is Bill Tracker Pro free?
Bill Tracker Pro is free to download, with in-app purchases available.
Which has better reviews, PocketGuard・Budget Planner App or Bill Tracker Pro?
PocketGuard・Budget Planner App and Bill Tracker Pro are both rated 4.6 out of 5 on the App Store, from 7.7K and 5K ratings respectively.
Do PocketGuard・Budget Planner App or Bill Tracker Pro have ads?
PocketGuard・Budget Planner App shows ads; Bill Tracker Pro does not.
Which is updated more often, PocketGuard・Budget Planner App or Bill Tracker Pro?
PocketGuard・Budget Planner App ships an update every 3 weeks, and Bill Tracker Pro every 2 days. Most recently, PocketGuard・Budget Planner App was updated on September 23, 2026 and Bill Tracker Pro on September 22, 2026.
Which is more popular, PocketGuard・Budget Planner App or Bill Tracker Pro?
PocketGuard・Budget Planner App currently peaks at #95 in the App Store charts, and Bill Tracker Pro at #76. Chart position reflects recent download velocity rather than total install base.

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