Bill Tracker Pro vs Emma

Bill Tracker Pro is the #1 app for tracking bills, income, and spending. Connect your bank, create a budget, track your cash flow, and take control of your finances. New in Bill Tracker Pro: Connect your Apple Card and automatically bring your transactions, balances, and spending activity into the app from Apple Wallet. Bank Sync with Plaid – Connect your accounts to sync transactions automatically. Know What’s Safe to Spend – See your real-time spending power after upcoming bills. Never Miss a Bill – Set reminders, view your upcoming bills at a glance, and stay organized with widgets. Find Hidden Subscriptions – Uncover forgotten recurring charges by linking your bank or card. Budget Your Way – Create flexible budgets that work with your lifestyle. Budget with your partner - Invite your partner to join you and share your finances together. Manual or Auto—You Choose – Log expenses yourself or let the app track them for you. Visual Insights – Analyze your finances with charts, reports, and summaries. Privacy First – Protect your data with Face ID, Touch ID, and encrypted syncing. Whether you want to pay bills on time, build savings, or reduce spending — Bill Tracker Pro makes it simple. Other Features: Create recurring bills with flexible schedules (e.g. every 3 weeks, quarterly, custom days). Get rich push notifications with due date charts and the ability to mark bills as paid. Calendar view with payment statuses and category grouping. Analyze your spending with daily, weekly, monthly, and quarterly charts. Track percentage changes in spending over time. Pie charts that highlight top spending categories. Manage your accounts, view current balances, and forecast future balances. See your full financial picture with cash flow and net balance indicators. Export bills and income transactions to CSV. Log partial or full bill payments, with full payment history. Auto Pay Bill feature that automatically marks recurring bills as paid. Customize notification time, sounds, currency, and authentication preferences. Secure access with passcode, Face ID, or Touch ID. Simple, intuitive design built for clarity and speed. SUBSCRIPTION AND PRICING TERMS Bill Tracker Pro offers auto-renewing subscriptions for premium access. Payment is charged to your iTunes Account at confirmation. Your account will be charged for renewal within 24 hours of the current period ending. Prices may vary by region. You can cancel anytime through your iTunes settings. Cancel at least 24 hours before the renewal to avoid being charged. Terms of Use: https://billtrackerpro.com/terms Privacy Policy: https://billtrackerpro.com/privacy Support: support@billtrackerpro.com

Meet Emma, your financial super app ● All your accounts in one place ● Find and track your subscriptions ● Set budgets ● Weekly reports ● Analyze your spending & expenses ● Daily balance notifications ● Overdraft alerts BANK LEVEL SECURITY Worried about sharing your data? We hear you. ● Emma uses SSL 256-bit encryption - the same security protocol that banks use - to ensure that your sensitive, personal information is fully encrypted and securely stored. ● Emma uses biometric security authentication for an added level of protection. CUSTOMER REVIEWS “This app is amazing! I used to manually track my expenses using a notepad or a spreadsheet but always used to make mistakes and never found time to update it. This fixes all my budgeting issues and saves me so much time as well as money!” Sarah “I love the fact that I can do everything within this one app. I mainly use it for tracking my expenses but have also started using it to instantly send/receive payments which makes things super easy. Also, the money I’ve saved from using this app is used to invest in my favorite companies using the investment feature!” Mike OUR MISSION We believe everyone deserves a financial advocate to help with money management and budgeting. Someone who watches our back no matter who we are and where we come from. We provide a great experience, which relies on a basic principle - caring about our customers’ financial well being. This is who we are and what we stand for. We have received amazing feedback from the finance community and have been featured in Forbes, Financial Times, Politico, The Sunday Times and CITY A.M. MORE FEATURES? GO PLUS, PRO OR ULTIMATE We have 3 subscription upgrades available in Emma to power charge your finances. Here’s what is available in each subscription upgrade: Emma Plus True Balance - preemptively see the balance of your bank account after your subscriptions are removed Fraud Detection - find out whether your personal details have been part of a known data breach Bill Reminders - get reminded about your upcoming bills so you never miss a payment Cashback - get cashback from your favorite brands Emma Pro All the features in Emma Plus Custom categories - so you can customize your finances to your heart's content Rename transactions - for easier reference Export data - to understand your finances on excel Create Offline Accounts - to manage your cash expenses and any accounts you can’t link to Emma Create Smart Rules - to automate your Offline Accounts. Look, no hands! Split your transactions - into multiple categories for more flexibility Legendary Pro Icon - because you are a Pro Emma Ultimate All the features in Emma Plus & Pro Spaces - group together different accounts to see separated analytics and budgets Ultimate Icon - so you can show them who's boss ----------------------------------- If you choose to purchase Emma Plus, Emma Pro or Emma Ultimate, payment will be charged to your iTunes account, and your account will be charged for renewal within 24-hours prior to the end of the current period. Subscription automatically renews unless auto-renew is turned off at least 24-hours before the end of the current period. Subscriptions are managed by the user and auto-renewal may be turned off by going to the user's Apple ID. Emma subscription prices start at $4.99 CAD/USD/month with 1-month and 12-month packages available. Prices are subject to change without notice. No cancellation of the current subscription is allowed during the active subscription period. If you don’t choose to purchase Emma Plus, Emma or Emma Ultimate, you can simply continue using Emma for free. Emma Technologies LTD is registered with the Financial Conduct Authority under the Payment Services Regulations 2017 for the provision of payment services. Reference no. 794952 Company Registration Number: 10578464. Terms and Conditions: https://emma-app.com/terms Privacy Policy: https://emma-app.com/privacy