USAePay RetailPOS vs Processa
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
USAePay RetailPOS
Transform your Apple device into a comprehensive checkout system. Accept various payment types, manage inventory, and process transactions securely on the go or in-store. All data is stored on a PCI-compliant gateway.
- Diverse payment processing (cash, card, gift card, check)
- Inventory management with built-in database
- Compatibility with card swipers and receipt printers
- Customer management and payment profiles
- Split order and payment type support
- PCI-compliant data storage and recovery
- Contactless and EMV payment support
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USAePay lets you transform any Apple device into a complete checkout tool with diverse payment options, security features, and inventory management tools. Download the app today to start selling products on the go, capture payments in a retail store or process securely, anywhere in between. This application allows you to safely and securely process cash, credit card, gift card and check transactions from your device and manage inventory directly from a built-in database. Paired with compatible card swipers and Bluetooth receipt printers, accepting secure payments for any type of business is made simple with the USAePay POS application. Please note a merchant account is required to use this application. All transactions, data, and orders are stored on USAePay’s Level-1 PCI Compliant payment gateway. If your device is lost, stolen or damaged, just log in to the application on another device and recover your transactions, orders, and batches through an automatic sync with our console. Application Features: • Card Swiper, Barcode Scanner, and Receipt Printer Compatibility. Securely swipe credit cards with the PaySaber Jack, PaySaber Clip, PaySaber Jr., PaySaber Go and Infinite Peripherals card readers. Wirelessly print receipts and scan barcodes with the WSP-R240i Bluetooth printer or hook up to a Star TSP143 LAN printer. • Cash Transactions Cash is one of many acceptable payment methods within this application and capabilities that allows cash transactions to be recorded for transaction history reporting. • Customer Management and Payments Create and manage customer accounts including preferred payment method for quick, easy and secure transactions for return customers. • Split Orders This application supports and records orders even when split payment types are used to ensure accurate transaction history reports. • Product Management and Inventory Control Load your product database into the application to manage inventory and generate reports. • Order and Transaction History, Batch Management View a detailed report of orders and transactions processed on your merchant account. • Permissions Permission options allow you to set different standards of security for users or employees utilizing your point of sale system. • Quick Sales/Refund Against Previous Transactions Using Tokenization Quickly and securely process a quick sale or refund using the option of free tokenization. • Supports contactless payments such as Apple Pay, Samsung Pay and etc. • Supports EMV payments through devices such as Ingenico ICMP and Castles MP200. USAePay is your preferred, Level-1 PCI Compliant payment gateway • It supports major platforms like First Data, TSYS, Chase Paymentech, Global and more. • It gives you the ability to connect unlimited Apple devices to one gateway account and stores transactions for the life of an account. • It includes full feature fraud detection suite and manager. • A QuickBooks plugin is available for reporting and integration. • You can easily download and share transaction history reports. • It works with major eCommerce shopping carts integrated with the gateway. • Free online customizable payment forms are available. • It is a Level-1 PCI Compliant Payment Gateway. CUSTOMER SERVICE SUPPORT: • Call +1-866-872-3729 for Free Customer Support • Please visit www.USAePay.com for More Information the USAePay Gateway • Email support@usaepay.com for email support. CHANNEL SALES INFORMATION : • Please email sales@usaepay.com • Call +1-866-872-3729 ext 707
Processa
This cloud-based point-of-sale application simplifies credit card payment processing for businesses. It allows for product customization, customer data storage, and real-time analytics. Advanced features are available for iPad users, including table mode for restaurants.
- Process credit card payments
- Customize products with details and images
- Securely store customer payment information
- Apply custom tips and discounts
- View real-time payment analytics
- Detailed transaction history
- Split payment functionality
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Processa is the cloud-based POS (Point-of-Sale) app that you and your business need. The simplest and quickest way to accept credit card payments on your device. Features: - Process payments right on your device or connect your card reader. - Customize your products with names, descriptions, unique taxes and images. - Use the Customer Vault to save your customer data and their payment information. - Add unique tips and discounts. - View real-time analytics about your payments. - See your detailed transaction history. - Enter manual amounts during the checkout process. - Split payment functionality. - Email your transactions to your customers. iPad features: - Advanced checkout system. - Have multiple open carts at the same time. - Table mode for restaurants and bars.
Screenshots
Verdict
The clearest difference is rating: Processa at 4.0 against USAePay RetailPOS's 3.5. Processa also leads on review sentiment (50% vs 22%). USAePay RetailPOS's advantage is iOS requirement (11.0 vs 15.0). On price, ratings volume, update cadence and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Processa holds the better App Store score, 4.0 against 3.5. Both are backed by a comparable volume of ratings — 19 and 10 respectively. Written reviews point the same way: 22% of USAePay RetailPOS's written reviews are positive against 50% of Processa's.
USAePay RetailPOS ships an update every 3 months, Processa every 2 months. The most recent releases landed on September 24, 2026 and October 3, 2026 respectively.
| Parameter | USAePay RetailPOS | Processa |
|---|---|---|
| Price | Free | Free |
| Rating | 3.5 (19 ratings) | 4.0 (10 ratings) — better |
| Positive reviews | 22.2% of reviews | 50.0% of reviews — better |
| Number of ratings | 19 — better | 10 |
| Update frequency | Every 3 months | Every 2 months — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 11.0 — better | 15.0 |
| Further details — not scored | ||
| Size | 100 MB | 122 MB |
| Age rating | 4+ | 4+ |
| Developer | USAePay | Fluid Pay LLC |
Customer experience
USAePay RetailPOS
Processa
In-app purchases
USAePay RetailPOS
No in-app purchases
Processa
No in-app purchases









