Comparison

Westpac Share Trading vs Pearler

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Westpac Share Trading

Trade stocks on the go with this mobile application. Manage buy and sell orders, monitor watchlists, and access live market data including quotes, charts, and news. Receive personalized stock alerts via push notifications for price changes, dividends, and announcements.

Highlights
  • Place and manage buy/sell orders
  • Create and manage stock watchlists
  • View live quotes, charts, and news
  • Access live market indices and currency rates
  • Monitor portfolio holdings and cash account balance
  • Set up custom stock alerts via push notifications
Read full description

Trade on the go with the Westpac Share Trading Mobile App. • Place and manage your buy and sell orders • View, create, rename, add and remove stocks from your Watchlists • View live quotes, announcements, charts and news • View live market indices and major currency exchange rates • View live portfolio holdings and the balance of your integrated cash account • Set a 4 digit PIN ,Touch ID or Face ID for a quicker login Use our free and unlimited alerts feature and receive stock alerts straight to your mobile device via push notifications. You can set up the following alerts: • Stock price rises above or below a specified price • Stock reaches a specified traded volume • Stock ex-dividend date notice • Market sensitive announcements Internet connection is required to use Westpac Share Trading Mobile App. Normal data charges apply.

About

Pearler

This app simplifies investing for long-term financial independence. Discover your style with shares, LICs, and ETFs, or use template portfolios. Build wealth with automated investing and track your progress towards your goals.

Highlights
  • Share, LIC, and ETF investing
  • Low trading fees
  • Template portfolios
  • Set-and-forget Autoinvest
  • Financial goal tracking
  • Community insights
Features
Read full description

Build financial independence, no matter where you are on the investing journey. Pearler can help you get there – it’s investing made simple again. Pearler is a share trading app designed to help you invest smart to build financial independence. We don’t have all the answers (nobody does), but we’re on a mission to help you find your own. With the Pearler app, you can: • Discover your investing style through shares trading, LICs and ETF investing • Avoid hidden fees and simply pay low fees per trade • Choose assets to invest in or use a template portfolio to get you started • Build wealth while you sleep with a set-and-forget Autoinvest strategy • Track your progress towards financial independence or any other financial goal • Follow Finfluencers to learn and help you find your investing path Get rich slow – that’s the Pearler mantra. Real investing should be about going the distance. Investing should be boring. That’s why Pearler is built for long-term investors, not traders. No FOMO, no get-rich-quick stock tips, just insights from a community you can trust. With Pearler, you don’t do the journey alone. Plus, you can earn investment credits for referring your friends! Ready to build your wealth? Download the Pearler app for free and start your journey today. IMPORTANT THAT YOU READ The information is prepared by Pearler Investments Pty Ltd t/a Pearler (ABN 32 625 120 649) (Pearler) who is an authorised representative (AFS Representative No. 1281540) of Sanlam Private Wealth Pty Ltd (ABN 18 136 960 775, AFSL 337927) (Sanlam). At Pearler, we strive to make investing for your long-term goals easier and fun but we only provide general information and/ or general advice. We have not taken into consideration any of your personal circumstances, objectives, financial situation or needs nor do we use your preferences or search history to tailor your user experience. Any information is of a general nature only and does not consider your personal circumstances, objectives, financial situation or needs. Before acting on the information, you should consider its appropriateness, having regard to your personal circumstances, objectives, financial situation and needs. You may also wish to consider seeking appropriate financial, taxation and/or legal advice. All investments carry risk. You may lose some or all of your money invested. Except as expressly disclosed otherwise, the performance of an investment or the repayment of capital is not guaranteed. Please view our Financial Services Guide (https://pearler.com/financial-services-guide) before deciding to use or invest on Pearler.

Screenshots

Westpac Share Trading4 screens
Pearler4 screens

Verdict

The call

The clearest difference is update cadence: Pearler at every 5 days against Westpac Share Trading's every 5 months. Pearler also leads on rating (5.0 vs 4.6). Westpac Share Trading's advantage is review sentiment (50% vs 25%) and ratings volume (112 vs 4). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Pearler holds the better App Store score, 5.0 against 4.6. That said, the two scores are not equally well evidenced: Westpac Share Trading has 112 ratings behind it against 4, so its average is the more settled of the two. Written reviews complicate that: 50% of Westpac Share Trading's written reviews are positive against 25% of Pearler's, so the app with the better star average is not the one people write more warmly about.

UpkeepUpdate frequency

Westpac Share Trading ships an update every 5 months, Pearler every 5 days. The most recent releases landed on October 29, 2026 and October 30, 2026 respectively.

Scorecard4 real differences · 6 level
Westpac Share Trading versus Pearler: the parameters behind the verdict, then further details
ParameterWestpac Share TradingPearler
PriceFreeFree
Rating4.6 (112 ratings)5.0 (4 ratings) — better
Positive reviews49.6% of reviews — better24.8% of reviews
Number of ratings112 — better4
Update frequencyEvery 5 monthsEvery 5 days — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPod — betteriPhone, iPad
Requires iOS15.0 — better16.4
Further details — not scored
Size35 MB125 MB
Age rating17+4+
DeveloperWestpac Banking CorporationPearler Investments

Customer experience

Westpac Share Trading

All ratings110 ratings
Positive89.1%
Neutral4.5%
Negative6.4%
Written reviews141 reviews
Positive49.6%
Neutral7.8%
Negative42.6%

Pearler

All ratings4 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews125 reviews
Positive24.8%
Neutral17.6%
Negative57.6%

User reviews

Westpac Share Trading

From 112 App Store ratings

What we love

  • 👍 Easy to use and intuitive interface
  • 📊 Good charting and portfolio tracking capabilities
  • 🚀 Fast order execution and same-day transfers
  • 💰 Safe and secure platform for investments
  • 📱 Accessible mobile app for on-the-go trading

Room to improve

  • 🐛 Frequent app crashes and freezing issues
  • 🔴 Red screen errors requiring app reinstallation
  • 🔐 Face ID and PIN authentication not working
  • ⏱️ Slow data refresh and delayed pricing information
  • 💸 High trading fees compared to competitors

Pearler

From 4 App Store ratings

What we love

  • 👍 Easy to use for beginners
  • 💰 Low transaction fees (when prepaid)
  • 🎯 Good for long-term investing and dollar-cost averaging
  • 📊 Useful educational features and guides
  • 🤖 Automated investment options available

Room to improve

  • 🐛 Frequent bugs and glitches throughout app
  • 🔐 Persistent login and authentication issues
  • ⚠️ Poor UI/UX design and navigation
  • 🔄 Constant mandatory app updates required
  • ⏱️ Slow load times and performance lag

Bugs and requests

Westpac Share Trading

Reported bugs

23 issues
  • App crashes on startup and during use
  • Blank red screen appearing when opening app
  • Face ID and PIN authentication failures
  • Login process unreliable and inconsistent
  • Portfolio data fails to load with error messages
Show 18 more
  • Headers disappear when scrolling portfolio
  • Watchlist last stock not viewable after update
  • News feed not populating on mobile
  • Dividend page fails to populate
  • App freezing and requiring forced restart
  • Course of sales figures slow to appear
  • Incorrect settlement balance calculations
  • Average price calculations wrong
  • Alerts system not triggering reliably
  • App incompatible with iOS 15 and newer versions
  • Automatic refresh not working when buying/selling
  • Ticker scrolling cannot be disabled
  • App opens to wrong default page despite settings
  • Data feed errors with missing company information
  • Market mover data not working
  • Inconsistent trading activity readings
  • App lag and slow performance
  • Chart data inaccuracies

Requested features

19 requests
  • Live share price updates like CommSec app
  • Chi-X trading support
  • Dark mode option
  • Stop loss feature
  • Larger font size with system font scaling
Show 14 more
  • International share trading capability
  • Capital gains tax (CGT) reporting function
  • Longer-term portfolio growth visualization
  • Real-time market depth pricing
  • Position in market indicator
  • World markets summary
  • Automatic full quantity selection for selling
  • Trading history visibility beyond recent transactions
  • Dividend page population on mobile
  • Top 10-20 shares report by volume and value
  • Summary metrics (% change per company) in portfolio view
  • Online statement generation
  • Margin loan transaction visibility
  • Improved setup assistance for trust accounts

Pearler

Reported bugs

20 issues
  • Login failures and authentication errors
  • Buttons not responding or not clickable
  • App crashes during purchases and transactions
  • Verification email code input not working
  • Address field not accepting input
Show 15 more
  • File upload rejecting documents (too large or wrong format)
  • Blank screens when switching between apps
  • Password reset loop - multiple resets required
  • Face ID and biometric sign-in not working
  • App freezing on loading screens
  • Back button functionality broken
  • Text overlapping and pixelated graphics
  • Net wealth graph showing incorrect or broken data
  • Verification process rejecting correct information
  • Automatic investments not executing as scheduled
  • Incorrect capital growth calculations for US stocks
  • Cannot find sell functionality after UI updates
  • Account reactivation blocked by email already registered error
  • Chat support feature causing app crashes
  • Inactive buttons until screen is reset

Requested features

15 requests
  • Complete UI/UX overhaul with modern design
  • Dark mode option
  • Back button that returns to previous screen, not top level
  • Daily/YTD/annual returns data display
  • Ability to see stock price trends and daily changes
Show 10 more
  • Watch list for stocks not yet owned
  • Customizable dashboard with less information clutter
  • Native mobile app instead of web wrapper
  • Reduce frequency of mandatory updates
  • Better customer service and support options
  • Faster fund transfer and transaction processing
  • Ability to schedule ASX purchases for later dates
  • Better accessibility for vision-impaired users
  • Option to choose between old and new dashboard designs
  • Restore lifetime earnings display without paywall

In-app purchases

None

Westpac Share Trading

No in-app purchases

None

Pearler

No in-app purchases

Questions

Is Westpac Share Trading free?
Westpac Share Trading is free to download, with no in-app purchases.
Is Pearler free?
Pearler is free to download, with no in-app purchases.
Which has better reviews, Westpac Share Trading or Pearler?
Pearler is rated higher. Westpac Share Trading averages 4.6 out of 5 from 112 ratings, while Pearler averages 5.0 from 4 ratings.
Do Westpac Share Trading or Pearler have ads?
Neither Westpac Share Trading nor Pearler shows ads.
Which is updated more often, Westpac Share Trading or Pearler?
Westpac Share Trading ships an update every 5 months, and Pearler every 5 days. Most recently, Westpac Share Trading was updated on October 29, 2026 and Pearler on October 30, 2026.

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