Comparison

McGriff Benefit Access vs PNC BeneFit Plus

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

McGriff Benefit Access

Manage your HSA, HRA, and FSA health benefit accounts with ease. Quickly check balances, view claims, and submit receipts on the go. Securely access all your important account information anytime, anywhere.

Highlights
  • Check account balances 24/7
  • View account summaries and charts
  • Submit claims and receipts
  • Manage HSA transactions
  • Secure login with website credentials
  • Contact customer service
Features
Read full description

Save time and hassles while making the most of your HSA, HRA, and FSA health benefit accounts by quickly checking your balances and details. Our secure app makes managing your health benefits easy through real-time access and intuitive navigation to all your important account information on the go! Powerful features of the app include: Easy, Convenient & Secure • Simply login to the intuitive app using your same health benefits website username and password (or follow alternative instructions if provided) • No sensitive account information is ever stored on your mobile device Connects You with the Details • Quickly check available balances 24/7 • View charts summarizing account(s) • View claims requiring receipts • Click to call or email Customer Service Provides Additional Time-Saving Options (if supported or applicable to your account(s)) • File a claim towards your medical FSA and HRA • Take or upload a picture of a receipt and submit for a new or existing claim • View, contribute and distribute HSA transactions • Pay bills from any account and add a payee • Using the Dashboard, enter medical expense information and supporting documentation • Retrieve your forgotten username/password • Report a debit card as lost or stolen Powered by WEX Health®

About

PNC BeneFit Plus

Manage your health benefit accounts like HSA, HRA, and FSA on the go. Quickly check balances, view claims, and file reimbursements with secure, real-time access to your account details.

Highlights
  • Check account balances
  • View account details and charts
  • File claims for FSA and HRA
  • Submit receipts via photo
  • Manage HSA transactions
  • Pay bills and add payees
  • Report lost/stolen debit card
Features
Read full description

PNC BeneFit Plus Mobile for Apple Devices¹ Save time and hassles while making the most of your HSA, HRA, and FSA health benefit accounts by quickly checking your balances and details. Our secure app makes managing your health benefits easy through real-time access and intuitive navigation to all your important account information on the go! Powerful features of the app include: Easy, Convenient & Secure • Simply log in to the intuitive app using your same health benefits website username and password (or follow alternative instructions if provided) • No sensitive account information is ever stored on your mobile device • Your device will present you with a prompt to allow your location to be accessed; accepting the prompt will help minimize the request for additional security questions upon log in Connects You with the Details • Quickly check available balances 24/7 • View charts summarizing account(s) • View claims requiring receipts • Click to call or email Customer Service Provides Additional Time-Saving Options (if supported or applicable to your account(s)) • File a claim towards your medical FSA and HRA • Take or upload a picture of a receipt and submit for a new or existing claim • View, contribute and distribute HSA transactions • Pay bills from any account and add a payee • Using the Dashboard, enter medical expense information and supporting documentation • Retrieve your forgotten username/password • Report a debit card as lost or stolen *This is not the PNC Mobile Banking app, which allows you to access your bank and brokerage accounts. For questions or support, call or email the PNC BeneFit Plus Customer Service Center at 844-356-9993 or pncbenefitplus@healthaccountservices.com No personal or sensitive data is stored on the PNC BeneFit Plus mobile app. ¹ PNC does not charge for the PNC BeneFit Plus Mobile App. However, a supported mobile device is needed. Also, your wireless carrier may charge you for data usage. Check with your wireless carrier for details regarding your specific wireless plan and any data usage or text messaging charges that may apply. Apple®, iPod touch® and iPad® are trademarks of Apple Inc., registered in the U.S. and other countries. iPhone® is a registered trademark of Apple Inc. PNC is a registered mark of The PNC Financial Services Group, Inc. (“PNC”). Banking and lending products and services, bank deposit products and treasury management services for clients and/or customers are provided by PNC Bank, National Association, a wholly-owned subsidiary of PNC and Member FDIC. ©2018 The PNC Financial Services Group, Inc. All rights reserved.

Screenshots

McGriff Benefit Access4 screens
PNC BeneFit Plus4 screens

Verdict

The call

McGriff Benefit Access and PNC BeneFit Plus are too close to call on the numbers: across 10 compared parameters — price, rating, review sentiment and ratings volume among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.5 for McGriff Benefit Access against 4.4 for PNC BeneFit Plus. Both are backed by a comparable volume of ratings — 823 and 795 respectively. Written reviews are what separate them: 72% of McGriff Benefit Access's written reviews are positive against 64% of PNC BeneFit Plus's.

UpkeepUpdate frequency

McGriff Benefit Access ships an update every 5 months, PNC BeneFit Plus every 3 months. Both last shipped on September 22, 2026.

ScorecardNo meaningful differences
McGriff Benefit Access versus PNC BeneFit Plus: the parameters behind the verdict, then further details
ParameterMcGriff Benefit AccessPNC BeneFit Plus
PriceFreeFree
Rating4.5 (823 ratings) — better4.4 (795 ratings)
Positive reviews71.8% of reviews — better64.1% of reviews
Number of ratings823 — better795
Update frequencyEvery 5 monthsEvery 3 months — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPadiPhone, iPad
Requires iOS16.0 — better17.0
Further details — not scored
Size26 MB33 MB
Age rating17+17+
DeveloperMarsh & McLennan AgencyPNC Bank, N.A.

Customer experience

McGriff Benefit Access

All ratings767 ratings
Positive87.1%
Neutral2.1%
Negative10.8%
Written reviews156 reviews
Positive71.8%
Neutral5.8%
Negative22.4%

PNC BeneFit Plus

All ratings795 ratings
Positive84.5%
Neutral1.8%
Negative13.7%
Written reviews128 reviews
Positive64.1%
Neutral7.0%
Negative28.9%

User reviews

McGriff Benefit Access

From 823 App Store ratings

What we love

  • 🚀 Quick and easy reimbursement process
  • 👍 User-friendly and intuitive app
  • 💰 Convenient way to use HSA/FSA funds
  • 🕰️ Time-saving features

Room to improve

  • 🐛 Slow app performance and crashes
  • 🔒 Difficult login and security procedures
  • 🤔 Unclear reimbursement policies and denials
  • 💳 Issues with debit card usage and account access

PNC BeneFit Plus

From 795 App Store ratings

What we love

  • 🚀 Quick and easy to use
  • 👍 User-friendly interface
  • 💡 Convenient for managing HSA
  • 🚀 Straightforward reimbursement process
  • 👍 Helpful for tracking expenses

Room to improve

  • 🐛 Login issues, inconsistent biometric authentication
  • 🐛 Slow and buggy app performance
  • 🔒 Concerns about security and account access
  • 🔍 Difficulties with claims and reimbursement approvals

Bugs and requests

McGriff Benefit Access

Reported bugs

3 issues
  • Login failures and account lockouts
  • Incorrect account balance display
  • Compatibility issues with older devices

Requested features

3 requests
  • Auto-populate end date based on start date
  • Allow editing of submitted claims
  • Improve mobile app functionality and parity with website

PNC BeneFit Plus

Reported bugs

3 issues
  • App crashes and freezes
  • Login credentials not saved properly
  • Debit card issues and declined payments

Requested features

3 requests
  • Ability to itemize payments to payees
  • Option to upload receipts immediately after charges
  • Improved investment tracking and management

In-app purchases

None

McGriff Benefit Access

No in-app purchases

None

PNC BeneFit Plus

No in-app purchases

Questions

Is McGriff Benefit Access free?
McGriff Benefit Access is free to download, with no in-app purchases.
Is PNC BeneFit Plus free?
PNC BeneFit Plus is free to download, with no in-app purchases.
Which has better reviews, McGriff Benefit Access or PNC BeneFit Plus?
McGriff Benefit Access is rated higher. McGriff Benefit Access averages 4.5 out of 5 from 823 ratings, while PNC BeneFit Plus averages 4.4 from 795 ratings.
Do McGriff Benefit Access or PNC BeneFit Plus have ads?
Neither McGriff Benefit Access nor PNC BeneFit Plus shows ads.
Which is updated more often, McGriff Benefit Access or PNC BeneFit Plus?
McGriff Benefit Access ships an update every 5 months, and PNC BeneFit Plus every 3 months. Most recently, McGriff Benefit Access was updated on September 22, 2026 and PNC BeneFit Plus on September 22, 2026.

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