Essential CU vs S1 FinFit

The Essential Credit Union Mobile App allows you the power to access your account information on your mobile device at any time and from anywhere! Once you download the Essential mobile app, you simply login using the same credentials you have for Online Banking. The Essential app gives you the ability to: • Check balances • View your transaction history • Transfer funds • Pay bills • Pay or transfer money to friends and family in your device contacts • Deposit checks • Find ATMs and branches quickly and easily Download the convenient Essential Mobile App today!

S1 FinFit is a financial digital assistant available to you free through an invitation from Synergy One Lending. We’re here to help you achieve your financial wellness goals. Organize in one place: Your S1 FinFit dashboard summarizes important financial information such as: account balances, transactions, net worth, budgeting, credit score, cash flow analysis, estimated home value, spending analysis, offers and promotions from Synergy One Lending, and an information center with personal finance articles and videos, all in one place. Budgeting: Understand what you are spending and where. Track your spending by categories and drill down into subcategories. Receive alerts if you are off track or confirmation if you are on track. Free Credit Score, Report and Monitoring: Your credit score is prominently displayed in your dashboard - and it doesn't cost you anything. Track changes month to month and learn the key factors that make up your score like length of credit, timely payment history, utilization of credit, total accounts opened and inquiries. Don't worry, this is a "soft credit pull," meaning there is no impact to your score by checking it. Look through your credit report for accuracy. Access helpful articles that explain credit bureaus, credit score, and more. Prepare: Prepare for home ownership by planning for a down payment, establishing reserves, managing your debt-to-income ratio, improving or maintaining your credit, creating loan scenarios through our calculators, establishing your projected loan-to-value, and more. Visit the readiness assessment in your app to see a snapshot of your credit overview, debt-to-income ratio, cash reserves, employment, down payment, and sales price. Share: When you are ready to move forward with a financial transaction, you choose to share information from your accounts to easily get the process started. All data is always encrypted.  Security: Security is our #1 job so you can feel confident that the financial accounts you’ve connected and documents you’ve uploaded are secure. See more here: https://www.finlocker.com/security/ Privacy: Your privacy is important to us. To learn how we protect your privacy, visit: https://s1l.com/privacy-policy/