McGriff Benefit Access vs Element Pay
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
McGriff Benefit Access
Manage your HSA, HRA, and FSA health benefit accounts with ease. Quickly check balances, view claims, and submit receipts on the go. Securely access all your important account information anytime, anywhere.
- Check account balances 24/7
- View account summaries and charts
- Submit claims and receipts
- Manage HSA transactions
- Secure login with website credentials
- Contact customer service
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Save time and hassles while making the most of your HSA, HRA, and FSA health benefit accounts by quickly checking your balances and details. Our secure app makes managing your health benefits easy through real-time access and intuitive navigation to all your important account information on the go! Powerful features of the app include: Easy, Convenient & Secure • Simply login to the intuitive app using your same health benefits website username and password (or follow alternative instructions if provided) • No sensitive account information is ever stored on your mobile device Connects You with the Details • Quickly check available balances 24/7 • View charts summarizing account(s) • View claims requiring receipts • Click to call or email Customer Service Provides Additional Time-Saving Options (if supported or applicable to your account(s)) • File a claim towards your medical FSA and HRA • Take or upload a picture of a receipt and submit for a new or existing claim • View, contribute and distribute HSA transactions • Pay bills from any account and add a payee • Using the Dashboard, enter medical expense information and supporting documentation • Retrieve your forgotten username/password • Report a debit card as lost or stolen Powered by WEX Health®
Element Pay
This app simplifies fuel management for corporate fleets by enabling cardless and contactless payments directly from vehicles at the pump. It leverages vehicle authentication technology for a seamless and secure transaction process.
- Cardless fuel payments
- Contactless transactions
- Vehicle authentication
- Fleet fuel spend management
- Direct pump integration
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Corporate fleets can easily manage their fuel spend with the cardless and contactless Element Pay app. Attention fleet managers and drivers: In order to use Element Pay, your corporate fleet must be registered with Element. You will receive an invite directly from Element to access and use Element Pay at the pump. Element Pay is the easier and smarter fleet fuel payment solution. Powered by Know your Machine® software technology, which authenticates the vehicle, not the driver, Element Pay enables vehicles to connect directly to the fuel pump. No cards or driver prompts required! Element Pay – Know Your Machine® Car IQ is a financial technology company and not a bank. Credit Card Services are provided and issued by Maps Credit Union, insured NCUA. [:mav: 2.34.0]
Screenshots
Verdict
The clearest difference is update cadence: Element Pay at every 3 weeks against McGriff Benefit Access's every 5 months. Element Pay also leads on review sentiment (100% vs 72%) and rating (4.8 vs 4.5). McGriff Benefit Access's advantage is ratings volume (823 vs 21). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Element Pay holds the better App Store score, 4.8 against 4.5. That said, the two scores are not equally well evidenced: McGriff Benefit Access has 823 ratings behind it against 21, so its average is the more settled of the two. Written reviews point the same way: 72% of McGriff Benefit Access's written reviews are positive against 100% of Element Pay's.
McGriff Benefit Access ships an update every 5 months, Element Pay every 3 weeks. The most recent releases landed on October 15, 2026 and October 1, 2026 respectively.
| Parameter | McGriff Benefit Access | Element Pay |
|---|---|---|
| Price | Free | Free |
| Rating | 4.5 (823 ratings) | 4.8 (21 ratings) — better |
| Positive reviews | 71.5% of reviews | 100.0% of reviews — better |
| Number of ratings | 823 — better | 21 |
| Update frequency | Every 5 months | Every 3 weeks — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad — better | iPhone |
| Requires iOS | 16.0 — better | 16.2 |
| Further details — not scored | ||
| Size | 26 MB | 151 MB |
| Age rating | 17+ | 4+ |
| Developer | Marsh & McLennan Agency | Car IQ Inc. |
Customer experience
McGriff Benefit Access
Element Pay
Bugs and requests
McGriff Benefit Access
Reported bugs
3 issues- Login failures and account lockouts
- Incorrect account balance display
- Compatibility issues with older devices
Requested features
3 requests- Auto-populate end date based on start date
- Allow editing of submitted claims
- Improve mobile app functionality and parity with website
Element Pay
Not enough reviews yet to summarise bugs or requests.
In-app purchases
McGriff Benefit Access
No in-app purchases
Element Pay
No in-app purchases
Questions
Is McGriff Benefit Access free?
Is Element Pay free?
Which has better reviews, McGriff Benefit Access or Element Pay?
Do McGriff Benefit Access or Element Pay have ads?
Which is updated more often, McGriff Benefit Access or Element Pay?
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