FirstReport vs RapidPASS
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
FirstReport
Access your identity and credit monitoring services on the go. Monitor personal data, report lost cards instantly, and view credit reports and scores. Features vary by subscription plan.
- Identity protection features
- One-touch reporting of lost/stolen cards
- Add data elements for monitoring
- View monitoring alerts
- Access credit reports and scores
- Mobile access to services
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This user friendly app makes it easier for you to access all your FirstReport features on-the-go. It allows you anywhere, anytime instant access to your FirstReport services on your iPhone. With FirstReport you have two different plans available to you – FirstReport-ID and FirstReport-Advantage. Access to all FirstReport services requires a subscription. Depending on which FirstReport plan you have subscribed to, you’ll have access to a different set of features and benefits on the App. If you’re on the FirstReport-ID plan you’ll have access to a variety of identity protection features. The App gives you mobile access to all of your identity monitoring services, including one-touch reporting of lost or stolen cards. You can also use your mobile app to add data elements for monitoring, including debit and/or credit card numbers, chequing and/or savings account numbers, email addresses, phone numbers, Social Insurance number, driver’s licence number and passport numbers. The App also allows you to view monitoring alerts on the go with ease. If you’re on the FirstReport-Advantage plan you’ll enjoy the benefits of FirstReport-ID plus you’ll be able to access a suite of identity and credit monitoring services at the touch of a button. With this App it’s easy for you to add data elements for monitoring and view monitoring alerts. You’ll also have the ability to view your Equifax Credit Bureau Report, receive alerts, and see your Equifax credit score on-the-go. By selecting Install, you consent to the installation of FirstReport, which gives you anywhere, anytime access to all of your identity and/or credit monitoring services on the go with ease. You are entitled to and consent to future updates or upgrades to FirstReport, which may be automatically installed as per your device or operating system default or user-initiated settings. You may withdraw your consent by deleting FirstReport from your device. For information about FirstReport privacy, visit: https://rbc.firstreport.ca/assets/docs/en/FirstReport-PrivacyPolicy.pdf For information about Terms and Conditions, visit: https://rbc.firstreport.ca/assets/docs/en/FirstReport-UserAgreement.pdf For assistance with the removal of your FirstReport app contact us at customerservice@firstreport.ca or 1-855-826-5328. FirstReport services are provided by Sigma Loyalty Group Inc. P.O. Box 3020, Postal Station D, Toronto, Ontario M9C 4V5 FirstReport is a registered trademark of Sigma Loyalty Group. All rights reserved.
RapidPASS
This app offers interactive learning tools designed to help students master exam material efficiently. It tracks your progress and focuses on areas you haven't yet mastered, ensuring you only study what you need to know. The goal is to provide effective training and support for exam success.
- Interactive learning tools
- Progress tracking
- Adaptive learning
- Focus on weak areas
- Exam preparation
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SeeWhy Financial Learning Inc is a Canadian company based in Milton, Ontario. The SeeWhy Learning study tools help students quickly learn what they need to know to pass the exam, using interactive learning tools that keep the material interesting and fun, and track your progress along the way. Once you've mastered a concept, we won't ask you anymore, which allows you to focus only on what you don't know. Our goal is to provide the very best training and support. We are so confident in your success that our motto is, “If you don’t pass, you don’t pay! Period.”
Screenshots
Verdict
The clearest difference is in-app purchases: FirstReport at none against RapidPASS's 1. RapidPASS's advantage is update cadence (every 3 months vs every 6 months). On price, review sentiment, ads and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. RapidPASS sells 1 one-off in-app purchase. FirstReport asks for nothing beyond the download.
FirstReport ships an update every 6 months, RapidPASS every 3 months. The most recent releases landed on September 30, 2026 and September 23, 2026 respectively.
| Parameter | FirstReport | RapidPASS |
|---|---|---|
| Price | Free | Free |
| Positive reviews | 7.1% of reviews — better | 0.0% of reviews |
| Update frequency | Every 6 months | Every 3 months — better |
| Ads | No | No |
| In-app purchases | No — better | Yes |
| Monetization | Subscription | Free — better |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 13.0 | 13.0 |
| Further details — not scored | ||
| Size | 1 MB | 17 MB |
| Age rating | 4+ | 12+ |
| Developer | Sigma Loyalty Group | SeeWhy Financial Learning Inc |
Customer experience
FirstReport
RapidPASS
In-app purchases
FirstReport
No in-app purchases
RapidPASS
- Mutual Fund (MINI)$13.99
Questions
Is FirstReport free?
Is RapidPASS free?
Do FirstReport or RapidPASS have ads?
Which is updated more often, FirstReport or RapidPASS?
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